Altafer
ActiveAltafer has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €11k and a net result of €6k. Its solvency ranks better than 30% of 15370 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes
Profitability100
Solvency57
Growth-
Stability67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.94), and 62.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
37.7%
Return on assets
20.3%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-06-2025, 43 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
43 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€11k
Total assets
€29k
Net result
€6k
Working capital
€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €29k
Fixed assets
€12k
Current assets
€17k
Equity and liabilities €29k
Equity
€11k
Debt
€18k
Debt finances 62.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€8k
Cash flow
€7k
Solvency
37.7%
Current ratio
0.94
Quick ratio
0.94
Debt / equity
1.65
ROE
53.8%
ROA
20.3%
Interest coverage
324.74
Debt
€18k
Debt ≤ 1 year
€18k
Income taxes
€2k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€29k
Fixed assets21/28€12k
Tangible fixed assets22/27€12k
Furniture and vehicles24€12k
Current assets29/58€17k
Amounts receivable within one year40/41€14
Other amounts receivable41€14
Cash at bank and in hand54/58€16k
Deferred charges and accrued income490/1€978
Equity and liabilities
Total equity and liabilities10/49€29k
Equity10/15€11k
Contributions10/11€5k
Profit (loss) carried forward14€6k
Amounts payable17/49€18k
Amounts payable within one year42/48€18k
Trade debts44€747
Suppliers440/4€747
Taxes, remuneration and social security45€5k
Taxes450/3€5k
Other amounts payable47/48€12k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€718
Other operating charges640/8€2k
Gross operating margin9900€10k
Operating profit (loss)9901€8k
Financial charges65/66B€26
Recurring financial charges65€26
Profit (loss) for the period before taxes9903€8k
Income taxes67/77€2k
Profit (loss) for the period9904€6k
Profit (loss) for the period to be appropriated9905€6k
Appropriation of the result
Profit (loss) to be appropriated9906€6k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dijkstraat 619700 OudenaardeGround area
186 m²
Building footprint
82 m²
Parcel 45035A0125/00V000, Flanders. Linked by address, not a title deed.
1 establishment unit
Altafer
since 20242.362.715.112
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45035A0125/00V000 | Flanders | 186 m² | 1 · 82 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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IDEDE
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Of 22,018 companies in sector 69101 we hold annual accounts for 9,026. 4,819 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-08-2024
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
69109Other legal services
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.