DELPHOS
ActiveDELPHOS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €306k and a net result of €12k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 83% of 15869 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability55▼-19
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 4.96 against 4.82 in 2023; short-term debt: 19.5% and cash: 2.2% of total assets), and 19.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-07-2025, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
17 d early
2023
129 d late
2022
98 d late
2021
71 d late
2020
172 d late
2019
89 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€306k▲ 4.2%
2023 · €294k
2018: €194k
2019: €214k
2020: €236k
2021: €262k
2022: €278k
2023: €294k
2018 → 2024
Total assets
€381k▲ 1.7%
2023 · €375k
2018: €380k
2019: €295k
2020: €292k
2021: €357k
2022: €354k
2023: €375k
2018 → 2024
Net result
€12k▼ 18.3%
2023 · €15k
2018: €23k
2019: €19k
2020: €22k
2021: €26k
2022: €17k
2023: €15k
2018 → 2024
Working capital
€295k▲ 4.8%
2023 · €281k
2018: €197k
2019: €211k
2020: €226k
2021: €253k
2022: €265k
2023: €281k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€236k-€262k▲ 11.2%€278k▲ 6.3%€294k▲ 5.5%€306k▲ 4.2%
Operating result€28k-€36k▲ 27.5%€27k▼ 25.8%€23k▼ 14.2%€24k▲ 4.0%
Net result€22k-€26k▲ 19.6%€17k▼ 37.1%€15k▼ 8.0%€12k▼ 18.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 4% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €381k
Fixed assets
€12k▼ 39.7%
Current assets
€369k▲ 4.0%
Equity and liabilities €381k
Equity
€306k▲ 4.2%
Debt
€75k▼ 7.5%
The debt ratio falls from 21.6% to 19.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€36k▲
2023 · €36k
Cash flow
€25k▼
2023 · €28k
Solvency
80.3%▲
2023 · 78.4%
Current ratio
4.96▲
2023 · 4.82
Quick ratio
2.78▲
2023 · 2.59
Debt / equity
0.24▼
2023 · 0.28
ROE
4.1%▼
2023 · 5.2%
ROA
3.3%▼
2023 · 4.1%
Interest coverage
3.82▼
2023 · 10.69
Debt
€75k▼
2023 · €81k
Debt ≤ 1 year
€74k▲
2023 · €74k
Debt > 1 year
€496▼
2023 · €7k
Income taxes
€8k▼
2023 · €10k
Staff costs
€20k▼
2023 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€375k€381k▲
Fixed assets21/28€20k€12k▼
Tangible fixed assets22/27€20k€12k▼
Plant, machinery and equipment23€6k€8k▲
Furniture and vehicles24€14k€4k▼
Current assets29/58€355k€369k▲
Stocks and contracts in progress3€164k€162k▼
Stocks30/36€164k€162k▼
Amounts receivable within one year40/41€157k€199k▲
Trade receivables40€71k€103k▲
Other amounts receivable41€87k€95k▲
Cash at bank and in hand54/58€28k€8k▼
Deferred charges and accrued income490/1€6k-
Equity and liabilities
Total equity and liabilities10/49€375k€381k▲
Equity10/15€294k€306k▲
Contributions10/11€19k€19k=
Reserves13€275k€287k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€273k€286k▲
Amounts payable17/49€81k€75k▼
Amounts payable after more than one year17€7k€496▼
Financial debts170/4€7k€496▼
Amounts payable within one year42/48€74k€74k▲
Current portion of amounts payable after more than one year42€8k€7k▼
Financial debts43€4k€3k▼
Credit institutions430/8€4k€3k▼
Trade debts44€44k€48k▲
Suppliers440/4€44k€48k▲
Taxes, remuneration and social security45€19k€17k▼
Taxes450/3€8k€8k▲
Remuneration and social security454/9€10k€9k▼
Accrued charges and deferred income492/3€160-
Income statement
Code20232024
Remuneration, social security and pensions62€22k€20k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€12k▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€61k€60k▼
Operating profit (loss)9901€23k€24k▲
Financial income75/76B€6k€5k▼
Recurring financial income75€6k€5k▼
Financial charges65/66B€3k€9k▲
Recurring financial charges65€3k€9k▲
Profit (loss) for the period before taxes9903€25k€20k▼
Income taxes67/77€10k€8k▼
Profit (loss) for the period9904€15k€12k▼
Profit (loss) for the period to be appropriated9905€15k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€12k▼
Transfer to equity691/2€15k€12k▼
To other reserves6921€15k€12k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €12k ▼18.3%
Net result drops to €12k, the lowest in the series.
07-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 129 days late
2023
06-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 98 days late
2022
10-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 71 days late
19-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 172 days late
2021
31-12
Financial
Highest result since 2018net €26k ▲19.6%
Operating result €36k, net result €26k, both a record.
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
31-12
Financial
Equity above €200kEq €214k ▲9.9%
2 profitable years in a row build equity to €214k.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
2014
31-12
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 153 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deerlijk · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapel ter Rustestraat 48540 DeerlijkGround area
434 m²
Building footprint
393 m²
Volume, LiDAR
2,121 m³
Parcel 34392C0018/00V004, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Delphos
since 20092.175.311.409
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34392C0018/00V004 | Flanders | 434 m² | 1 · 393 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DIACOSMO BELGIUM
BE 0436.751.606
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BE 0864.601.382
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LES THERMES DE KAIN
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Nailcenter KEYOLA
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FILORGA BENELUX
BE 0533.859.690
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Of 798 companies in sector 46450 we hold annual accounts for 452. 321 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-11-2008
Fiscal year end31-12
Activities, NACEBEL
46450Wholesale of perfume and cosmetics
46900Non-specialised wholesale trade
47750Retail sale of cosmetics and toilet articles
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.