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AM WINDOWS

Active
Private limited companyfounded 20251 yr activeLuchthavenlaan 25A, 1800 Vilvoorde, BelgiumKBO/BCE: BE 1020.710.907
Summary

AM WINDOWS has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4,635 and a net result of €3,035. Its solvency ranks better than 53% of 11472 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes
Profitability100
Solvency71
Growth-
Track record67
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
29 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

AM WINDOWS was incorporated on 5 March 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€4,635
Total assets
€10,184
Net result
€3,035
Working capital
€4,296

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €10,184
Fixed assets €339
Current assets €9,845
Equity and liabilities €10,184
Equity €4,635
Debt €5,549
Debt finances 54.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€5,404
Cash flow
€3,107
Current ratio
1.77
Debt to equity
1.20
ROE
65.5%
ROA
29.8%
Interest coverage
42.32
Debt ≤ 1 year
€5,549
Income taxes
€2,177
Staff costs
€2,010

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 33 lines
Balance sheet Code2025
Assets
Total assets20/58€10,184
Fixed assets21/28€339
Tangible fixed assets22/27€339
Furniture and vehicles24€339
Current assets29/58€9,845
Amounts receivable within one year40/41€6,050
Trade receivables40€2,914
Other amounts receivable41€3,136
Cash at bank and in hand54/58€3,215
Deferred charges and accrued income490/1€580
Equity and liabilities
Total equity and liabilities10/49€10,184
Equity10/15€4,635
Contributions10/11€1,600
Profit (loss) carried forward14€3,035
Amounts payable17/49€5,549
Amounts payable within one year42/48€5,549
Trade debts44€914
Suppliers440/4€914
Taxes, remuneration and social security45€4,635
Taxes450/3€4,635
Income statement Code2025
Remuneration, social security and pensions62€2,010
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€72
Gross operating margin9900€7,414
Operating profit (loss)9901€5,332
Financial income75/76B€8
Recurring financial income75€8
Financial charges65/66B€128
Recurring financial charges65€128
Profit (loss) for the period before taxes9903€5,212
Income taxes67/77€2,177
Profit (loss) for the period9904€3,035
Profit (loss) for the period to be appropriated9905€3,035
Appropriation of the result
Profit (loss) to be appropriated9906€3,035

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€2,010
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€72
Gross operating margin9900€7,414
Operating profit (loss)9901€5,332
Financial income75/76B€8
Recurring financial income75€8
Financial charges65/66B€128
Recurring financial charges65€128
Profit (loss) for the period before taxes9903€5,212
Income taxes67/77€2,177
Profit (loss) for the period9904€3,035
Profit (loss) for the period to be appropriated9905€3,035
Line2025
Assets
Total assets20/58€10,184
Fixed assets21/28€339
Tangible fixed assets22/27€339
Furniture and vehicles24€339
Current assets29/58€9,845
Amounts receivable within one year40/41€6,050
Trade receivables40€2,914
Other amounts receivable41€3,136
Cash at bank and in hand54/58€3,215
Deferred charges and accrued income490/1€580
Equity and liabilities
Total equity and liabilities10/49€10,184
Equity10/15€4,635
Contributions10/11€1,600
Profit (loss) carried forward14€3,035
Amounts payable17/49€5,549
Amounts payable within one year42/48€5,549
Trade debts44€914
Suppliers440/4€914
Taxes, remuneration and social security45€4,635
Taxes450/3€4,635
Line2025
Profit (loss) for the period9904€3,035
+ Depreciation and write-downs630€72
Operating cash flow (approximation)€3,107

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
02-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
1.1 ha
Building footprint
2,393 m²
Volume, LiDAR
25,363 m³
Parcel 23644H0058/00K000, Flanders · tallest building 13.0 m, ±4 floors. Linked by address, not a title deed.
15 companies at this address See who is registered here
1 establishment unit
Luchthavenlaan 25, 1800 Vilvoorde
Manufacture of fabricated metal products, except machinery and equipment
since 20252.373.373.432
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23644H0058/00K000 Flanders 1.1 ha 1 · 2,393 m² 13.0 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,146 companies in sector 46190 we hold annual accounts for 2,576. 934 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-03-2025
Fiscal year end31-12
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
Contact
E-mail michbox777@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:1020710907
Registered 20-11-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.