ALVACO SERVICES

Active

Private limited companyfounded 20251 yr activeSchellebellepontweg 10, 9820 Merelbeke-Melle, BelgiumKBO/BCE: BE 1023.133.630

Summary

ALVACO SERVICES has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15,262 and a net result of €10,262. Its solvency ranks better than 42% of 5451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisWatch Report Compare

ALVACO SERVICESActiveChecked score 68/100

Risk analysis Report Compare

Activity

Other building cleaning and industrial cleaning

NACE 81220

1 site

Size

€46,007total assets 2025

Equity: €15,262
Profit: €10,262

Turnover not published (abridged schema)

Financial health

68 Healthy Checked score 2025

Bankruptcy chance 12 m: 1.0%

Structure

Accounts 4 d early0 of 1 deed read

Why 68- Founded in 2025- Size: total assets €46,007- Sector Services to buildings and landscape activities (NACE 81)+ Liquidity: current ratio 1.32, cash €17,564Show the evidence

Checked score

Score 2025

68 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 65% of its sector peers (NACE 81, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 58

equity 33.2% of total assets

Liquidity 70

short-term debt 53.8% · cash 38.2%

Profitability 97

return on assets 22.3%

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,663 companies)

Last 24 months 06-2026: 2.0% 07-2026: 2.0%▲ +2.6% vs 06-2026highest value 08-2026: 0.9%▼ -56.3% vs 07-2026lowest value 09-2026: 0.9%▲ +5.6% vs 08-2026 10-2026: 1.0%▲ +3.7% vs 09-2026

Founded in 2025 raises the probability for this profile
Liquidity: current ratio 1.32, cash €17,564 lowers the probability
Size: total assets €46,007 raises the probability for this profile
Sector Services to buildings and landscape activities (NACE 81) raises the probability

Credit up to €1,000 at 30 days acceptable

Liquidity tight (current ratio 1.32; short-term debt: 53.8% and cash: 38.2% of total assets), and 66.8% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 81, micro). Better than this share of them on solvency 41%, liquidity 73%, profitability 82%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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