DECOBETICA
ActiveSummary
The computed 12-month bankruptcy probability of DECOBETICA is 1.7% (moderate). The 2025 annual accounts show equity of €10k and a net result of €4k. Its solvency ranks better than 60% of 8048 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability94▼-6
Solvency79▼-13
Growth52
Track record82
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.19 against 3.07 in 2024; short-term debt: 45.6% and cash: 14.9% of total assets), and 45.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.4%
Return on assets
22.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
21 d late
2024
14 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€10k▲ 71.9%
2024 · €6k
2024: €6k
2025: €10k▲ +71.9% vs 2024
2024 → 2025
Total assets
€18k▲ 113%
2024 · €8k
2024: €8k
2025: €18k▲ +113% vs 2024
2024 → 2025
Net result
€4k▼ 28.1%
2024 · €6k
2024: €6k
2025: €4k▼ -28.1% vs 2024
2024 → 2025
Working capital
€10k▲ 71.9%
2024 · €6k
2024: €6k
2025: €10k▲ +71.9% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€6k-€10k▲ 71.9%
2024: €6k
2025: €10k▲ +71.9% vs 2024
Operating result€7k-€5k▼ 23.9%
2024: €7k
2025: €5k▼ -23.9% vs 2024
Net result€6k-€4k▼ 28.1%
2024: €6k
2025: €4k▼ -28.1% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €18k
Equity
€10k ▲ 71.9%
Debt
€8k ▲ 199%
Debt's share of the balance-sheet total rises from 32.6% to 45.6%. Equity and debt are higher.
Key figures and ratios
Current ratio
2.19▼
2024 · 3.07
Debt to equity
0.84▲
2024 · 0.48
ROE
41.8%▼
2024 · 100.0%
ROA
22.8%▼
2024 · 67.4%
Debt ≤ 1 year
€8k▲
2024 · €3k
Income taxes
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet
Code20242025
Assets
Total assets20/58€8k€18k▲
Current assets29/58€8k€18k▲
Amounts receivable within one year40/41€300€15k▲
Trade receivables40-€0
Other amounts receivable41€300€15k▲
Cash at bank and in hand54/58€8k€3k▼
Equity and liabilities
Total equity and liabilities10/49€8k€18k▲
Equity10/15€6k€10k▲
Reserves13-€4k
Distributable reserves133-€4k
Profit (loss) carried forward14€6k€6k▲
Amounts payable17/49€3k€8k▲
Amounts payable within one year42/48€3k€8k▲
Trade debts44€829€5k▲
Suppliers440/4€829€5k▲
Taxes, remuneration and social security45€1k€3k▲
Taxes450/3€1k€3k▲
Other amounts payable47/48€468-
Income statement
Code20242025
Gross operating margin9900€7k€5k▼
Operating profit (loss)9901€7k€5k▼
Financial income75/76B-€714
Recurring financial income75-€714
Financial charges65/66B€11€111▲
Recurring financial charges65€11€111▲
Profit (loss) for the period before taxes9903€7k€6k▼
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€6k€4k▼
Profit (loss) for the period to be appropriated9905€6k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€10k▲
Profit (loss) brought forward from the previous period14P-€6k
Transfer to equity691/2-€4k
To other reserves6921-€4k
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Gross operating margin9900 | €7k | €5k | ▼ 23.9% |
| Operating profit (loss)9901 | €7k | €5k | ▼ 23.9% |
| Financial income75/76B | - | €714 | - |
| Recurring financial income75 | - | €714 | - |
| Financial charges65/66B | €11 | €111 | ▲ 933% |
| Recurring financial charges65 | €11 | €111 | ▲ 933% |
| Profit (loss) for the period before taxes9903 | €7k | €6k | ▼ 15.1% |
| Income taxes67/77 | €1k | €2k | ▲ 36.5% |
| Profit (loss) for the period9904 | €6k | €4k | ▼ 28.1% |
| Profit (loss) for the period to be appropriated9905 | €6k | €4k | ▼ 28.1% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €8k | €18k | ▲ 113% |
| Current assets29/58 | €8k | €18k | ▲ 113% |
| Amounts receivable within one year40/41 | €300 | €15k | ▲ 4,907% |
| Trade receivables40 | - | €0 | - |
| Other amounts receivable41 | €300 | €15k | ▲ 4,907% |
| Cash at bank and in hand54/58 | €8k | €3k | ▼ 67.1% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €8k | €18k | ▲ 113% |
| Equity10/15 | €6k | €10k | ▲ 71.9% |
| Reserves13 | - | €4k | - |
| Distributable reserves133 | - | €4k | - |
| Profit (loss) carried forward14 | €6k | €6k | ▲ 2.0% |
| Amounts payable17/49 | €3k | €8k | ▲ 199% |
| Amounts payable within one year42/48 | €3k | €8k | ▲ 199% |
| Trade debts44 | €829 | €5k | ▲ 472% |
| Suppliers440/4 | €829 | €5k | ▲ 472% |
| Taxes, remuneration and social security45 | €1k | €3k | ▲ 136% |
| Taxes450/3 | €1k | €3k | ▲ 136% |
| Other amounts payable47/48 | €468 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €6k | €4k | ▼ 28.1% |
| Operating cash flow (approximation) | €6k | €4k | ▼ 28.1% |
| Change in cash | - | €-5k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 21 days late
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2024
Ground area
3,009 m²
Building footprint
481 m²
Volume, LiDAR
3,931 m³
2 parcels, Flanders, Wallonia · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
510
companies at this address
See who is registered here
1 establishment unit
DECOBETICA
since 20242.363.181.603
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23077A0118/00W082 | Flanders | 1,638 m² | 1 · 398 m² | 9.5 m · 3 fl. |
| 57058B0599/00R003 | Wallonia | 1,371 m² | 1 · 83 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FOR.ME
BE 0784.353.975
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Slow Life
BE 0772.821.665
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AC OUTDOOR CONSULT
BE 0644.426.626
Nassogne · Eq €9,523
Service Express
BE 0466.563.367
Leopoldsburg · Eq €9,664
GEMABEL
BE 0437.517.807
Anderlecht · Eq €9,679
Of 6,155 companies in sector 46190 we hold annual accounts for 2,571. 1,277 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
46900Non-specialised wholesale trade
47120Other non-specialised retail sale
70200Business and other management consultancy
73300Public relations and communication consultancy
82100Office administrative and support services
Scores and ratios are computed by Checked and are not a credit decision.