Skip to content

Ama-Reno

Active
Private limited companyfounded 20215 yrs activeWillem Herreynsstraat 18, 2650 Edegem, BelgiumKBO/BCE: BE 0762.841.949
Summary

Ama-Reno has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €74,531 and a net result of €44,670. Equity is growing by ~16.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (very low).

Risk analysisWatch ReportCompare
Ama-RenoActiveChecked score 87/100
Risk analysis ReportCompare

Overview

What they do
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201
1 site
How big
€100,881total assets 2024
Equity
€74,531
Profit
€44,670
Turnover not published (abridged schema)
Financially healthy?
87 Excellent Checked score 2024
Bankruptcy chance 12 m
0.5%
Who decides
Accounts 45 d early0 of 2 deeds read
Why 87- Figures for FY 2024 (filed 03-07-2025)- Sector Construction of residential and non-residential buildings (NACE 41)+ Liquidity: current ratio 3.79, cash €83,094+ Equity €74,531 (73.9% of total assets)Show the evidence

Checked score

Score 2024
87 / 100
Excellent
Probability in this band: under 0.55%
Better than 89% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency 99-1
equity 73.9% of total assets
Liquidity 90-5
short-term debt 26.1% · cash 82.4%
Profitability 100+92
return on assets 44.3%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.6% (13,149 companies)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● 0.0% vs 11-2024 01-2025: 0.4%▼ -12.6% vs 12-2024 02-2025: 0.4%▼ -0.8% vs 01-2025 03-2025: 0.4%▲ +3.1% vs 02-2025 04-2025: 0.4%▲ +3.8% vs 03-2025 05-2025: 0.5%▲ +13.3% vs 04-2025 06-2025: 0.5%▲ +7.1% vs 05-2025 07-2025: 0.6%▲ +14.2% vs 06-2025highest value 08-2025: 0.3%▼ -55.7% vs 07-2025 09-2025: 0.3%● 0.0% vs 08-2025 10-2025: 0.3%● 0.0% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.3%● 0.0% vs 11-2025 01-2026: 0.2%▼ -11.5% vs 12-2025 02-2026: 0.2%▼ -5.4% vs 01-2026 03-2026: 0.2%▼ -4.2% vs 02-2026 04-2026: 0.2%▼ -5.4% vs 03-2026lowest value 05-2026: 0.2%▲ +6.3% vs 04-2026 06-2026: 0.2%▲ +4.9% vs 05-2026 07-2026: 0.2%▲ +16.4% vs 06-2026 08-2026: 0.3%▲ +14.1% vs 07-2026 09-2026: 0.3%▲ +17.3% vs 08-2026 10-2026: 0.5%▲ +49.8% vs 09-2026
  • Liquidity: current ratio 3.79, cash €83,094 lowers the probability
  • Figures for FY 2024 (filed 03-07-2025) raises the probability
  • Equity €74,531 (73.9% of total assets) lowers the probability
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 3.79 against 5.13 in 2023; short-term debt: 26.1% and cash: 82.4% of total assets), and 26.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 83%, liquidity 91%, profitability 92%, growth against the median 92%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 3.79, cash €83,094
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Figures for FY 2024 (filed 03-07-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Equity €74,531 (73.9% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
45 d early
2024
29 d early
2023
12 d early
2022
34 d early
2021
54 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 35 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €44,670

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 5 years View
  • Total assets 20244 fiscal years filed €100,881 View
  • Active since 2021founded 03-02-2021 5 years View

By topic

Financials

Fiscal year
2024
Total assets
€100,881
Profit
€44,670
Solvency
73.9%
Total assets▲ 176%
Net result
20212024
Go to Financials

Timeline

Events
8
Since
2022
Next accounts
by 31-07-2027
  1. 16-06-2026Annual accounts filed
  2. 02-07-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
03-02-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure