4MATIC LUXURY

Active

Private limited companyfounded 2023active for 2 yearsBrusselsesteenweg 652, 1731 Asse, BelgiumKBO/BCE: BE 1002.083.640

Summary

The computed 12-month bankruptcy probability of 4MATIC LUXURY is 4.1% (elevated). The 2025 annual accounts show equity of €1,350 and a net result of €7,233. Its solvency ranks better than 19% of 5,830 sector peers (NACE 49, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

4MATIC LUXURYActiveChecked score 49/100

Risk analysis Report Compare

Activity

On-demand passenger transport by chauffeured vehicle

NACE 49330

1 site

Size

€21,802total assets 2025

Equity: €1,350
Profit: €7,233

Turnover not published (micro format)

Financial health

49 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 4.1%

Structure

Board: 4 members

2025 accounts filed 31 days late

Why 49raises riskFounded in 2023Sector: Land transport and transport via pipelines (NACE 49)lowers riskLiquidity: current ratio 0.71, cash €7,846Figures for financial year 2025 (filed 08-09-2026)Show the evidence

Checked score

Score 2025

49 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 56% of its sector peers (NACE 49, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 31=

equity 6.2% of total assets

Liquidity 46+20

short-term debt 88.2% · cash 36.0%

Profitability 100+31

return on assets 33.2%

Bankruptcy probability, 12 months

4.1% Elevated

0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (9,098 companies, NACE 49, micro)

Last 24 months 12-2024: 3.6% 01-2025: 3.7%▲ +0.1 percentage points vs 12-2024 02-2025: 3.8%▲ +0.1 percentage points vs 01-2025 03-2025: 4.2%▲ +0.4 percentage points vs 02-2025 04-2025: 4.2%● unchanged vs 03-2025 05-2025: 4.6%▲ +0.4 percentage points vs 04-2025 06-2025: 5.0%▲ +0.4 percentage points vs 05-2025 07-2025: 5.0%● unchanged vs 06-2025 08-2025: 3.0%▼ -2.0 percentage points vs 07-2025 09-2025: 2.9%▼ -0.1 percentage points vs 08-2025 10-2025: 2.9%● unchanged vs 09-2025lowest value 11-2025: 3.0%▲ +0.1 percentage points vs 10-2025 12-2025: 3.0%● unchanged vs 11-2025 01-2026: 2.9%▼ -0.1 percentage points vs 12-2025 02-2026: 2.9%● unchanged vs 01-2026 03-2026: 3.0%▲ +0.1 percentage points vs 02-2026 04-2026: 3.1%▲ +0.1 percentage points vs 03-2026 05-2026: 3.2%▲ +0.1 percentage points vs 04-2026 06-2026: 3.2%● unchanged vs 05-2026 07-2026: 3.3%▲ +0.1 percentage points vs 06-2026 08-2026: 6.2%▲ +2.9 percentage points vs 07-2026highest value 09-2026: 4.1%▼ -2.1 percentage points vs 08-2026 10-2026: 4.1%● unchanged vs 09-2026

No publishable credit limit; credit only on tighter terms

Liquidity insufficient (current ratio 0.71, compared with 0.31 in 2024, below 1; short-term debt: 88.2% and cash: 36% of total assets), and 93.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro): better than 19% on solvency, 46% on liquidity, 94% on profitability and 67% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Founded in 2023

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Sector: Land transport and transport via pipelines (NACE 49)

KBO

Liquidity: current ratio 0.71, cash €7,846

NBB · annual accounts

Figures for financial year 2025 (filed 08-09-2026)

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 5830 sector peers (2025).

NBB · sector comparison

Position among 5830 sector peers

Solvency

better than 19%

← weakest strongest →

2025 accounts filed 31 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 2 filings

Deviation from the deadline

2025

31 days late

2024

19 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 6 days after the deadline; the sector median (NACE 49) for financial year 2024 is on the deadline day, and 49% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

27-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2023.

KBO publications · our coverage

31-08-2026 Annual accounts filedfinancial year 2025 · micro…
09-07-2026 Resignation: BOUSSAKOUR Ali (director)Registered-office move
29-05-2026 Appointment: BOUSSAKOUR Ali (director)Gazette deed

Key points

Caution: Among the weakest 17% on equitysector median €35,104 · 5,839 companies €1,350 View
New directorlatest change 11-05-2026 · 4 in office 1 joined View
Total assets 20252 financial years filed €21,802 View

By topic

Financials

Financial year: 2025
Total assets: €21,802
Profit: €7,233
Solvency: 6.2%

Total assets▲ 9.3%

Net result

20242025

Go to Financials

Board & ownership

Board: 4 members

SBAI AchrafDirector
Diakhaby YoussoufDirector
Sbai KarimDirector
BOUSSAKOUR AliDirector

Go to Board & ownership

Timeline

Events: 8
Since: 2023
Next accounts: by 31-07-2027

12-07-2025Annual accounts filed
02-05-2025Appointment: Sbai Karim (director)
24-04-2025Appointment: Diakhaby Youssouf (director)

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: On-demand passenger transport by chauffeured vehicleNACE 49330
Founded: 08-11-2023
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 29

Who signs: Each director alone
Purpose: “De vervoer van goederen en personen, de verhuring van alle motorvoertuigen hierna namelijk…” (deed in Dutch)

Go to Articles of association

Key facts about 4MATIC LUXURY

What is the company number of 4MATIC LUXURY?: 1002.083.640. In Belgium the VAT number is the company number with BE in front: BE 1002.083.640.
Where is 4MATIC LUXURY based?: The registered office is at Brusselsesteenweg 652, 1731 Asse.Company details
What does 4MATIC LUXURY do?: According to the KBO register, the main activity is on-demand passenger transport by chauffeured vehicle (NACE 49330).
What is the legal form of 4MATIC LUXURY?: Private limited company (BV).
When was 4MATIC LUXURY founded?: On 08-11-2023.
Is 4MATIC LUXURY still active?: Yes, 4MATIC LUXURY is an active enterprise in the KBO register.
What is the turnover of 4MATIC LUXURY?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is 4MATIC LUXURY profitable?: In financial year 2025, 4MATIC LUXURY made a profit of €7,233.
Where can I find the annual accounts of 4MATIC LUXURY?: 4MATIC LUXURY filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of 4MATIC LUXURY due?: By 31-07-2027, for financial year 2026.Timeline