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Complete company report
Generated 25-07-2026
Active BE 0455.628.992Public limited company

ALoan

Ninoofsesteenweg(P) 93B ·1670 Pepingen, Belgium· 31 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of ALoan is 0.7% (low). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 31 yrs
Board 1
Locations 1
Publications 5
Bankruptcy probability (12 mo) Checked model v1 · free
0.7% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1995, 31 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 verkort 31-07-2025 2025-00344946
31-12-2023 verkort 20-09-2024 2024-00471262
31-12-2022 micro 29-09-2023 2023-00473129
31-12-2021 micro 07-10-2022 2022-20456458
31-12-2020 micro 18-11-2021 2021-77800220
31-12-2019 micro 16-11-2020 2020-71000044
31-12-2018 micro 20-09-2019 2019-65300195
31-12-2017 micro 05-09-2018 2018-62200427
31-12-2016 micro 03-10-2017 2017-66200509
31-12-2015 verkort 26-09-2016 2016-61300530
Directors & mandates 4 directors
Current directors & mandates
  • WISE CONSULTLegal entity
    Director· perm. rep.: Chris Van der Speeten
    State Gazette act 23155732 (06-12-2023)
    Current
    22-11-2023 → present
Historic, not recently confirmed (1)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • Mertens Florent
    Director
    State Gazette act 19079352 (17-06-2019)
    Not recently confirmed
    last confirmed in an act from 2019
Former directors (2)
  • Aertsen Cédric
    Director
    State Gazette act 19079352 (17-06-2019)
    Former
    17-06-2019 → 22-11-2023
    2 events
    • 22-11-2023 Resigned· Director
    • 17-06-2019 Mandate renewed· Director
  • Simons Jozef
    Director
    State Gazette act 23155732 (06-12-2023)
    Former
    - → 22-11-2023
    2 events
    • 22-11-2023 Resigned· Director
    • 17-06-2019 Resigned· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary -
Legal form Public limited company(014)
Incorporation06-07-1995
StatusActive
Postal code1670
Connections & network 2 connected companies
Group structure
WISE CONSULT
Parent · 1 subsidiary · 2 locations
Control→
Network connections
Marsu Management
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 1 location
BRUVACO NV
Parklaan 1, 1500 HalleVerzekeringsmakelaars en -agenten
since 19952.072.918.209
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23064E0151/00A002 Flanders 193 m² 1 · 111 m² 13.5 m · 3 fl.
23027G0705/00Y000
ProtectedTownscape or village viewStadskern HalleSource ↗
 Flanders 134 m² 1 · 132 m² 13.1 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates 15 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
05-01-2026
State Gazette act Registered-office change
v3.2
2025
31-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
20-09-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
21-02-2024
State Gazette act Capital & shares
v3.2
2023
06-12-2023
State Gazette act Director changes
v3.2
29-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
31-07-2023
State Gazette act Registered-office change
v3.2
2022
07-10-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
18-11-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
16-11-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
20-09-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
17-06-2019
State Gazette act Director changes
v3.2
2018
05-09-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
03-10-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
26-09-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgisch Staatsblad, acts 5 acts
Capital history · 1
21-02-2024
v3.2
Address history · 2
05-01-2026
v3.2
31-07-2023
v3.2
All acts · 5 updated 6 months ago
2026
05-01-2026 Registered office moved from Halle to Pepingen Registered-office change
  • Parklaan 1, 1500 Halle → Ninoofsesteenweg 93, 1670 Pepingen
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Pepingen",
        "region": "Vlaams Gewest",
        "street": "Ninoofsesteenweg",
        "country": "BE",
        "postcode": "1670",
        "box_number": "B",
        "street_number": "93"
      },
      "old_address": {
        "city": "Halle",
        "region": "Vlaams Gewest",
        "street": "Parklaan",
        "country": "BE",
        "postcode": "1500",
        "box_number": "01",
        "street_number": "1"
      },
      "effective_date": "2025-11-19",
      "evidence_quote": "Elfde beslissing: Adres van de zetel. De algemene vergadering besluit de zetel van de vennootschap te verplaatsen naar: 1670 Pepingen, Ninoofsesteenweg 93B."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0455.628.992",
    "name_full": "BRUVACO",
    "legal_form": "NV"
  }
}
2024
21-02-2024 Capital increase of €1,000 to €62,973.38 Capital & shares
  • €61.973,38 → €62.973,38
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "capital_increase",
      "amount": 1000,
      "currency": "EUR",
      "after_eur": 62973.38,
      "delta_eur": 1000.0,
      "before_eur": 61973.38,
      "amount_type": "kapitaal_effectief",
      "effective_date": "2024-01-16",
      "evidence_quote": "De vergadering besluit tot verhoging van het kapitaal van de naamloze vennootschap BRUVACO met een bedrag van duizend euro (\u20AC 1.000,00) om het te brengen \u00E9\u00E9nenzestigduizend negenhonderd drie\u00EBnzeventig euro achtendertig cent (\u20AC 61.973,38) op twee\u00EBnzestigduizend negenhonderd drie\u00EBnzeventig euro achtendertig cent (\u20AC 62.973,38) door uitgifte van honderd (100) Soort B-Aandelen, zonder nominale waarde, met een fractiewaarde van \u00E9\u00E9n/honderdste van het kapitaal, waarop wordt ingetekend door een inbreng in speci\u00EBn voor een totaal bedrag van duizend euro (\u20AC 1.000,00)",
      "contribution_type": "cash"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0455.628.992",
    "name_full": "BRUVACO",
    "legal_form": "NV"
  }
}
2023
06-12-2023 1 director appointed, 2 resigning Director changes
  • Chris Van der Speeten, Bestuurder
  • Aertsen Cédric, Bestuurder
  • Simons Jozef, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Aertsen C\u00E9dric",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2023-11-22",
      "evidence_quote": "De heer Aertsen C\u00E9dric wordt ontslagen als bestuurder met ingang vanaf 22/11/2023."
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Simons Jozef",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2023-11-22",
      "evidence_quote": "De heer Simons Jozef wordt ontslagen als bestuurder met ingang vanaf 22/11/2023."
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Chris Van der Speeten",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0863394822",
        "name": "Wise Consult BV",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2023-11-22",
      "evidence_quote": "Wise Consult BV, met maatschappelijke zetel te 1670 Pepingen, Ninoofsesteenweg 93 gekend onder ondernemingsnummer 0863.394.822 vertegenwoordigd door Allrourd Finance BV, met maatschappelijke zetel te 1500 Halle, Parklaan 1/11, gekend onder ondernemingsnummer 0862.321.486, vertegenwoordigd door de he"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0455.628.992",
    "name_full": "BRUVACO",
    "legal_form": "NV"
  }
}
31-07-2023 Registered office moved from Halle to Sint-Pieters-Leeuw Registered-office change
  • Claesplein 19A, 1502 Halle → Bergensesteenweg 705, 1600 Sint-Pieters-Leeuw
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Sint-Pieters-Leeuw",
        "region": "Vlaams Gewest",
        "street": "Bergensesteenweg",
        "country": "BE",
        "postcode": "1600",
        "box_number": "B15",
        "street_number": "705"
      },
      "old_address": {
        "city": "Halle",
        "region": "Vlaams Gewest",
        "street": "Claesplein",
        "country": "BE",
        "postcode": "1502",
        "box_number": null,
        "street_number": "19A"
      },
      "effective_date": "2023-01-01",
      "evidence_quote": "De bijzondere algemene vergadering van 1 januari 2023 beslist de maatschappelijke zetel te verplaatsen naar Bergensesteenweg 705 B15 te 1600 Sint-Pieters-Leeuw met ingangsdatum 1 januari 2023."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0455.628.992",
    "name_full": "BRUVACO",
    "legal_form": "NV"
  }
}
2019
17-06-2019 1 resigning, 2 reappointed Director changes
  • Simons Jozef, Bestuurder
  • Aertsen Cédric, Bestuurder
  • Mertens Florent, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Aertsen C\u00E9dric",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De bijzondere algemene vergadering beslist met eenparigheid van stemmen om te herbenoemen als: bestuurders voor een periode van zes jaar: - Aertsen C\u00E9dric;"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Mertens Florent",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De bijzondere algemene vergadering beslist met eenparigheid van stemmen om te herbenoemen als: bestuurders voor een periode van zes jaar: - Aertsen C\u00E9dric; - Mertens Florent;"
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Simons Jozef",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Tevens wordt de vergadering in kennis gesteld van het ontslag als bestuurder van de heer Simons Jozef ingevolge zijn overlijden dd. 12/02/2013."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0455.628.992",
    "name_full": "BRUVACO",
    "legal_form": "NV"
  }
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL ALoan
Registered office
Ninoofsesteenweg(P) 93B
1670 Pepingen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative