Equity
AMABO paid out €70,024 in dividends. That is 89% of the 2025 profit.
AMABO paid out €70,024 in dividends. That is 89% of the 2025 profit.
The micro format states no turnover.
Of this, €125,531 falls due within a year.
Green is investment, beige is depreciation.
The 2016 accounts came 60 days late. The other nine of the last ten were filed on time.
More equity than 94% of companies in construction of buildings. Sector median €45,781 · 10,155 companies.
In July 2024, 4,107 companies had the same profile as AMABO has now. Each dot stands for 11 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,107 companies, not a prediction for AMABO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| AMABO Ghent | €1.8m | €266,529 | 20.2% | - |
| StG Zwalm | €1.8m | €250,032 | 25.3% | 0.6 |
| JOALEX Merelbeke-Melle | €1.8m | €289,221 | 43.3% | - |
| BOUWWERKEN LUC CELIE Lochristi | €1.6m | €229,552 | 81.5% | - |
| E F C I CONSTRUCT La Louvière | €1.6m | €270,935 | 34.5% | - |
| SPORTEIN Diest | €1.8m | €312,993 | 45.0% | 0 |
| JACXSENS STEVEN Damme | €1.9m | €218,932 | 53.5% | - |
These companies have the same main activity as AMABO: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €1.6m and €1.9m, founded between 2008 and 2011.
AMABO files the micro format. That format states no turnover. The gross margin rose from -€360 in 2009 to €266,529 in 2025.
The balance sheet grew most from 2015 to 2017 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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