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ALVA CONCEPT

Active
Private limited company (pre-2019)founded 2009active for 17 yearsChaussée de Julémont(StA) 23, 4606 Dalhem, BelgiumKBO/BCE: BE 0818.708.803

From the official registers: KBO 16 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

ALVA CONCEPT has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €275,380 and a net result of €16,856. Equity has been growing by about 11% per year since 2018. Its solvency ranks better than 95% of 9,829 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 21-09-2009 Normal situation
Activity
Non-specialised wholesale trade NACE 46900and 3 others
Establishment unit
2.180.896.134 4670 Blégny, since 23-09-2009
Financial year end
31 December
Peppol
Reachable since 28-11-2025

Board and ownership

Board
  • VAN ASCH ALAINDirector · since 30-09-2009

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€25,215
▼ 66.3%
Turnover
≈ €190,000
estimated
Profit
€16,856
▼ 67.0%
Equity
€275,380
▲ 6.5%
Total assets
€279,199
▲ 3.9%
Filed on 22-06-2026, 39 days before the deadlineat the National Bank
Score breakdownlowers riskLiquidity: current ratio 73.06, cash €176,534Equity €275,380 (98.6% of total assets)Founded in 2009Size: total assets €279,199Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 78% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 98.6% of total assets
Liquidity 100=
short-term debt 1.4% · cash 63.2%
Profitability 76-17
return on assets 6.0%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025highest value 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 73.06 (26.58 in 2024), above the usual 1.5. Short-term debt is 1.4% and cash 63.2% of total assets. 1.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 98% on liquidity, 66% on profitability and 58% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 73.06, cash €176,534
NBB · annual accounts
lowers risk · Equity €275,380 (98.6% of total assets)
NBB · annual accounts
lowers risk · Founded in 2009
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €279,199
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 days early
2024
57 days early
2023
51 days early
2022
47 days early
2021
60 days early
2020
54 days early
2019
42 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 50 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in wholesale tradesector median 43.0% · 9,829 companies 98.6% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €16,856 8 years View

Comparable companies

These companies have the same main activity as ALVA CONCEPT: non-specialised wholesale trade (NACE 46900). They are comparable in size and age: total assets between €175,000 and €444,000, founded between 2007 and 2010.

CompanyTotal assetsGross margin
ALVA CONCEPT Dalhem€279,199€25,215
DELPHOS Deerlijk€286,418€33,422
Gladiator WorX Europe Nieuwpoort€231,538€20,759
MAISON MARCHAL Oupeye€195,095€47,530
ENKELS Gavere€174,999€21,676
POUR L'O Poperinge€341,962€26,962
ASSYRIAN Antwerpen€444,011€15,647
Full comparison

Documents

Annual accounts at the NBB

All 16 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about ALVA CONCEPT

What is the company number of ALVA CONCEPT?
The company number of ALVA CONCEPT is 0818.708.803. The VAT number is the same number with BE in front: BE 0818.708.803.
Where is ALVA CONCEPT based?
The registered office is at Chaussée de Julémont(StA) 23, 4606 Dalhem.Company details
What does ALVA CONCEPT do?
According to the KBO register, the main activity is non-specialised wholesale trade (NACE 46900).
What is the legal form of ALVA CONCEPT?
The legal form of ALVA CONCEPT is Private limited company (pre-2019) (BVBA).
When was ALVA CONCEPT founded?
ALVA CONCEPT was founded on 21-09-2009.
Is ALVA CONCEPT still active?
Yes, ALVA CONCEPT is an active enterprise in the KBO register.
What is the turnover of ALVA CONCEPT?
The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €25,215 and 58 comparable companies (NACE 46). It probably lies between €82,000 and €420,000.Financials
Is ALVA CONCEPT profitable?
In financial year 2025, ALVA CONCEPT made a profit of €16,856.
Where can I find the annual accounts of ALVA CONCEPT?
ALVA CONCEPT filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of ALVA CONCEPT due?
ALVA CONCEPT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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