AMABO
ActiveSummary
AMABO has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €372k and a net result of €79k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 26% of 7500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74=
Solvency45▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 2.33 against 1.96 in 2024; short-term debt: 6.8% and cash: 6.5% of total assets), but 79.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.2%
Return on assets
4.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
43 d early
2023
90 d early
2022
49 d early
2021
47 d early
2020
46 d early
2019
67 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
Equity
€372k▲ 2.4%
2024 · €364k
Total assets
€1.84M▼ 4.5%
2024 · €1.93M
Net result
€79k▲ 6.6%
2024 · €74k
Working capital
€167k▲ 21.0%
2024 · €138k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€99k▼ 10.4%€94k▼ 4.8%€73k▼ 22.5%€125k▲ 71.1%€147k▲ 17.8%
Net result€50k▼ 23.3%€49k▼ 3.0%€37k▼ 23.4%€74k▲ 97.7%€79k▲ 6.6%
Equity€351k▲ 16.7%€400k▲ 13.9%€413k▲ 3.2%€364k▼ 11.8%€372k▲ 2.4%
Total assets€1.83M▲ 11.1%€1.82M▼ 0.2%€2.05M▲ 12.3%€1.93M▼ 5.7%€1.84M▼ 4.5%
Debt€1.47M▲ 9.9%€1.42M▼ 3.5%€1.63M▲ 14.9%€1.57M▼ 4.1%€1.47M▼ 6.1%
Working capital€183k▲ 40.3%€221k▲ 20.6%€163k▼ 26.2%€138k▼ 15.1%€167k▲ 21.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 18% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.84M
Fixed assets
€1.55M ▼ 5.9%
Current assets
€293k ▲ 3.8%
Equity and liabilities €1.84M
Equity
€372k ▲ 2.4%
Debt
€1.47M ▼ 6.1%
Debt's share of the balance-sheet total falls from 81.1% to 79.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€250k▲
2024 · €229k
Cash flow
€182k▲
2024 · €178k
Current ratio
2.33▲
2024 · 1.96
Debt to equity
3.95▼
2024 · 4.30
ROE
21.1%▲
2024 · 20.3%
ROA
4.3%▲
2024 · 3.8%
Interest coverage
7.89▲
2024 · 7.13
Debt ≤ 1 year
€126k▼
2024 · €144k
Debt > 1 year
€1.35M▼
2024 · €1.42M
Income taxes
€46k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €154k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €81k | €96k | €101k | €105k | €104k | ▼ 1.0% |
| Other operating charges640/8 | €41k | €75k | €10k | €18k | €16k | ▼ 7.1% |
| Non-recurring operating charges66A | - | - | €1k | - | - | - |
| Gross operating margin9900 | €221k | €265k | €185k | €247k | €267k | ▲ 8.0% |
| Operating profit (loss)9901 | €99k | €94k | €73k | €125k | €147k | ▲ 17.8% |
| Financial income75/76B | €5 | €1k | €5k | €582 | €9k | ▲ 1,521% |
| Recurring financial income75 | €5 | €1k | €5k | €582 | €382 | ▼ 34.4% |
| Non-recurring financial income76B | - | - | - | - | €9k | - |
| Financial charges65/66B | €23k | €22k | €27k | €32k | €32k | ▼ 1.3% |
| Recurring financial charges65 | €23k | €22k | €27k | €32k | €32k | ▼ 1.3% |
| Profit (loss) for the period before taxes9903 | €75k | €73k | €51k | €93k | €124k | ▲ 33.8% |
| Income taxes67/77 | €25k | €24k | €14k | €19k | €46k | ▲ 137% |
| Profit (loss) for the period9904 | €50k | €49k | €37k | €74k | €79k | ▲ 6.6% |
| Profit (loss) for the period to be appropriated9905 | €50k | €49k | €37k | €74k | €79k | ▲ 6.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.83M | €1.82M | €2.05M | €1.93M | €1.84M | ▼ 4.5% |
| Fixed assets21/28 | €1.26M | €1.46M | €1.75M | €1.65M | €1.55M | ▼ 5.9% |
| Tangible fixed assets22/27 | €1.26M | €1.46M | €1.75M | €1.65M | €1.55M | ▼ 5.9% |
| Land and buildings22 | €1.20M | €1.41M | €1.71M | €1.62M | €1.52M | ▼ 5.9% |
| Furniture and vehicles24 | €62k | €49k | €39k | €30k | €29k | ▼ 3.6% |
| Current assets29/58 | €566k | €362k | €296k | €282k | €293k | ▲ 3.8% |
| Amounts receivable within one year40/41 | €41k | €16k | €50k | €59k | €65k | ▲ 8.8% |
| Trade receivables40 | €12k | €6k | €39k | €49k | €50k | ▲ 2.3% |
| Other amounts receivable41 | €29k | €10k | €11k | €10k | €14k | ▲ 40.0% |
| Current investments50/53 | - | €76k | €106k | €106k | €106k | = |
| Cash at bank and in hand54/58 | €523k | €266k | €137k | €113k | €120k | ▲ 5.6% |
| Deferred charges and accrued income490/1 | €2k | €4k | €3k | €3k | €2k | ▼ 23.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.83M | €1.82M | €2.05M | €1.93M | €1.84M | ▼ 4.5% |
| Equity10/15 | €351k | €400k | €413k | €364k | €372k | ▲ 2.4% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €217k | €217k | €193k | €345k | €354k | ▲ 2.5% |
| Non-distributable reserves130/1 | €2k | €0 | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €0 | - | - | - | - |
| Distributable reserves133 | €215k | €217k | €193k | €345k | €354k | ▲ 2.5% |
| Profit (loss) carried forward14 | €116k | €164k | €202k | - | - | - |
| Amounts payable17/49 | €1.47M | €1.42M | €1.63M | €1.57M | €1.47M | ▼ 6.1% |
| Amounts payable after more than one year17 | €1.09M | €1.28M | €1.50M | €1.42M | €1.35M | ▼ 5.2% |
| Financial debts170/4 | €1.09M | €1.28M | €1.50M | €1.42M | €1.35M | ▼ 5.2% |
| Amounts payable within one year42/48 | €383k | €141k | €133k | €144k | €126k | ▼ 12.7% |
| Current portion of amounts payable after more than one year42 | €57k | €71k | €82k | €84k | €80k | ▼ 4.8% |
| Financial debts43 | €4k | €7k | €956 | - | - | - |
| Credit institutions430/8 | €4k | €7k | €956 | - | - | - |
| Trade debts44 | €46k | €40k | €25k | €24k | €24k | ▼ 4.0% |
| Suppliers440/4 | €46k | €40k | €25k | €24k | €24k | ▼ 4.0% |
| Advances received on contracts in progress46 | €200k | €0 | - | - | - | - |
| Taxes, remuneration and social security45 | €36k | €23k | €24k | €36k | €22k | ▼ 37.1% |
| Taxes450/3 | €36k | €23k | €24k | €36k | €22k | ▼ 37.1% |
| Remuneration and social security454/9 | €0 | - | - | - | - | - |
| Other amounts payable47/48 | €40k | €0 | - | - | - | - |
| Accrued charges and deferred income492/3 | €4k | €3k | €3k | €3k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €50k | €49k | €37k | €74k | €79k | ▲ 6.6% |
| + Depreciation and write-downs630 | €81k | €96k | €101k | €105k | €104k | ▼ 1.0% |
| Operating cash flow (approximation) | €131k | €145k | €138k | €178k | €182k | ▲ 2.1% |
| Investment in fixed assets (approximation) | - | €-297k | €-391k | €-2k | €-7k | ▼ 238% |
| Change in cash | - | €-257k | €-129k | €-24k | €6k | ▲ 127% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €37k ▼23.4%
Net result drops to €37k, the lowest in the series; recovery starts the following year.
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €200kEq €236k ▲42.3%
2 profitable years in a row build equity to €236k.
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2009
Ground area
853 m²
Building footprint
812 m²
Volume, LiDAR
20,532 m³
Parcel 44804D2709/00V008, Flanders · tallest building 29.2 m, ±8 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
AMABO, bouwcoördinatie en consultancy
since 20092.175.636.952
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D2709/00V008 | Flanders | 853 m² | 1 · 812 m² | 29.1 m · 8 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,039. 10,289 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-01-2009
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Scores and ratios are computed by Checked and are not a credit decision.