MV-Management is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €506k and a net result of €119k. Equity is growing by ~41.1% per year across the filed fiscal years. Its solvency ranks better than 28% of 5507 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
29 d early
2024
31 d early
2023
30 d early
2022
23 d late
2021
16 d early
2020
43 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€506k▲ 18.6%
2024 · €427k
2019: €8k
2020: €66k
2021: €155k
2022: €211k
2023: €354k
2024: €427k
2019 → 2025
Net result
€119k▲ 6.1%
2024 · €113k
2019: €-11k
2020: €58k
2021: €89k
2022: €105k
2023: €183k
2024: €113k
2019 → 2025
Total assets
€1.82M▼ 0.5%
2024 · €1.83M
2019: €1.33M
2020: €1.32M
2021: €1.38M
2022: €1.82M
2023: €1.88M
2024: €1.83M
2019 → 2025
Solvency
27.8%▲ 4.5pp
2024 · 23.3%
2019: 0.6%
2020: 5.0%
2021: 11.2%
2022: 11.6%
2023: 18.8%
2024: 23.3%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€155k-€211k▲ 35.7%€354k▲ 68.0%€427k▲ 20.5%€506k▲ 18.6%
Operating result€128k-€122k▼ 4.5%€214k▲ 75.5%€136k▼ 36.3%€124k▼ 9.3%
Net result€89k-€105k▲ 18.4%€183k▲ 73.8%€113k▼ 38.6%€119k▲ 6.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.82M
Fixed assets
€1.72M▼ 1.2%
Current assets
€100k▲ 12.3%
Equity and liabilities €1.82M
Equity
€506k▲ 18.6%
Debt
€1.32M▼ 6.3%
The debt ratio falls from 76.7% to 72.2%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
27.8%▲
2024 · 23.3%
ROE
23.6%▼
2024 · 26.4%
ROA
6.6%▲
2024 · 6.1%
Debt
€1.32M▼
2024 · €1.41M
Debt ≤ 1 year
€238k▲
2024 · €218k
Debt > 1 year
€1.08M▼
2024 · €1.19M
Income taxes
€25k▼
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.83M€1.82M▼
Fixed assets21/28€1.74M€1.72M▼
Tangible fixed assets22/27€601k€580k▼
Land and buildings22€601k€580k▼
Financial fixed assets28€1.14M€1.14M=
Current assets29/58€89k€100k▲
Amounts receivable within one year40/41€61k€68k▲
Trade receivables40€0-
Other amounts receivable41€61k€68k▲
Cash at bank and in hand54/58€28k€33k▲
Deferred charges and accrued income490/1€178€184▲
Equity and liabilities
Total equity and liabilities10/49€1.83M€1.82M▼
Equity10/15€427k€506k▲
Contributions10/11€19k€19k=
Reserves13€408k€487k▲
Distributable reserves133€408k€487k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.41M€1.32M▼
Amounts payable after more than one year17€1.19M€1.08M▼
Financial debts170/4€1.19M€1.08M▼
Amounts payable within one year42/48€218k€238k▲
Current portion of amounts payable after more than one year42€106k€109k▲
Financial debts43€8k€8k=
Credit institutions430/8€8k€8k=
Trade debts44€14k€10k▼
Suppliers440/4€14k€10k▼
Advances received on contracts in progress46€6k€0▼
Taxes, remuneration and social security45€18k€13k▼
Taxes450/3€18k€13k▼
Other amounts payable47/48€66k€98k▲
Accrued charges and deferred income492/3€1k€1k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k=
Other operating charges640/8€3k€3k▲
Gross operating margin9900€160k€147k▼
Operating profit (loss)9901€136k€124k▼
Financial income75/76B€29k€46k▲
Recurring financial income75€29k€46k▲
Financial charges65/66B€26k€25k▼
Recurring financial charges65€26k€25k▼
Profit (loss) for the period before taxes9903€140k€144k▲
Income taxes67/77€28k€25k▼
Profit (loss) for the period9904€113k€119k▲
Profit (loss) for the period to be appropriated9905€113k€119k▲
Appropriation of the result
Profit (loss) to be appropriated9906€113k€119k▲
Transfer to equity691/2€73k€79k▲
To other reserves6921€73k€79k▲
Profit to be distributed694/7€40k€40k=
Return on contributions (dividend)694€40k€40k=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €500kEq €506k ▲18.6%
6 profitable years in a row build equity to €506k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2019net €183k ▲73.8%
Operating result €214k, net result €183k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 23 days late
2022
31-12
Financial
Equity above €200kEq €211k ▲35.7%
3 profitable years in a row build equity to €211k.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €150kEq €155k ▲135%
2 profitable years in a row build equity to €155k.
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €58k
Net result €58k after one loss-making year.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorp 502861 Sint-Katelijne-WaverGround area
301 m²
Building footprint
165 m²
Volume, LiDAR
1,121 m³
Parcel 12027C0015/00P000, Flanders · tallest building 13.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MV-MANAGEMENT
since 20192.285.065.424
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12027C0015/00P000 | Flanders | 301 m² | 1 · 165 m² | 13.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LVR-AGENCY
BE 0877.868.806
Brugge · Eq €506k
AU-10-TIC
BE 0757.471.020
Temse · Eq €506k
GALLERY MGT
BE 0821.514.279
Holsbeek · Eq €506k
JANSSEN INVESTMENT
BE 0476.946.228
Knokke-Heist · Eq €505k
DILACO
BE 0550.549.135
Zaventem · Eq €507k
Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 13,596 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-2019
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.