AMATHOJO
ActiveAMATHOJO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €157k and a net result of €27k. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 41% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+3
Solvency70▲+8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.28 against 1.74 in 2024; short-term debt: 30.6% and cash: 1.7% of total assets), but 55.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
3 d early
2023
on the day
2022
106 d late
2021
251 d late
2020
182 d late
2019
143 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close18-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€157k▲ 20.7%
2024 · €130k
2019: €23k
2020: €114k
2021: €133k
2022: €108k
2023: €114k
2024: €130k
2019 → 2025
Total assets
€351k▲ 0.7%
2024 · €349k
2019: €338k
2020: €242k
2021: €269k
2022: €325k
2023: €311k
2024: €349k
2019 → 2025
Net result
€27k▲ 61.3%
2024 · €17k
2019: €31k
2020: €91k
2021: €20k
2022: €-25k
2023: €5k
2024: €17k
2019 → 2025
Working capital
€138k▲ 53.0%
2024 · €90k
2019: €-50k
2020: €143k
2021: €155k
2022: €87k
2023: €84k
2024: €90k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€133k-€108k▼ 18.8%€114k▲ 4.9%€130k▲ 14.7%€157k▲ 20.7%
Operating result€32k-€-19k€14k€44k▲ 208%€48k▲ 8.4%
Net result€20k-€-25k€5k€17k▲ 215%€27k▲ 61.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 8% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €351k
Fixed assets
€106k▼ 22.4%
Current assets
€245k▲ 15.6%
Equity and liabilities €351k
Equity
€157k▲ 20.7%
Debt
€194k▼ 11.3%
The debt ratio falls from 62.6% to 55.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€79k▲
2024 · €74k
Cash flow
€59k▲
2024 · €46k
Solvency
44.8%▲
2024 · 37.4%
Current ratio
2.28▲
2024 · 1.74
Quick ratio
2.28▲
2024 · 1.74
Debt / equity
1.23▼
2024 · 1.67
ROE
17.1%▲
2024 · 12.8%
ROA
7.7%▲
2024 · 4.8%
Interest coverage
15.60▲
2024 · 12.58
Debt
€194k▼
2024 · €218k
Debt ≤ 1 year
€107k▼
2024 · €122k
Debt > 1 year
€66k▼
2024 · €96k
Income taxes
€16k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€349k€351k▲
Fixed assets21/28€136k€106k▼
Tangible fixed assets22/27€136k€106k▼
Land and buildings22€43k€41k▼
Plant, machinery and equipment23€1k€2k▲
Furniture and vehicles24€92k€63k▼
Current assets29/58€212k€245k▲
Amounts receivable after more than one year29€159k€159k=
Other amounts receivable291€159k€159k=
Amounts receivable within one year40/41€53k€80k▲
Trade receivables40€53k€79k▲
Other amounts receivable41-€484
Current investments50/53€0€0=
Cash at bank and in hand54/58€243€6k▲
Equity and liabilities
Total equity and liabilities10/49€349k€351k▲
Equity10/15€130k€157k▲
Contributions10/11€19k€19k=
Reserves13€112k€139k▲
Distributable reserves133€112k€139k▲
Profit (loss) carried forward14€-1€-1=
Amounts payable17/49€218k€194k▼
Amounts payable after more than one year17€96k€66k▼
Financial debts170/4€96k€66k▼
Amounts payable within one year42/48€122k€107k▼
Current portion of amounts payable after more than one year42€37k€30k▼
Financial debts43€5k€8k▲
Credit institutions430/8€5k€8k▲
Trade debts44€13k€9k▼
Suppliers440/4€13k€9k▼
Advances received on contracts in progress46€15k€15k=
Taxes, remuneration and social security45€27k€38k▲
Taxes450/3€24k€37k▲
Remuneration and social security454/9€3k€500▼
Other amounts payable47/48€25k€7k▼
Accrued charges and deferred income492/3-€20k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€32k▲
Other operating charges640/8€5k€10k▲
Gross operating margin9900€79k€90k▲
Operating profit (loss)9901€44k€48k▲
Financial income75/76B€4€1▼
Recurring financial income75€4€1▼
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€38k€43k▲
Income taxes67/77€21k€16k▼
Profit (loss) for the period9904€17k€27k▲
Profit (loss) for the period to be appropriated9905€17k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€27k▲
Profit (loss) brought forward from the previous period14P€-1€-1=
Transfer to equity691/2€17k€27k▲
To other reserves6921€17k€27k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Equity above €150kEq €157k ▲20.7%
3 profitable years in a row build equity to €157k.
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
14-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 106 days late
2022
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 251 days late
28-02
Financial
Weakest financial yearnet €-25k ▼228%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 182 days late
2020
29-02
Financial
Highest result since 2019net €91k ▲192%
Operating result €147k, net result €91k, both a record.
29-02
Financial
Liquidity times 5current ratio 2.58
Current ratio from 0.55 to 2.58; short-term debt falls from €112k to €91k.
29-02
Financial
Equity above €100kEq €114k ▲390%
2 profitable years in a row build equity to €114k.
20-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 143 days late
2018
10-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
04-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
15-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spesbroekstraat 159032 GentGround area
1,236 m²
Building footprint
144 m²
Parcel 44074A0264/00Y002, Flanders. Linked by address, not a title deed.
1 establishment unit
AMATHOJO
since 20072.166.684.545
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44074A0264/00Y002 | Flanders | 1,236 m² | 1 · 144 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FREeDOM SOLUTION
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STOS
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MAVACON
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BERGSON SQUARE ADVISORY
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 40,753 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-11-2007
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:erwin.metdepenninghen@velocitas.be
Phone:0495 366 528