Alô Services
ActiveSummary
Alô Services has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€35,999) and a net result of -€16,304. Equity is shrinking by ~47% per year across the filed fiscal years. Its solvency ranks better than 12% of 311 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-38
Solvency0▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.58 against 0.52 in 2024; short-term debt: 134.3% and cash: 53.8% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-34.3%
Return on assets
-15.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€35,999
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
59 d early
2023
71 d early
2022
26 d early
2021
31 d early
2020
51 d early
2019
74 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 53 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Which other recognised service-voucher companies are there, and what do they charge?Service-voucher comparer Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€16,304▼ 2,122%
2024 · -€734
Working capital
-€59,082▼ 20.0%
2024 · -€49,229
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€3,327▼ 44.7%-€21,196-€4,585▲ 78.4%€1,528-€14,897
Net result€2,091within the sector's middle half▼ 42.2%-€22,139below the sector's middle half-€5,934below the sector's middle half▲ 73.2%-€734within the sector's middle half▲ 87.6%-€16,304below the sector's middle half▼ 2,122%
Equity€9,111within the sector's middle half▲ 29.8%-€13,027below the sector's middle half-€18,961below the sector's middle half▼ 45.5%-€19,695below the sector's middle half▼ 3.9%-€35,999below the sector's middle half▼ 82.8%
Total assets€135,379within the sector's middle half▼ 0.6%€131,385within the sector's middle half▼ 2.9%€123,552within the sector's middle half▼ 6.0%€82,931below the sector's middle half▼ 32.9%€105,068below the sector's middle half▲ 26.7%
Debt€126,268▼ 2.3%€144,413▲ 14.4%€142,513▼ 1.3%€102,626▼ 28.0%€141,066▲ 37.5%
Working capital€6,807within the sector's middle half▲ 79.5%-€27,359within the sector's middle half-€27,635within the sector's middle half▼ 1.0%-€49,229below the sector's middle half▼ 78.1%-€59,082below the sector's middle half▼ 20.0%
Solvency6.7%within the sector's middle half▲ 1.6pp-9.9%below the sector's middle half▼ 16.6pp-15.3%below the sector's middle half▼ 5.4pp-23.7%below the sector's middle half▼ 8.4pp-34.3%below the sector's middle half▼ 10.5pp
Current ratio1.05within the sector's middle half▲ 0.020.81within the sector's middle half▼ 0.240.81within the sector's middle half=0.52below the sector's middle half▼ 0.290.58below the sector's middle half▲ 0.06
Return on assets (ROA)1.5%within the sector's middle half▼ 1.1pp-16.9%below the sector's middle half▼ 18.4pp-4.8%below the sector's middle half▲ 12.0pp-0.9%within the sector's middle half▲ 3.9pp-15.5%below the sector's middle half▼ 14.6pp
Staff (FTE)32.8within the sector's middle half▼ 5.2%31.6within the sector's middle half▼ 3.7%30.2within the sector's middle half▼ 4.4%27.8within the sector's middle half▼ 7.9%25.8within the sector's middle half▼ 7.2%
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €14,897 after €1,528 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105,068
Fixed assets
€23,084 ▼ 21.8%
Current assets
€81,984 ▲ 53.5%
Equity and liabilities
Equity-€35,999
Debt€141,066
Equity is negative: debt (€141,066) exceeds the balance-sheet total (€105,068).
Key figures and ratios
EBITDA
-€8,447▼
2024 · €4,700
Cash flow
-€9,854▼
2024 · €2,438
Interest coverage
-8.16▼
2024 · 2.39
Debt ≤ 1 year
€141,066▲
2024 · €102,626
Income taxes
€390▲
2024 · €298
Staff costs
€728,905▼
2024 · €807,308
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 598 companies that looked in July 2024 the way this one looks now, 9.4% went bankrupt within 24 months and 83% are still going.
- Small
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
9.4%
went bankrupt
6.0%
stopped otherwise
83%
still going
A further 1.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 598 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €8,908 | - | - |
| Remuneration, social security and pensions62 | €819,022 | €795,203 | €877,728 | €807,308 | €728,905 | ▼ 9.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €924 | €3,100 | €5,658 | €3,172 | €6,450 | ▲ 103% |
| Other operating charges640/8 | €3,138 | €925 | €781 | €1,381 | €1,296 | ▼ 6.2% |
| Non-recurring operating charges66A | - | €393 | - | - | - | - |
| Gross operating margin9900 | €826,410 | €778,424 | €879,581 | €813,390 | €721,754 | ▼ 11.3% |
| Operating profit (loss)9901 | €3,327 | -€21,196 | -€4,585 | €1,528 | -€14,897 | ▼ 1,075% |
| Financial income75/76B | - | - | - | €2 | €20 | ▲ 951% |
| Recurring financial income75 | - | - | - | €2 | €20 | ▲ 951% |
| Financial charges65/66B | €968 | €674 | €1,093 | €1,966 | €1,036 | ▼ 47.3% |
| Recurring financial charges65 | €968 | €674 | €1,093 | €1,966 | €1,036 | ▼ 47.3% |
| Profit (loss) for the period before taxes9903 | €2,359 | -€21,870 | -€5,678 | -€436 | -€15,913 | ▼ 3,551% |
| Income taxes67/77 | €268 | €268 | €255 | €298 | €390 | ▲ 31.1% |
| Profit (loss) for the period9904 | €2,091 | -€22,139 | -€5,934 | -€734 | -€16,304 | ▼ 2,122% |
| Profit (loss) for the period to be appropriated9905 | €2,091 | -€22,139 | -€5,934 | -€734 | -€16,304 | ▼ 2,122% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €135,379 | €131,385 | €123,552 | €82,931 | €105,068 | ▲ 26.7% |
| Fixed assets21/28 | €2,304 | €14,332 | €8,674 | €29,534 | €23,084 | ▼ 21.8% |
| Tangible fixed assets22/27 | €1,847 | €13,875 | €8,217 | €29,077 | €22,627 | ▼ 22.2% |
| Furniture and vehicles24 | - | €13,875 | €8,217 | €29,077 | €22,627 | ▼ 22.2% |
| Other tangible fixed assets26 | €1,847 | - | - | - | - | - |
| Financial fixed assets28 | €456 | €456 | €456 | €456 | €456 | = |
| Current assets29/58 | €133,075 | €117,054 | €114,878 | €53,397 | €81,984 | ▲ 53.5% |
| Amounts receivable within one year40/41 | €2,474 | €3,200 | €950 | €149 | €270 | ▲ 81.0% |
| Trade receivables40 | - | - | - | - | €270 | - |
| Other amounts receivable41 | €2,474 | €3,200 | €950 | €149 | - | - |
| Cash at bank and in hand54/58 | €123,433 | €62,754 | €67,928 | €18,248 | €56,551 | ▲ 210% |
| Deferred charges and accrued income490/1 | €7,168 | €51,100 | €46,000 | €35,000 | €25,163 | ▼ 28.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €135,379 | €131,385 | €123,552 | €82,931 | €105,068 | ▲ 26.7% |
| Equity10/15 | €9,111 | -€13,027 | -€18,961 | -€19,695 | -€35,999 | ▼ 82.8% |
| Contributions10/11 | €6,200 | €6,200 | €8,060 | €8,060 | €8,060 | = |
| Reserves13 | €1,860 | €1,860 | - | - | - | - |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Profit (loss) carried forward14 | €1,051 | -€21,087 | -€27,021 | -€27,755 | -€44,059 | ▼ 58.7% |
| Amounts payable17/49 | €126,268 | €144,413 | €142,513 | €102,626 | €141,066 | ▲ 37.5% |
| Amounts payable within one year42/48 | €126,268 | €144,413 | €142,513 | €102,626 | €141,066 | ▲ 37.5% |
| Current portion of amounts payable after more than one year42 | - | €19,143 | €13,523 | €29,159 | €21,972 | ▼ 24.6% |
| Trade debts44 | €20,152 | €26,428 | €22,038 | €10,211 | €27,114 | ▲ 166% |
| Suppliers440/4 | €20,152 | €26,428 | €22,038 | €10,211 | €27,114 | ▲ 166% |
| Taxes, remuneration and social security45 | €106,116 | €98,842 | €106,953 | €60,850 | €91,914 | ▲ 51.0% |
| Taxes450/3 | €12,267 | €537 | €3,524 | €4,553 | €6,682 | ▲ 46.8% |
| Remuneration and social security454/9 | €93,849 | €98,306 | €103,429 | €56,297 | €85,232 | ▲ 51.4% |
| Other amounts payable47/48 | - | - | - | €2,405 | €66 | ▼ 97.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,091 | -€22,139 | -€5,934 | -€734 | -€16,304 | ▼ 2,122% |
| + Depreciation and write-downs630 | €924 | €3,100 | €5,658 | €3,172 | €6,450 | ▲ 103% |
| Operating cash flow (approximation) | €3,015 | -€19,038 | -€276 | €2,438 | -€9,854 | ▼ 504% |
| Investment in fixed assets (approximation) | - | -€15,128 | €0 | -€24,032 | €0 | ▲ 100% |
| Change in cash | - | -€60,679 | €5,174 | -€49,680 | €38,303 | ▲ 177% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet -€22,139
Net result drops to -€22,139, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €3,618
Net result €3,618 after one loss-making year.
18-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 5 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2010
Ground area
1.1 ha
Building footprint
5,428 m²
Volume, LiDAR
32,879 m³
Parcel 25743G0163/00F000, Wallonia · tallest building 15.4 m, ±2 floors. Linked by address, not a title deed.
25
companies at this address
See who is registered here
1 establishment unit
Alô Services
since 20102.191.867.230
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25743G0163/00F000 | Wallonia | 1.1 ha | 1 · 5,428 m² | 15.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 56,893 EUR awarded · 56,893 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 8,164 EUR | 8,164 EUR |
| 2024 | 1 | 13,028 EUR | 13,028 EUR |
| 2023 | 1 | 18,437 EUR | 18,437 EUR |
| 2022 | 1 | 17,264 EUR | 17,264 EUR |
Schemes
Recognitions · licences · registrations
Recognised service-voucher company
1 live approval · 28 municipalitiesService area
Recognised service-voucher company
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Of 807 companies in this sector we hold annual accounts for 617. 347 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded21-05-2010
Fiscal year end31-12
Activities, NACEBEL 2025
96910Personal service activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0826056948
Registered
06-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.