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Quality Façade SRL

Active
Private limited companyfounded 20241 yr activeKBO/BCE: BE 1016.726.878
Summary

The computed 12-month bankruptcy probability of Quality Façade SRL is 7.6% (elevated). The 2025 annual accounts show negative equity (-€24,432) and a net result of -€58,247. Its solvency ranks better than 6% of 4600 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency0▼-100
Growth32
Track record74
Bankruptcy probability, 12 months
7.6% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.65 against 1.47 in 2024; short-term debt: 98.2% and cash: 0% of total assets), and equity is negative.
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Signals

Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Recent warning signals
The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
Belgian State Gazette
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-43.3%
Return on assets
-103.3%
Age of the figures
9 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€24,432
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
30 d late
2024
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline

History

On 28 November 2024, Quality Façade SRL was incorporated.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€24,432
2024 · €33,815
Total assets
€56,378▲ 24.4%
2024 · €45,332
Net result
-€58,247
2024 · €31,415
Working capital
-€19,624
2024 · €5,421
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€39,226--€54,742
Net result€31,415above the sector's middle half--€58,247below the sector's middle half
Equity€33,815within the sector's middle half--€24,432below the sector's middle half
Total assets€45,332below the sector's middle half-€56,378within the sector's middle half▲ 24.4%
Debt€11,517-€80,810▲ 602%
Working capital€5,421within the sector's middle half--€19,624below the sector's middle half
Solvency74.6%above the sector's middle half--43.3%below the sector's middle half▼ 117.9pp
Current ratio1.47within the sector's middle half-0.65below the sector's middle half▼ 0.82
Return on assets (ROA)69.3%above the sector's middle half--103.3%below the sector's middle half▼ 172.6pp
Staff (FTE)1.4
above within below the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€75,000-€50,000-€25,000€0€25,000€50,000Operating result 2024: €39,226€39,226Net result 2024: €31,415€31,415Operating result 2025: -€54,742-€54,742Net result 2025: -€58,247-€58,24720242025-€75,000-€50,000-€25,000€0€25,000€50,000Operating result 2024: €39,226€39,200Net result 2024: €31,415€31,400Operating result 2025: -€54,742-€54,700Net result 2025: -€58,247-€58,20020242025
The operating result turns negative in 2025: a loss of €54,742 after €39,226 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56,378
Fixed assets €20,613 ▼ 27.4%
Current assets €35,765 ▲ 111%
Equity and liabilities
Equity-€24,432
Debt€80,810
Equity is negative: debt (€80,810) exceeds the balance-sheet total (€56,378).
Key figures and ratios
2025 value · change against 2024
EBITDA
-€46,761▼
2024 · €39,287
Cash flow
-€50,266▼
2024 · €31,476
Interest coverage
-13.25
Debt ≤ 1 year
€55,389▲
2024 · €11,517
Debt > 1 year
€25,421
Income taxes
€0▼
2024 · €7,880
Staff costs
€64,162▲
2024 · €10,249
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,322 companies that looked in July 2024 the way this one looks now, 4.2% went bankrupt within 24 months and 90% are still going.

  • Micro
  • under 2 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
4.2% went bankrupt
5.5% stopped otherwise
90% still going

For this company itself Checked computes a higher bankruptcy probability: 7.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€45,332€56,378▲
Fixed assets21/28€28,394€20,613▼
Tangible fixed assets22/27€28,394€20,413▼
Plant, machinery and equipment23€8,564€5,544▼
Furniture and vehicles24€19,830€14,869▼
Financial fixed assets28-€200
Current assets29/58€16,938€35,765▲
Amounts receivable within one year40/41€15,800€35,765▲
Trade receivables40€13,128€1,700▼
Other amounts receivable41€2,672€34,065▲
Cash at bank and in hand54/58€1,138€0▼
Equity and liabilities
Total equity and liabilities10/49€45,332€56,378▲
Equity10/15€33,815-€24,432▼
Contributions10/11€2,400€2,400=
Reserves13€31,415€31,415=
Distributable reserves133€31,415€31,415=
Profit (loss) carried forward14--€58,247
Amounts payable17/49€11,517€80,810▲
Amounts payable after more than one year17-€25,421
Financial debts170/4-€25,421
Amounts payable within one year42/48€11,517€55,389▲
Trade debts44€2,286€16,610▲
Suppliers440/4€2,286€16,610▲
Taxes, remuneration and social security45€9,231€38,779▲
Taxes450/3€7,880€9,331▲
Remuneration and social security454/9€1,351€29,448▲
Income statement Code20242025
Remuneration, social security and pensions62€10,249€64,162▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61€7,981▲
Other operating charges640/8-€468
Non-recurring operating charges66A-€996
Gross operating margin9900€49,536€18,865▼
Operating profit (loss)9901€39,226-€54,742▼
Financial income75/76B€69€23▼
Recurring financial income75€69€23▼
Financial charges65/66B-€3,528
Recurring financial charges65-€3,528
Profit (loss) for the period before taxes9903€39,295-€58,247▼
Income taxes67/77€7,880€0▼
Profit (loss) for the period9904€31,415-€58,247▼
Profit (loss) for the period to be appropriated9905€31,415-€58,247▼
Appropriation of the result
Profit (loss) to be appropriated9906€31,415-€58,247▼
Transfer to equity691/2€31,415€0▼
To other reserves6921€31,415€0▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Remuneration, social security and pensions62€10,249€64,162▲ 526%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61€7,981▲ 12,983%
Other operating charges640/8-€468-
Non-recurring operating charges66A-€996-
Gross operating margin9900€49,536€18,865▼ 61.9%
Operating profit (loss)9901€39,226-€54,742▼ 240%
Financial income75/76B€69€23▼ 66.3%
Recurring financial income75€69€23▼ 66.3%
Financial charges65/66B-€3,528-
Recurring financial charges65-€3,528-
Profit (loss) for the period before taxes9903€39,295-€58,247▼ 248%
Income taxes67/77€7,880€0▼ 100%
Profit (loss) for the period9904€31,415-€58,247▼ 285%
Profit (loss) for the period to be appropriated9905€31,415-€58,247▼ 285%
Line20242025Change
Assets
Total assets20/58€45,332€56,378▲ 24.4%
Fixed assets21/28€28,394€20,613▼ 27.4%
Tangible fixed assets22/27€28,394€20,413▼ 28.1%
Plant, machinery and equipment23€8,564€5,544▼ 35.3%
Furniture and vehicles24€19,830€14,869▼ 25.0%
Financial fixed assets28-€200-
Current assets29/58€16,938€35,765▲ 111%
Amounts receivable within one year40/41€15,800€35,765▲ 126%
Trade receivables40€13,128€1,700▼ 87.1%
Other amounts receivable41€2,672€34,065▲ 1,175%
Cash at bank and in hand54/58€1,138€0▼ 100.0%
Equity and liabilities
Total equity and liabilities10/49€45,332€56,378▲ 24.4%
Equity10/15€33,815-€24,432▼ 172%
Contributions10/11€2,400€2,400=
Reserves13€31,415€31,415=
Distributable reserves133€31,415€31,415=
Profit (loss) carried forward14--€58,247-
Amounts payable17/49€11,517€80,810▲ 602%
Amounts payable after more than one year17-€25,421-
Financial debts170/4-€25,421-
Amounts payable within one year42/48€11,517€55,389▲ 381%
Trade debts44€2,286€16,610▲ 627%
Suppliers440/4€2,286€16,610▲ 627%
Taxes, remuneration and social security45€9,231€38,779▲ 320%
Taxes450/3€7,880€9,331▲ 18.4%
Remuneration and social security454/9€1,351€29,448▲ 2,080%
Line20242025Change
Profit (loss) for the period9904€31,415-€58,247▼ 285%
+ Depreciation and write-downs630€61€7,981▲ 12,983%
Operating cash flow (approximation)€31,476-€50,266▼ 260%
Investment in fixed assets (approximation)--€200-
Change in cash--€1,138-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
13-08
KBO administration Address struck
event 19-06-2026
2025
30-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
SignalNBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Geer · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
692 m²
Building footprint
48 m²
Volume, LiDAR
330 m³
Parcel 64029A0142/00V000, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Quality Façade
Specialised construction activities
since 20242.366.807.720
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
64029A0142/00V000 Wallonia 692 m² 1 · 48 m² 7.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector. Of 6,990 companies in this sector we hold annual accounts for 2,413. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded28-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43910Bricklaying and masonry work
81220Other building cleaning and industrial cleaning
81300Landscape service activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1016726878
Also 9925:BE1016726878
Registered 30-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.