AMARIGES
ActiveAMARIGES has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €101k and a net result of €297k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 8647 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▲+23
Solvency28▲+5
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.5 against 0.19 in 2024; short-term debt: 12% and cash: 2.8% of total assets), and 97.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.7%
Return on assets
8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 8647 sector peers (2025).
NBB · sector comparisonPosition among 8647 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
66 d early
2024
29 d late
2023
6 d early
2022
30 d late
2021
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€101k
2024 · €-71k
2021: €20k
2022: €13k
2023: €-79k
2024: €-71k
2021 → 2025
Total assets
€3.72M▼ 9.4%
2024 · €4.11M
2021: €4.17M
2022: €4.18M
2023: €4.14M
2024: €4.11M
2021 → 2025
Net result
€297k▲ 3,255%
2024 · €9k
2021: €10k
2022: €-7k
2023: €-92k
2024: €9k
2021 → 2025
Working capital
€-224k▲ 10.7%
2024 · €-250k
2021: €-402k
2022: €-598k
2023: €-148k
2024: €-250k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€13k▼ 35.8%€-79k€-71k▲ 11.1%€101k
Operating result€44k-€22k▼ 50.1%€-4k€11k€127k▲ 1,016%
Net result€10k-€-7k€-92k▼ 1,217%€9k€297k▲ 3,255%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1,016% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.72M
Fixed assets
€3.50M▼ 13.6%
Current assets
€223k▲ 270%
Equity and liabilities €3.72M
Equity
€101k
Debt
€3.62M
Debt finances 97.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€128k▲
2024 · €39k
Cash flow
€298k▲
2024 · €36k
Solvency
2.7%▲
2024 · -1.7%
Current ratio
0.50▲
2024 · 0.19
Quick ratio
0.50▲
2024 · 0.19
Debt / equity
35.72▲
2024 · -59.23
ROE
292.9%
ROA
8.0%▲
2024 · 0.2%
Interest coverage
2.11▲
2024 · 0.48
Debt
€3.62M▼
2024 · €4.18M
Debt ≤ 1 year
€447k▲
2024 · €311k
Debt > 1 year
€3.15M▼
2024 · €3.84M
Income taxes
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.11M€3.72M▼
Fixed assets21/28€4.05M€3.50M▼
Tangible fixed assets22/27€50k€0▼
Furniture and vehicles24€700€0▼
Leasing and similar rights25€49k€0▼
Financial fixed assets28€4.00M€3.50M▼
Current assets29/58€60k€223k▲
Amounts receivable within one year40/41€29k€115k▲
Trade receivables40€20k€115k▲
Other amounts receivable41€9k€0▼
Cash at bank and in hand54/58€24k€106k▲
Deferred charges and accrued income490/1€7k€2k▼
Equity and liabilities
Total equity and liabilities10/49€4.11M€3.72M▼
Equity10/15€-71k€101k▲
Contributions10/11€10k€10k=
Reserves13€3k€91k▲
Distributable reserves133€3k€91k▲
Profit (loss) carried forward14€-83k€845▲
Amounts payable17/49€4.18M€3.62M▼
Amounts payable after more than one year17€3.84M€3.15M▼
Financial debts170/4€1.84M€1.15M▼
Other amounts payable178/9€2.00M€2.00M=
Amounts payable within one year42/48€311k€447k▲
Current portion of amounts payable after more than one year42€301k€297k▼
Trade debts44€644€4k▲
Suppliers440/4€644€4k▲
Taxes, remuneration and social security45€9k€6k▼
Taxes450/3€9k€6k▼
Other amounts payable47/48-€141k
Accrued charges and deferred income492/3€28k€28k▲
Income statement
Code20242025
Non-recurring operating income76A-€41k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€700▼
Other operating charges640/8€5k€2k▼
Gross operating margin9900€44k€130k▲
Operating profit (loss)9901€11k€127k▲
Financial income75/76B€81k€732k▲
Recurring financial income75€81k€732k▲
Financial charges65/66B€81k€561k▲
Recurring financial charges65€81k€61k▼
Non-recurring financial charges66B-€500k
Profit (loss) for the period before taxes9903€11k€299k▲
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€9k€297k▲
Profit (loss) for the period to be appropriated9905€9k€297k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-83k€214k▲
Profit (loss) brought forward from the previous period14P€-92k€-83k▲
Transfer to equity691/2-€88k
To other reserves6921-€88k
Profit to be distributed694/7-€125k
Return on contributions (dividend)694-€125k
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2021net €297k ▲3255%
Operating result €127k, net result €297k, both a record.
31-12
Financial
Equity above €100kEq €101k
2 profitable years in a row build equity to €101k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after 2 loss-making years.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-92k
Net result drops to €-92k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Duffelsesteenweg 1642550 KontichGround area
5,366 m²
Building footprint
1,701 m²
Volume, LiDAR
10,667 m³
Parcel 11602E0077/00E000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AMARIGES
since 20212.311.068.748
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11602E0077/00E000 | Flanders | 5,366 m² | 1 · 1,701 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
QUALIAS
BE 0462.424.833
Namur · Eq €101k
LVF INVEST
BE 0746.439.447
Mons · Eq €101k
Make it Happen
BE 0537.420.283
Deerlijk · Eq €101k
RCBM
BE 0822.011.157
Sint-Truiden · Eq €101k
CAPITOL
BE 0439.696.248
Kasterlee · Eq €101k
Of 5,700 companies in sector 70100 we hold annual accounts for 3,494. 2,283 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2020
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.