Financials
- Fiscal year
- 2024
- Total assets
- €24,232
- Loss
- -€10,242
- Solvency
- -20.2%
Total assets▼ 31.8%
Net result
20232024
AM LEAD
ActiveSummary
The computed 12-month bankruptcy probability of AM LEAD is 3.1% (moderate). The 2024 annual accounts show negative equity (-€4,894) and a net result of -€10,242. Its solvency ranks better than 11% of 5349 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
On-demand passenger transport by chauffeured vehicle
NACE 49330Non-scheduled passenger transport by road NACE 49320
1 site
Size
€24,232total assets 2024
- Equity
- -€4,894
- Loss
- -€10,242
Turnover not published (abridged schema)
Structure
Accounts 64 d overdue0 of 1 deed read
Why 48- Latest accounts 62 days late; 1 of the last 3 late- Sector Land transport and transport via pipelines (NACE 49)- Founded in 2023+ Liquidity: current ratio 0.56, cash €13,123Show the evidence
Checked score
Score 2024
48
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 14% of its sector peers (NACE 49, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
5-35
equity -20.2% of total assets
Liquidity
38+1
short-term debt 120.2% · cash 30.7%
Profitability
0-59
return on assets -42.3%
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.7%
12-2024: 2.7%▼ -1.2% vs 11-2024
01-2025: 2.7%▼ -1.4% vs 12-2024lowest value
02-2025: 2.7%▲ +2.7% vs 01-2025
03-2025: 2.8%▲ +2.8% vs 02-2025
04-2025: 2.9%▲ +4.0% vs 03-2025
05-2025: 2.9%▲ +0.7% vs 04-2025
06-2025: 2.9%▼ -0.3% vs 05-2025
07-2025: 3.1%▲ +5.8% vs 06-2025
08-2025: 3.7%▲ +20.0% vs 07-2025
09-2025: 3.0%▼ -20.3% vs 08-2025
10-2025: 2.9%▼ -0.6% vs 09-2025
11-2025: 2.9%● 0.0% vs 10-2025
12-2025: 2.9%● 0.0% vs 11-2025
01-2026: 2.9%▼ -0.9% vs 12-2025
02-2026: 2.9%● 0.0% vs 01-2026
03-2026: 2.9%▲ +0.7% vs 02-2026
04-2026: 3.0%▲ +2.4% vs 03-2026
05-2026: 3.1%▲ +3.0% vs 04-2026
06-2026: 3.1%▼ -0.5% vs 05-2026
07-2026: 3.3%▲ +5.7% vs 06-2026
08-2026: 4.0%▲ +21.9% vs 07-2026
09-2026: 4.3%▲ +8.2% vs 08-2026highest value
10-2026: 3.1%▼ -29.0% vs 09-2026
- Latest accounts 62 days late; 1 of the last 3 late raises the probability
- Sector Land transport and transport via pipelines (NACE 49) raises the probability
- Founded in 2023 raises the probability for this profile
- Liquidity: current ratio 0.56, cash €13,123 lowers the probability
No credit on open account
Liquidity short (current ratio 0.27 against 0.32 in 2023; short-term debt: 120.2% and cash: 30.7% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 49, micro). Better than this share of them on solvency 10%, liquidity 36%, profitability 6%, growth against the median 3%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2324
2023 to 2024 · latest year -€4,894
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-08-2025, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
1 d late
2023
19 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 10 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2024
- 01-08-2025Annual accounts filed
- 19-08-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- On-demand passenger transport by chauffeured vehicleNACE 49330
- Founded
- 17-02-2023
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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