AMB TRANSPORT
ActiveSummary
The computed 12-month bankruptcy probability of AMB TRANSPORT is 7.0% (elevated). The 2025 annual accounts show equity of €11k and a net result of €2k. Equity is shrinking by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 43% of 4603 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+76
Solvency57▲+6
Growth67▲+16
Track record94
Bankruptcy probability, 12 months
7.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.18 against 0.92 in 2024; short-term debt: 67.7% and cash: 0.4% of total assets), and 67.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
42 d late
2024
139 d late
2023
132 d late
2022
249 d late
2021
150 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€31k▲ 34.7%
2021 · €23k
2021: €23k
2021 → 2023
EBIT margin
17.3%▲ 9.6pp
2021 · 7.7%
2021: 7.7%
2021 → 2023
Net result
€2k
2024 · €-12k
2021: €1k
2022: €-341
2023: €3k
2024: €-12k
2021 → 2025
Working capital
€4k
2024 · €-2k
2021: €670
2022: €10k
2023: €16k
2024: €-2k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€23k-€31k
Equity€11k-€17k▲ 52.8%€21k▲ 20.1%€9k▼ 58.0%€11k▲ 20.3%
Operating result€2k-€41▼ 97.6%€5k▲ 12,675%€-12k€2k
Net result€1k-€-341€3k€-12k€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2k after a loss of €12k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33k
Fixed assets
€6k ▼ 39.8%
Current assets
€26k ▲ 15.9%
Equity and liabilities €33k
Equity
€11k ▲ 20.3%
Debt
€22k ▼ 10.1%
Debt's share of the balance-sheet total falls from 73.7% to 67.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€6k▲
2024 · €-6k
Cash flow
€6k▲
2024 · €-6k
Current ratio
1.18▲
2024 · 0.92
Debt to equity
2.10▼
2024 · 2.80
ROE
16.8%▲
2024 · -137.9%
ROA
5.4%▲
2024 · -36.3%
Interest coverage
48.01▲
2024 · -13.28
Debt ≤ 1 year
€22k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€33k€33k▼
Fixed assets21/28€11k€6k▼
Tangible fixed assets22/27€11k€6k▼
Furniture and vehicles24€11k€6k▼
Current assets29/58€23k€26k▲
Amounts receivable within one year40/41€20k€26k▲
Trade receivables40€11k€20k▲
Other amounts receivable41€9k€6k▼
Cash at bank and in hand54/58€159€145▼
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€33k€33k▼
Equity10/15€9k€11k▲
Contributions10/11€16k€16k=
Profit (loss) carried forward14€-8k€-6k▲
Amounts payable17/49€25k€22k▼
Amounts payable within one year42/48€25k€22k▼
Current portion of amounts payable after more than one year42€180€180=
Trade debts44€20k€16k▼
Suppliers440/4€20k€16k▼
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€1k▼
Remuneration and social security454/9-€1k
Other amounts payable47/48-€3k
Income statement
Code20242025
Non-recurring operating income76A€32€5k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€4k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€805-
Other operating charges640/8-€947
Gross operating margin9900€-5k€7k▲
Operating profit (loss)9901€-12k€2k▲
Financial charges65/66B€442€129▼
Recurring financial charges65€442€129▼
Profit (loss) for the period before taxes9903€-12k€2k▲
Profit (loss) for the period9904€-12k€2k▲
Profit (loss) for the period to be appropriated9905€-12k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-6k▲
Profit (loss) brought forward from the previous period14P€5k€-8k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 42 days late
2025
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 139 days late
2024
31-12
Financial
Weakest financial yearnet €-12k ▼447%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
10-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 132 days late
05-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 249 days late
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
2022
31-12
Financial
Liquidity doublescurrent ratio 2.44
Current ratio from 1.10 to 2.44.
28-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 150 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paruckstraat 391080 Sint-Jans-MolenbeekGround area
825 m²
Building footprint
451 m²
Volume, LiDAR
6,676 m³
2 parcels, Brussels, Flanders · tallest building 18.9 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
AMB TRANSPORT
since 20212.319.051.155
TAXI HICHAM
since 20242.363.906.925
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21526D0082/00M004 | Brussels | 542 m² | 1 · 391 m² | 18.9 m · 6 fl. |
| 34353B0082/00M005 | Flanders | 283 m² | 1 · 60 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BISAWAC
BE 0695.646.386
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GANDA
BE 0429.760.478
Geraardsbergen · Eq €10,562
M-Taxi
BE 0887.838.228
Mechelen · Eq €10,563
AKKI TRANS
BE 1009.737.534
Sint-Pieters-Leeuw · Eq €10,513
NSR COMPANY
BE 1005.652.052
Grimbergen · Eq €10,569
Of 6,686 companies in sector 49330 we hold annual accounts for 2,295. 1,955 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-06-2021
Fiscal year end31-12
Activities, NACEBEL 2025
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
49390Land transport and transport via pipelines
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:nhicham137@gmail.com
Phone:0473901074