AMANI
ActiveAMANI has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €198k and a net result of €58k. Equity is growing by ~21.6% per year across the filed fiscal years. Its solvency ranks better than 43% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency93▼-6
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 1.87 against 2.16 in 2024), and 47.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.1%
Return on assets
15.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-03-2026, 145 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
145 d early
2024
44 d early
2023
51 d early
2022
62 d early
2021
54 d early
2020
40 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€198k▲ 3.3%
2024 · €192k
2018: €55k
2019: €66k
2020: €98k
2021: €103k
2022: €134k
2023: €155k
2024: €192k
2018 → 2025
Total assets
€381k▲ 20.4%
2024 · €316k
2018: €154k
2019: €133k
2020: €178k
2021: €208k
2022: €261k
2023: €273k
2024: €316k
2018 → 2025
Net result
€58k▲ 15.9%
2024 · €50k
2018: €18k
2019: €11k
2020: €33k
2021: €4k
2022: €32k
2023: €21k
2024: €50k
2018 → 2025
Working capital
€158k▲ 10.8%
2024 · €142k
2018: €71k
2019: €57k
2020: €40k
2021: €50k
2022: €74k
2023: €98k
2024: €142k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€103k-€134k▲ 30.8%€155k▲ 15.3%€192k▲ 23.8%€198k▲ 3.3%
Operating result€12k-€51k▲ 333%€37k▼ 28.1%€79k▲ 115%€88k▲ 11.2%
Net result€4k-€32k▲ 609%€21k▼ 34.9%€50k▲ 145%€58k▲ 15.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 11% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €381k
Fixed assets
€42k▼ 17.7%
Current assets
€339k▲ 27.7%
Equity and liabilities €381k
Equity
€198k▲ 3.3%
Debt
€182k▲ 46.8%
The debt ratio rises from 39.3% to 47.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€101k▲
2024 · €91k
Cash flow
€71k▲
2024 · €63k
Solvency
52.1%▼
2024 · 60.7%
Current ratio
1.87▼
2024 · 2.16
Quick ratio
1.86▼
2024 · 2.14
Debt / equity
0.92▲
2024 · 0.65
ROE
29.5%▲
2024 · 26.3%
ROA
15.4%▼
2024 · 16.0%
Interest coverage
335.91▲
2024 · 281.27
Debt
€182k▲
2024 · €124k
Debt ≤ 1 year
€181k▲
2024 · €123k
Income taxes
€29k▲
2024 · €28k
Staff costs
€152k▲
2024 · €146k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€316k€381k▲
Fixed assets21/28€51k€42k▼
Tangible fixed assets22/27€51k€42k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€10k€8k▼
Other tangible fixed assets26€36k€32k▼
Current assets29/58€265k€339k▲
Stocks and contracts in progress3€3k€2k▼
Stocks30/36€3k€2k▼
Amounts receivable within one year40/41€97k€123k▲
Trade receivables40€97k€123k▲
Cash at bank and in hand54/58€166k€213k▲
Deferred charges and accrued income490/1€0€2k▲
Equity and liabilities
Total equity and liabilities10/49€316k€381k▲
Equity10/15€192k€198k▲
Contributions10/11€8k€8k=
Reserves13€116k€121k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€116k€121k▲
Profit (loss) carried forward14€67k€69k▲
Amounts payable17/49€124k€182k▲
Amounts payable within one year42/48€123k€181k▲
Trade debts44€46k€45k▼
Suppliers440/4€46k€45k▼
Taxes, remuneration and social security45€65k€86k▲
Taxes450/3€46k€66k▲
Remuneration and social security454/9€19k€20k▲
Other amounts payable47/48€11k€50k▲
Accrued charges and deferred income492/3€1k€1k=
Income statement
Code20242025
Remuneration, social security and pensions62€146k€152k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▲
Other operating charges640/8€775€827▲
Gross operating margin9900€238k€254k▲
Operating profit (loss)9901€79k€88k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€325€299▼
Recurring financial charges65€325€299▼
Profit (loss) for the period before taxes9903€79k€88k▲
Income taxes67/77€28k€29k▲
Profit (loss) for the period9904€50k€58k▲
Profit (loss) for the period to be appropriated9905€50k€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€117k€126k▲
Profit (loss) brought forward from the previous period14P€66k€67k▲
Transfer from equity791/2€11k€49k▲
Transfer to equity691/2€47k€54k▲
To other reserves6921€47k€54k▲
Profit to be distributed694/7€14k€52k▲
Return on contributions (dividend)694€11k€49k▲
Employees696€3k€3k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €58k ▲15.9%
Operating result €88k, net result €58k, both a record.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €155k ▲15.3%
6 profitable years in a row build equity to €155k.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €4k ▼86.3%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €103k ▲4.5%
4 profitable years in a row build equity to €103k.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zuiderkruislaan 141200 Sint-Lambrechts-WoluweGround area
394 m²
Building footprint
195 m²
Volume, LiDAR
1,566 m³
2 parcels, Brussels, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AMANI SPRL
since 20052.148.280.873
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0009/00N030 | Brussels | 293 m² | 1 · 66 m² | 10.0 m · 3 fl. |
| 25772G0057/00A002 | Wallonia | 101 m² | 1 · 129 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MALVERN CONSULTING
BE 0457.719.145
Sint-Pieters-Woluwe · Eq €198k
Thirty Four Limited
BE 0803.719.234
Vilvoorde · Eq €198k
MG PROJECTS
BE 0806.510.557
Anzegem · Eq €198k
AGILYO
BE 0824.765.561
Nivelles · Eq €198k
Tech Bond
BE 0744.487.371
Pont-à-Celles · Eq €198k
Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 14,731 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-07-2005
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:xavier.minet@amani.be
Phone:0475/234432