ALTER AGRO
ActiveALTER AGRO has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €-31k. Its solvency ranks better than 90% of 3096 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes
Profitability0
Solvency100
Growth-
Stability67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.94), and 15.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.6%
Return on assets
-92.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
35 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€28k
Total assets
€33k
Net result
€-31k
Working capital
€15k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €33k
Fixed assets
€13k
Current assets
€20k
Equity and liabilities €33k
Equity
€28k
Debt
€5k
Debt finances 15.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€-28k
Cash flow
€-28k
Solvency
84.6%
Current ratio
3.94
Quick ratio
3.13
Debt / equity
0.18
ROE
-109.3%
ROA
-92.5%
Interest coverage
-750.32
Debt
€5k
Debt ≤ 1 year
€5k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€33k
Fixed assets21/28€13k
Intangible fixed assets21€2k
Tangible fixed assets22/27€11k
Plant, machinery and equipment23€11k
Furniture and vehicles24€367
Current assets29/58€20k
Stocks and contracts in progress3€4k
Stocks30/36€4k
Amounts receivable within one year40/41€5k
Trade receivables40€5k
Other amounts receivable41€609
Cash at bank and in hand54/58€10k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€33k
Equity10/15€28k
Contributions10/11€59k
Profit (loss) carried forward14€-31k
Amounts payable17/49€5k
Amounts payable within one year42/48€5k
Trade debts44€3k
Suppliers440/4€3k
Other amounts payable47/48€2k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Other operating charges640/8€100
Gross operating margin9900€-28k
Operating profit (loss)9901€-31k
Financial charges65/66B€37
Recurring financial charges65€37
Profit (loss) for the period before taxes9903€-31k
Profit (loss) for the period9904€-31k
Profit (loss) for the period to be appropriated9905€-31k
Appropriation of the result
Profit (loss) to be appropriated9906€-31k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
26-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Karel Schurmansstraat 823010 LeuvenGround area
6.9 ha
Building footprint
2.7 ha
Volume, LiDAR
504 m³
2 parcels, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fort Funga
since 20252.370.472.736
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24020B0207/00X002 | Flanders | 6.9 ha | 1 · 2.7 ha | - |
| 24483E0055/00M009 | Flanders | 227 m² | 1 · 85 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
THOEN FRUIT
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BIO BON BON
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GUADAL
BE 0832.054.815
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DE STER
BE 0536.308.248
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De Groene Tuinbouwvingers
BE 1018.014.406
Geel · Eq €30k
Of 3,615 companies in sector 01130 we hold annual accounts for 783. 304 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-02-2025
Fiscal year end31-12
Activities, NACEBEL
01130Growing of vegetables, melons, roots and tubers
01199Crop and animal production, hunting and related service activities
01610Support activities for crop production
10393Manufacture of food products
10890Manufacture of food products
20150Manufacture of chemicals and chemical products
47210Retail sale of fruit and vegetables
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.