ALPHOFRUIT
ActiveSummary
ALPHOFRUIT has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€13,286) and a net result of -€17,884. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 18537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency7▼-31
Growth36=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.41 against 1.14 in 2024; short-term debt: 118% and cash: 3.5% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-18%
Return on assets
-24.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€13,286
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
24 d late
2023
28 d late
2022
31 d late
2021
26 d late
2020
31 d late
2019
12 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 17 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€450,194▼ 8.4%
2023 · €491,370
EBIT margin
-5.8%▼ 7.6pp
2023 · 1.8%
Net result
-€17,884▲ 39.0%
2024 · -€29,342
Working capital
-€51,806
2024 · €3,835
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€434,660▲ 31.1%€456,218▲ 5.0%€491,370▲ 7.7%€450,194▼ 8.4%
Operating result-€678€2,657€8,841▲ 233%-€25,913-€16,653▲ 35.7%
Net result-€1,435€912€5,572▲ 511%-€29,342-€17,884▲ 39.0%
EBIT margin-0.2%▼ 6.0pp0.6%▲ 0.7pp1.8%▲ 1.2pp-5.8%▼ 7.6pp
Equity€27,457▼ 5.0%€28,369▲ 3.3%€33,941▲ 19.6%€3,855▼ 88.6%-€13,286
Total assets€42,497▲ 9.5%€38,606▼ 9.2%€41,078▲ 6.4%€30,360▼ 26.1%€73,951▲ 144%
Debt€15,040▲ 51.9%€10,237▼ 31.9%€7,137▼ 30.3%€26,505▲ 271%€87,237▲ 229%
Working capital€24,291▼ 7.2%€25,994▲ 7.0%€31,338▲ 20.6%€3,835▼ 87.8%-€51,806
Staff (FTE)
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €16,653 in 2025 against €25,913 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73,951
Fixed assets
€38,520 ▲ 192,499%
Current assets
€35,431 ▲ 16.8%
Key figures and ratios
EBITDA
-€11,426
Cash flow
-€12,656
Solvency
-18.0%▼
2024 · 12.7%
Current ratio
0.41▼
2024 · 1.14
Quick ratio
0.19▼
2024 · 1.14
Debt to equity
-6.57▼
2024 · 6.88
ROA
-24.2%▲
2024 · -96.6%
Interest coverage
-9.28
Debt ≤ 1 year
€87,237▲
2024 · €26,505
Income taxes
€0▼
2024 · €1,703
Staff costs
€0▼
2024 · €55,087
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,640 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
4.1%
went bankrupt
9.9%
stopped otherwise
84%
still going
A further 2.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,640 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €434,660 | €456,218 | €491,370 | €450,194 | - | - |
| Non-recurring operating income76A | €33 | €5 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €407,316 | €419,637 | €449,465 | €417,015 | - | - |
| Remuneration, social security and pensions62 | €27,555 | €33,582 | €32,585 | €55,087 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,822 | €1,591 | €1,804 | - | €5,228 | - |
| Other operating charges640/8 | €1,715 | €1,816 | €1,865 | €2,493 | €5,864 | ▲ 135% |
| Non-recurring operating charges66A | €179 | €337 | €424 | €1,512 | €0 | ▼ 100% |
| Gross operating margin9900 | €30,593 | €39,983 | €45,519 | €33,179 | -€5,562 | ▼ 117% |
| Operating profit (loss)9901 | -€678 | €2,657 | €8,841 | -€25,913 | -€16,653 | ▲ 35.7% |
| Financial income75/76B | €612 | €350 | €74 | €519 | €0 | ▼ 100.0% |
| Recurring financial income75 | €612 | €350 | €74 | €519 | €0 | ▼ 100.0% |
| Financial charges65/66B | €1,369 | €2,095 | €3,343 | €2,245 | €1,231 | ▼ 45.2% |
| Recurring financial charges65 | €1,369 | €2,095 | €3,343 | €2,245 | €1,231 | ▼ 45.2% |
| Profit (loss) for the period before taxes9903 | -€1,435 | €912 | €5,572 | -€27,639 | -€17,884 | ▲ 35.3% |
| Income taxes67/77 | - | - | - | €1,703 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | -€1,435 | €912 | €5,572 | -€29,342 | -€17,884 | ▲ 39.0% |
| Profit (loss) for the period to be appropriated9905 | -€1,435 | €912 | €5,572 | -€29,342 | -€17,884 | ▲ 39.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €42,497 | €38,606 | €41,078 | €30,360 | €73,951 | ▲ 144% |
| Fixed assets21/28 | €3,166 | €2,375 | €2,603 | €20 | €38,520 | ▲ 192,499% |
| Intangible fixed assets21 | - | - | - | - | €23,233 | - |
| Tangible fixed assets22/27 | €3,146 | €2,355 | €2,583 | €0 | €15,287 | - |
| Land and buildings22 | €630 | €483 | €457 | €0 | - | - |
| Plant, machinery and equipment23 | - | - | €979 | €0 | €12,620 | - |
| Furniture and vehicles24 | €2,516 | €1,872 | €1,147 | €0 | €2,667 | - |
| Financial fixed assets28 | €20 | €20 | €20 | €20 | €0 | ▼ 100% |
| Current assets29/58 | €39,331 | €36,231 | €38,475 | €30,340 | €35,431 | ▲ 16.8% |
| Stocks and contracts in progress3 | - | - | - | - | €18,598 | - |
| Stocks30/36 | - | - | - | - | €18,598 | - |
| Amounts receivable within one year40/41 | €181 | €119 | €661 | €14,124 | €13,100 | ▼ 7.2% |
| Trade receivables40 | - | - | - | €2,417 | €0 | ▼ 100% |
| Other amounts receivable41 | €181 | €119 | €661 | €11,707 | €13,100 | ▲ 11.9% |
| Cash at bank and in hand54/58 | €36,466 | €36,112 | €33,540 | €16,005 | €2,614 | ▼ 83.7% |
| Deferred charges and accrued income490/1 | €2,684 | - | €4,274 | €211 | €1,118 | ▲ 430% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €42,497 | €38,606 | €41,078 | €30,360 | €73,951 | ▲ 144% |
| Equity10/15 | €27,457 | €28,369 | €33,941 | €3,855 | -€13,286 | ▼ 445% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | €18,600 | €18,600 | €18,600 | €18,600 | - | - |
| Issued capital100 | €18,600 | €18,600 | €18,600 | €18,600 | - | - |
| Reserves13 | €600 | €600 | €600 | €600 | €600 | = |
| Non-distributable reserves130/1 | €600 | €600 | €600 | €600 | €0 | ▼ 100% |
| Legal reserve130 | €600 | €600 | €600 | €600 | - | - |
| Reserves not available under the articles1311 | - | - | - | - | €0 | - |
| Distributable reserves133 | - | - | - | - | €600 | - |
| Profit (loss) carried forward14 | €8,257 | €9,169 | €14,741 | -€15,345 | -€32,486 | ▼ 112% |
| Amounts payable17/49 | €15,040 | €10,237 | €7,137 | €26,505 | €87,237 | ▲ 229% |
| Amounts payable within one year42/48 | €15,040 | €10,237 | €7,137 | €26,505 | €87,237 | ▲ 229% |
| Trade debts44 | €6,761 | €2,643 | - | €8,242 | €29,959 | ▲ 263% |
| Suppliers440/4 | €6,761 | €2,643 | - | €8,242 | €29,959 | ▲ 263% |
| Taxes, remuneration and social security45 | €1,590 | €4,942 | €7,137 | €18,263 | €2,737 | ▼ 85.0% |
| Taxes450/3 | €1,590 | €1,694 | €486 | €2,348 | €2,737 | ▲ 16.5% |
| Remuneration and social security454/9 | - | €3,248 | €6,651 | €15,915 | €0 | ▼ 100% |
| Other amounts payable47/48 | €6,689 | €2,652 | - | - | €54,542 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,435 | €912 | €5,572 | -€29,342 | -€17,884 | ▲ 39.0% |
| + Depreciation and write-downs630 | €1,822 | €1,591 | €1,804 | - | €5,228 | - |
| Operating cash flow (approximation) | €387 | €2,503 | €7,376 | -€29,342 | -€12,656 | ▲ 56.9% |
| Investment in fixed assets (approximation) | - | -€800 | -€2,032 | €2,583 | -€43,728 | ▼ 1,793% |
| Change in cash | - | -€354 | -€2,572 | -€17,535 | -€13,391 | ▲ 23.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 24 days late
2024
31-12
Financial
Weakest financial yearnet -€29,342
Net result drops to -€29,342, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €912
Net result €912 after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €27,710
Net result €27,710 after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 3.64
Current ratio from 0.74 to 3.64; short-term debt falls from €12,205 to €9,904.
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
14-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2015
Ground area
630 m²
Building footprint
349 m²
Volume, LiDAR
3,016 m³
2 parcels, Wallonia · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ALPHO FRUIT
since 20152.244.310.873
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52034C0852/00D002 | Wallonia | 396 m² | 1 · 67 m² | 11.0 m · 3 fl. |
| 52392C0438/00X000 | Wallonia | 234 m² | 1 · 282 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteCharleroi2.244.310.873
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Of 3,824 companies in sector 47210 we hold annual accounts for 965. 348 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-06-2004
Fiscal year end31-12
Activities, NACEBEL 2025
47210Retail sale of fruit and vegetables
E-invoicing
Reachable via Peppol
Peppol ID
0208:0865584646
Also
9925:BE0865584646
Registered
23-09-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.