CAPITOL
ActiveCAPITOL has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €101k and a net result of €504. Equity is growing by ~17.3% per year across the filed fiscal years. Its solvency ranks better than 38% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▼-22
Solvency66▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.56 against 1.4 in 2024; short-term debt: 7.8% and cash: 1.5% of total assets), and 58.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.3%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
31 d early
2023
31 d late
2022
128 d late
2021
493 d late
2020
138 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€101k▲ 0.5%
2024 · €101k
2018: €12k
2019: €12k
2020: €47k
2021: €80k
2022: €78k
2023: €89k
2024: €101k
2018 → 2025
Total assets
€245k▼ 10.6%
2024 · €274k
2018: €65k
2019: €65k
2020: €110k
2021: €129k
2022: €270k
2023: €274k
2024: €274k
2018 → 2025
Net result
€504▼ 95.5%
2024 · €11k
2018: €-96
2019: €-98
2020: €35k
2021: €33k
2022: €-2k
2023: €11k
2024: €11k
2018 → 2025
Working capital
€-8k
2024 · €15k
2020: €-18k
2021: €80k
2022: €2k
2023: €8k
2024: €15k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€80k-€78k▼ 2.2%€89k▲ 14.2%€101k▲ 12.5%€101k▲ 0.5%
Operating result€35k-€954▼ 97.3%€18k▲ 1,835%€18k▼ 4.7%€2k▼ 86.9%
Net result€33k-€-2k€11k€11k▲ 0.2%€504▼ 95.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 87% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €245k
Fixed assets
€235k▲ 5.2%
Current assets
€11k▼ 79.3%
Equity and liabilities €245k
Equity
€101k▲ 0.5%
Debt
€144k▼ 17.0%
The debt ratio falls from 63.3% to 58.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9k▼
2024 · €24k
Cash flow
€7k▼
2024 · €17k
Solvency
41.3%▲
2024 · 36.7%
Current ratio
0.56▼
2024 · 1.40
Quick ratio
0.56▼
2024 · 1.40
Debt / equity
1.42▼
2024 · 1.72
ROE
0.5%▼
2024 · 11.1%
ROA
0.2%▼
2024 · 4.1%
Interest coverage
3.93▼
2024 · 10.71
Debt
€144k▼
2024 · €174k
Debt ≤ 1 year
€19k▼
2024 · €37k
Debt > 1 year
€125k▼
2024 · €136k
Income taxes
€-342▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€274k€245k▼
Fixed assets21/28€223k€235k▲
Tangible fixed assets22/27€223k€235k▲
Land and buildings22€223k€235k▲
Current assets29/58€51k€11k▼
Amounts receivable within one year40/41€30k€7k▼
Trade receivables40€30k€0▼
Other amounts receivable41€59€7k▲
Cash at bank and in hand54/58€20k€4k▼
Deferred charges and accrued income490/1€928€0▼
Equity and liabilities
Total equity and liabilities10/49€274k€245k▼
Equity10/15€101k€101k▲
Contributions10/11€74k€74k=
Reserves13€26k€27k▲
Distributable reserves133€26k€27k▲
Amounts payable17/49€174k€144k▼
Amounts payable after more than one year17€136k€125k▼
Financial debts170/4€136k€125k▼
Amounts payable within one year42/48€37k€19k▼
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€23€120▲
Suppliers440/4€23€120▲
Taxes, remuneration and social security45€4k€7k▲
Taxes450/3€4k€7k▲
Other amounts payable47/48€21k€0▼
Accrued charges and deferred income492/3€387€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€25k€10k▼
Operating profit (loss)9901€18k€2k▼
Financial income75/76B-€75
Recurring financial income75-€75
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€15k€161▼
Income taxes67/77€4k€-342▼
Profit (loss) for the period9904€11k€504▼
Profit (loss) for the period to be appropriated9905€11k€504▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€504▼
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€11k€504▼
To other reserves6921€11k€504▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €101k ▲12.5%
2 profitable years in a row build equity to €101k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
06-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 128 days late
06-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 493 days late
2022
31-12
Financial
Weakest financial yearnet €-2k ▼105%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
2021
31-12
Financial
Liquidity quadruplescurrent ratio 2.64
Current ratio from 0.72 to 2.64; short-term debt falls from €63k to €49k.
16-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 138 days late
2020
31-12
Financial
Back to profitnet €35k
Net result €35k after 2 loss-making years.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
08-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 39 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kasterlee · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Goor 192460 KasterleeGround area
2,145 m²
Building footprint
159 m²
Volume, LiDAR
715 m³
Parcel 13017E0274/00C000, Flanders · tallest building 5.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CAPITOL CV
since 19902.046.960.019
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13017E0274/00C000 | Flanders | 2,145 m² | 1 · 159 m² | 5.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RCBM
BE 0822.011.157
Sint-Truiden · Eq €101k
Make it Happen
BE 0537.420.283
Deerlijk · Eq €101k
LVF INVEST
BE 0746.439.447
Mons · Eq €101k
QUALIAS
BE 0462.424.833
Namur · Eq €101k
AMARIGES
BE 0759.801.691
Kontich · Eq €101k
Of 5,700 companies in sector 70100 we hold annual accounts for 3,494. 2,283 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-1989
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.