Amano
ActiveAmano has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €396k and a net result of €-1k. Equity is growing by ~18.2% per year across the filed fiscal years. Its solvency ranks better than 83% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▲+19
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 6.75 against 9.57 in 2024; short-term debt: 14% and cash: 1.9% of total assets), and 14% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86%
Return on assets
-0.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
15 d early
2024
43 d early
2023
104 d early
2022
6 d early
2021
65 d early
2020
38 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€171k
EBIT margin
26.6%
Net result
€-1k▲ 78.8%
2024 · €-6k
2018: €18k
2019: €30k
2020: €33k
2021: €63k
2022: €17k
2023: €250k
2024: €-6k
2018 → 2025
Working capital
€372k▼ 10.0%
2024 · €413k
2018: €94k
2019: €132k
2020: €164k
2021: €232k
2022: €133k
2023: €440k
2024: €413k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€246k-€221k▼ 10.1%€453k▲ 105%€427k▼ 5.6%€396k▼ 7.4%
Operating result€92k-€33k▼ 63.8%€-41k€-26k▲ 38.3%€3k
Net result€63k-€17k▼ 74.0%€250k▲ 1,413%€-6k€-1k▲ 78.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €26k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €460k
Fixed assets
€24k▲ 66.9%
Current assets
€436k▼ 5.4%
Equity and liabilities €460k
Equity
€396k▼ 7.4%
Debt
€65k▲ 33.1%
The debt ratio rises from 10.2% to 14.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€7k▲
2024 · €-22k
Cash flow
€3k▲
2024 · €-2k
Solvency
86.0%▼
2024 · 89.8%
Current ratio
6.75▼
2024 · 9.57
Quick ratio
6.75▼
2024 · 9.57
Debt / equity
0.16▲
2024 · 0.11
ROE
-0.3%▲
2024 · -1.4%
ROA
-0.3%▲
2024 · -1.3%
Interest coverage
2.05▲
2024 · -31.88
Debt
€65k▲
2024 · €49k
Debt ≤ 1 year
€65k▲
2024 · €48k
Income taxes
€2k▲
2024 · €330
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€476k€460k▼
Fixed assets21/28€14k€24k▲
Tangible fixed assets22/27€14k€24k▲
Land and buildings22€0€2k▲
Plant, machinery and equipment23€961€1k▲
Furniture and vehicles24€13k€12k▼
Other tangible fixed assets26-€8k
Financial fixed assets28€0-
Current assets29/58€462k€436k▼
Amounts receivable after more than one year29-€10k
Other amounts receivable291-€10k
Amounts receivable within one year40/41€16k€29k▲
Trade receivables40€13k€25k▲
Other amounts receivable41€3k€5k▲
Current investments50/53€444k€387k▼
Cash at bank and in hand54/58€0€9k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€476k€460k▼
Equity10/15€427k€396k▼
Contributions10/11€19k€19k=
Reserves13€414k€384k▼
Tax-exempt reserves132€251€251=
Distributable reserves133€414k€383k▼
Profit (loss) carried forward14€-6k€-7k▼
Amounts payable17/49€49k€65k▲
Amounts payable within one year42/48€48k€65k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€17k€10k▼
Taxes450/3€17k€10k▼
Other amounts payable47/48€28k€50k▲
Accrued charges and deferred income492/3€298€0▼
Income statement
Code20242025
Non-recurring operating income76A-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€1k€886▼
Gross operating margin9900€-21k€8k▲
Operating profit (loss)9901€-26k€3k▲
Financial income75/76B€21k€1k▼
Recurring financial income75€21k€1k▼
Financial charges65/66B€690€4k▲
Recurring financial charges65€690€4k▲
Profit (loss) for the period before taxes9903€-6k€430▲
Income taxes67/77€330€2k▲
Profit (loss) for the period9904€-6k€-1k▲
Profit (loss) for the period to be appropriated9905€-6k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-7k▼
Profit (loss) brought forward from the previous period14P-€-6k
Transfer from equity791/2€19k€30k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€19k€30k▲
Return on contributions (dividend)694€19k€30k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-6k ▼102%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
18-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €250k ▲1413%
Net result €250k, the highest in the series.
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €200kEq €246k ▲34.8%
4 profitable years in a row build equity to €246k.
23-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €150kEq €182k ▲22.3%
3 profitable years in a row build equity to €182k.
23-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kuurne · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meikever 128520 KuurneGround area
700 m²
Building footprint
189 m²
Volume, LiDAR
1,288 m³
Parcel 34023C0006/00L002, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Amano
since 20132.219.998.814
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34023C0006/00L002 | Flanders | 700 m² | 1 · 189 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 1,800 EUR awarded · 1,800 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,800 EUR | 1,800 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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IMMOBILIERE GALILEO
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 36,448 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-06-2013
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46190Agents in non-specialised wholesale trade
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.