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AMAZIGH

Active
Private limited companyfounded 200916 yrs activede Ribaucourtstraat 167, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0820.000.683
Summary

The computed 12-month bankruptcy probability of AMAZIGH is 1.9% (moderate). The 2025 annual accounts show negative equity (-€9,608) and a net result of €565. Equity is shrinking by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 9% of 18626 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability54▲+54
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.46 against 0.41 in 2024; short-term debt: 215% and cash: 29.2% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-115%
Return on assets
6.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 16 years 0 20 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 18626 sector peers (2025).
NBB · sector comparison
Position among 18626 sector peers
Solvency
better than 9%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
12 d late
2024
20 d late
2023
26 d early
2022
108 d late
2021
31 d late
2020
90 d late
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 47 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 August (4 of the last 5 filed years within 45 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

AMAZIGH was incorporated on 23 October 2009.1 Total assets rose from EUR 6,235 in 2018 to EUR 8,352 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€565
2024 · -€4,021
Working capital
-€9,698▲ 5.5%
2024 · -€10,262
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€6,688€334-€1,053-€3,868▼ 267%€718
Net result-€2,808below the sector's middle half€1,311within the sector's middle half-€1,206within the sector's middle half-€4,021within the sector's middle half▼ 233%€565within the sector's middle half
Equity-€6,256below the sector's middle half▲ 16.0%-€4,945below the sector's middle half▲ 21.0%-€6,151below the sector's middle half▼ 24.4%-€10,172below the sector's middle half▼ 65.4%-€9,608below the sector's middle half▲ 5.6%
Total assets€4,518below the sector's middle half▼ 57.2%€5,006below the sector's middle half▲ 10.8%€6,005below the sector's middle half▲ 20.0%€7,099below the sector's middle half▲ 18.2%€8,352below the sector's middle half▲ 17.6%
Debt€10,774▼ 40.2%€9,950▼ 7.6%€12,157▲ 22.2%€17,272▲ 42.1%€17,960▲ 4.0%
Working capital-€6,346below the sector's middle half▲ 19.7%-€5,035within the sector's middle half▲ 20.7%-€6,241within the sector's middle half▼ 24.0%-€10,262within the sector's middle half▼ 64.4%-€9,698within the sector's middle half▲ 5.5%
Solvency-98.8%below the sector's middle half-102.4%below the sector's middle half▼ 3.6pp-143.3%below the sector's middle half▼ 40.9pp-115.0%below the sector's middle half▲ 28.3pp
Current ratio0.49below the sector's middle half0.49below the sector's middle half▼ 0.010.41below the sector's middle half▼ 0.080.46below the sector's middle half▲ 0.05
Return on assets (ROA)26.2%above the sector's middle half-20.1%below the sector's middle half▼ 46.3pp-56.6%below the sector's middle half▼ 36.6pp6.8%within the sector's middle half▲ 63.4pp
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€8,000-€6,000-€4,000-€2,000€0€2,000Operating result 2021: -€6,688-€6,688Net result 2021: -€2,808-€2,808Operating result 2022: €334€334Net result 2022: €1,311€1,311Operating result 2023: -€1,053-€1,053Net result 2023: -€1,206-€1,206Operating result 2024: -€3,868-€3,868Net result 2024: -€4,021-€4,021Operating result 2025: €718€718Net result 2025: €565€56520212022202320242025-€6,000-€4,000-€2,000€0Operating result 2023: -€1,053-€1,050Net result 2023: -€1,206-€1,210Operating result 2024: -€3,868-€3,870Net result 2024: -€4,021-€4,020Operating result 2025: €718€718Net result 2025: €565€565202320242025
The operating result returns to profit in 2025: €718 after a loss of €3,868 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8,352
Fixed assets €90 =
Current assets €8,262 ▲ 17.9%
Key figures and ratios
2025 value · change against 2024
Quick ratio
0.25▲
2024 · 0.16
Debt to equity
-1.87▼
2024 · -1.70
Debt ≤ 1 year
€17,960▲
2024 · €17,272
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,632 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a profit of 5% of the balance sheet or more
2.9% went bankrupt
4.8% stopped otherwise
92% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,632 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€7,099€8,352▲
Fixed assets21/28€90€90=
Financial fixed assets28€90€90=
Current assets29/58€7,009€8,262▲
Stocks and contracts in progress3€4,200€3,855▼
Stocks30/36€4,200€3,855▼
Amounts receivable within one year40/41€198€1,264▲
Other amounts receivable41€198€1,264▲
Cash at bank and in hand54/58€1,891€2,443▲
Deferred charges and accrued income490/1€721€700▼
Equity and liabilities
Total equity and liabilities10/49€7,099€8,352▲
Equity10/15-€10,172-€9,608▲
Contributions10/11€17,600€17,600=
Reserves13€158€158=
Non-distributable reserves130/1€158€158=
Reserves not available under the articles1311€158€158=
Profit (loss) carried forward14-€27,930-€27,366▲
Amounts payable17/49€17,272€17,960▲
Amounts payable within one year42/48€17,272€17,960▲
Trade debts44€9,272€8,960▼
Suppliers440/4€9,272€8,960▼
Taxes, remuneration and social security45€8,000€9,000▲
Remuneration and social security454/9€8,000€9,000▲
Income statement Code20242025
Other operating charges640/8€1,370€2,394▲
Gross operating margin9900-€2,498€3,111▲
Operating profit (loss)9901-€3,868€718▲
Financial charges65/66B€153€153=
Recurring financial charges65€153€153=
Profit (loss) for the period before taxes9903-€4,021€565▲
Profit (loss) for the period9904-€4,021€565▲
Profit (loss) for the period to be appropriated9905-€4,021€565▲
Appropriation of the result
Profit (loss) to be appropriated9906-€27,930-€27,366▲
Profit (loss) brought forward from the previous period14P-€23,909-€27,930▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€360-----
Other operating charges640/8€600€916€639€1,370€2,394▲ 74.7%
Gross operating margin9900-€5,728€1,250-€415-€2,498€3,111▲ 225%
Operating profit (loss)9901-€6,688€334-€1,053-€3,868€718▲ 119%
Financial income75/76B€4,029€1,130----
Recurring financial income75€4,029€1,130----
Financial charges65/66B€149€153€153€153€153=
Recurring financial charges65€149€153€153€153€153=
Profit (loss) for the period before taxes9903-€2,808€1,311-€1,206-€4,021€565▲ 114%
Profit (loss) for the period9904-€2,808€1,311-€1,206-€4,021€565▲ 114%
Profit (loss) for the period to be appropriated9905-€2,808€1,311-€1,206-€4,021€565▲ 114%
Line20212022202320242025Change
Assets
Total assets20/58€4,518€5,006€6,005€7,099€8,352▲ 17.6%
Fixed assets21/28€90€90€90€90€90=
Financial fixed assets28€90€90€90€90€90=
Current assets29/58€4,428€4,916€5,915€7,009€8,262▲ 17.9%
Stocks and contracts in progress3€3,416€2,846€2,976€4,200€3,855▼ 8.2%
Stocks30/36€3,416€2,846€2,976€4,200€3,855▼ 8.2%
Amounts receivable within one year40/41-€48€475€198€1,264▲ 540%
Other amounts receivable41-€48€475€198€1,264▲ 540%
Cash at bank and in hand54/58€1,012€2,021€2,464€1,891€2,443▲ 29.2%
Deferred charges and accrued income490/1---€721€700▼ 2.9%
Equity and liabilities
Total equity and liabilities10/49€4,518€5,006€6,005€7,099€8,352▲ 17.6%
Equity10/15-€6,256-€4,945-€6,151-€10,172-€9,608▲ 5.6%
Contributions10/11€17,600€17,600€17,600€17,600€17,600=
Capital10€17,600€17,600----
Issued capital100€18,600€18,600----
Uncalled capital101€1,000€1,000----
Reserves13€158€158€158€158€158=
Non-distributable reserves130/1€158€158€158€158€158=
Legal reserve130€158€158----
Reserves not available under the articles1311--€158€158€158=
Profit (loss) carried forward14-€24,014-€22,702-€23,909-€27,930-€27,366▲ 2.0%
Amounts payable17/49€10,774€9,950€12,157€17,272€17,960▲ 4.0%
Amounts payable within one year42/48€10,774€9,950€12,157€17,272€17,960▲ 4.0%
Trade debts44€819€893€3,157€9,272€8,960▼ 3.4%
Suppliers440/4€819€893€3,157€9,272€8,960▼ 3.4%
Taxes, remuneration and social security45€9,955€9,057€9,000€8,000€9,000▲ 12.5%
Taxes450/3€956€57----
Remuneration and social security454/9€8,999€9,000€9,000€8,000€9,000▲ 12.5%
Line20212022202320242025Change
Profit (loss) for the period9904-€2,808€1,311-€1,206-€4,021€565▲ 114%
+ Depreciation and write-downs630€360-----
Operating cash flow (approximation)-€2,448€1,311-€1,206-€4,021€565▲ 114%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€1,009€443-€573€552▲ 196%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
12-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
31-12
Financial Back to profitnet €565
Net result €565 after 2 loss-making years.
20-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
05-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
16-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 108 days late
2022
31-12
Financial Back to profitnet €1,311
Net result €1,311 after one loss-making year.
31-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
29-10
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 90 days late
2020
31-12
Financial Back to profitnet €5,127
Net result €5,127 after 2 loss-making years.
30-10
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
31-12
Financial Weakest financial yearnet -€10,810
Net result drops to -€10,810, the lowest in the series; recovery starts the following year.
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
24-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2009
seat establishment The establishment unit on the map
Ground area
139 m²
Building footprint
119 m²
Volume, LiDAR
2,019 m³
Parcel 21012A0164/00V002, Brussels · tallest building 19.9 m, ±6 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
de Ribaucourtstraat 167, 1080 Sint-Jans-Molenbeek
Retail trade
since 20092.182.087.749
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21012A0164/00V002 Brussels 139 m² 1 · 119 m² 19.9 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 10,509 companies in sector 47110 we hold annual accounts for 5,853. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-10-2009
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
E-invoicing
Reachable via Peppol
Peppol ID 0208:0820000683
Also 9925:BE0820000683
Registered 16-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.