CDDEV
ActiveSummary
CDDEV has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €222k and a net result of €16k. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 51% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▲+5
Solvency86▲+12
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 1.71 against 1.77 in 2024; short-term debt: 26.2% and cash: 9% of total assets), and 39.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.8%
Return on assets
4.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
118 d early
2022
35 d early
2021
32 d early
2020
47 d early
2019
61 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€222k▲ 9.9%
2024 · €202k
Total assets
€365k▼ 11.7%
2024 · €414k
Net result
€16k▲ 12,379%
2024 · €125
Working capital
€68k▼ 17.8%
2024 · €83k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€2k▼ 96.6%€36k▲ 1,352%€23k▼ 37.3%€5k▼ 78.9%€25k▲ 421%
Net result€-263€20k€13k▼ 36.2%€125▼ 99.0%€16k▲ 12,379%
Equity€205k▼ 0.1%€209k▲ 1.8%€202k▼ 3.4%€202k▲ 0.1%€222k▲ 9.9%
Total assets€392k▼ 6.3%€397k▲ 1.1%€394k▼ 0.7%€414k▲ 5.1%€365k▼ 11.7%
Debt€187k▼ 12.2%€188k▲ 0.3%€192k▲ 2.3%€212k▲ 10.4%€143k▼ 32.4%
Working capital€7k▼ 63.3%€29k▲ 306%€64k▲ 123%€83k▲ 29.2%€68k▼ 17.8%
Staff (FTE)4.8▲ 17.1%4.9▲ 2.1%3.8▼ 22.4%3.8=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 421% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €365k
Fixed assets
€201k ▼ 9.7%
Current assets
€164k ▼ 14.0%
Equity and liabilities €365k
Equity
€222k ▲ 9.9%
Debt
€143k ▼ 32.4%
Debt's share of the balance-sheet total falls from 51.2% to 39.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€49k▲
2024 · €26k
Cash flow
€39k▲
2024 · €22k
Current ratio
1.71▼
2024 · 1.77
Debt to equity
0.65▼
2024 · 1.05
ROE
7.0%▲
2024 · 0.1%
ROA
4.3%▲
2024 · 0.0%
Interest coverage
22.05▲
2024 · 12.13
Debt ≤ 1 year
€96k▼
2024 · €108k
Debt > 1 year
€48k▼
2024 · €104k
Income taxes
€7k▲
2024 · €3k
Staff costs
€194k▼
2024 · €207k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €228k | €240k | €208k | €207k | €194k | ▼ 6.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €30k | €23k | €22k | €22k | €24k | ▲ 9.7% |
| Other operating charges640/8 | €3k | €4k | €3k | €4k | €3k | ▼ 23.6% |
| Gross operating margin9900 | €264k | €303k | €256k | €238k | €246k | ▲ 3.2% |
| Operating profit (loss)9901 | €2k | €36k | €23k | €5k | €25k | ▲ 421% |
| Financial income75/76B | €3 | €144 | €266 | €93 | - | - |
| Recurring financial income75 | €3 | €144 | €266 | €93 | - | - |
| Financial charges65/66B | €2k | €3k | €1k | €2k | €2k | ▲ 1.2% |
| Recurring financial charges65 | €2k | €3k | €1k | €2k | €2k | ▲ 1.2% |
| Profit (loss) for the period before taxes9903 | €775 | €33k | €21k | €3k | €23k | ▲ 743% |
| Income taxes67/77 | €1k | €13k | €9k | €3k | €7k | ▲ 175% |
| Profit (loss) for the period9904 | €-263 | €20k | €13k | €125 | €16k | ▲ 12,379% |
| Profit (loss) for the period to be appropriated9905 | €-263 | €20k | €13k | €125 | €16k | ▲ 12,379% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €392k | €397k | €394k | €414k | €365k | ▼ 11.7% |
| Fixed assets21/28 | €276k | €224k | €203k | €223k | €201k | ▼ 9.7% |
| Tangible fixed assets22/27 | €276k | €224k | €203k | €223k | €201k | ▼ 9.7% |
| Land and buildings22 | €119k | €114k | €108k | €103k | €97k | ▼ 5.3% |
| Furniture and vehicles24 | €41k | €27k | €16k | €45k | €32k | ▼ 28.0% |
| Other tangible fixed assets26 | €116k | €83k | €79k | €75k | €71k | ▼ 5.0% |
| Current assets29/58 | €117k | €173k | €191k | €191k | €164k | ▼ 14.0% |
| Amounts receivable within one year40/41 | €103k | €121k | €160k | €156k | €124k | ▼ 20.5% |
| Trade receivables40 | €92k | €98k | €150k | €156k | €124k | ▼ 20.5% |
| Other amounts receivable41 | €11k | €22k | €9k | - | - | - |
| Cash at bank and in hand54/58 | €14k | €51k | €24k | €30k | €33k | ▲ 10.6% |
| Deferred charges and accrued income490/1 | - | €1k | €8k | €6k | €8k | ▲ 33.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €392k | €397k | €394k | €414k | €365k | ▼ 11.7% |
| Equity10/15 | €205k | €209k | €202k | €202k | €222k | ▲ 9.9% |
| Contributions10/11 | €10k | €10k | €10k | €10k | €10k | = |
| Capital10 | €10k | €10k | - | - | - | - |
| Issued capital100 | €19k | €19k | - | - | - | - |
| Uncalled capital101 | €9k | €9k | - | - | - | - |
| Reserves13 | €195k | €199k | €192k | €192k | €211k | ▲ 10.3% |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Legal reserve130 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €0 | - | - | - |
| Distributable reserves133 | €193k | €197k | €192k | €192k | €211k | ▲ 10.3% |
| Profit (loss) carried forward14 | €319 | €319 | €319 | €445 | €739 | ▲ 66.3% |
| Amounts payable17/49 | €187k | €188k | €192k | €212k | €143k | ▼ 32.4% |
| Amounts payable after more than one year17 | €75k | €43k | €65k | €104k | €48k | ▼ 54.4% |
| Financial debts170/4 | €31k | €25k | €21k | €104k | €48k | ▼ 54.4% |
| Other amounts payable178/9 | €44k | €19k | €44k | - | - | - |
| Amounts payable within one year42/48 | €110k | €144k | €127k | €108k | €96k | ▼ 11.2% |
| Current portion of amounts payable after more than one year42 | €9k | €7k | €4k | €3k | €8k | ▲ 210% |
| Trade debts44 | €41k | €47k | €29k | €21k | €16k | ▼ 26.0% |
| Suppliers440/4 | €41k | €47k | €29k | €21k | €16k | ▼ 26.0% |
| Taxes, remuneration and social security45 | €60k | €75k | €75k | €84k | €72k | ▼ 14.5% |
| Taxes450/3 | €26k | €34k | €39k | €45k | €33k | ▼ 25.8% |
| Remuneration and social security454/9 | €34k | €41k | €36k | €39k | €38k | ▼ 1.4% |
| Other amounts payable47/48 | €0 | €16k | €19k | - | - | - |
| Accrued charges and deferred income492/3 | €2k | €0 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-263 | €20k | €13k | €125 | €16k | ▲ 12,379% |
| + Depreciation and write-downs630 | €30k | €23k | €22k | €22k | €24k | ▲ 9.7% |
| Operating cash flow (approximation) | €30k | €43k | €35k | €22k | €39k | ▲ 80.8% |
| Investment in fixed assets (approximation) | - | €29k | €-1k | €-42k | €-2k | ▲ 95.1% |
| Change in cash | - | €37k | €-27k | €6k | €3k | ▼ 46.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
04-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-263
Net result drops to €-263, the lowest in the series; recovery starts the following year.
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €206k ▲26%
3 profitable years in a row build equity to €206k.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Highest result since 2018net €60k ▲181%
Operating result €78k, net result €60k, both a record.
31-12
Financial
Equity above €150kEq €163k ▲38.5%
2 profitable years in a row build equity to €163k.
Show earlier events
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
01-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Visé · 1 establishment unit since 2004
Ground area
242 m²
Building footprint
147 m²
Volume, LiDAR
1,532 m³
Parcel 62108C0753/00N000, Wallonia · tallest building 15.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CDDEV
since 20042.142.206.891
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62108C0753/00N000 | Wallonia | 242 m² | 1 · 147 m² | 15.1 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,901 companies in sector 62100 we hold annual accounts for 8,775. 6,491 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-10-2004
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
Scores and ratios are computed by Checked and are not a credit decision.