ALMIVER
ActiveALMIVER has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24.85M and a net result of €-4.31M. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 89% of 9088 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-25
Solvency70▲+3
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.2M at 30 days acceptable
Liquidity short (current ratio 0.66 against 0.21 in 2024), and 11.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.3%
Return on assets
-15.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
66 d early
2023
26 d early
2022
5 d early
2021
51 d early
2020
43 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€24.85M▲ 126%
2024 · €10.99M
2018: €6.69M
2019: €6.92M
2020: €7.21M
2021: €7.53M
2022: €7.68M
2023: €6.32M
2024: €10.99M
2018 → 2025
Total assets
€28.13M▲ 83.6%
2024 · €15.32M
2018: €17.76M
2019: €17.31M
2020: €16.40M
2021: €15.80M
2022: €14.94M
2023: €14.92M
2024: €15.32M
2018 → 2025
Net result
€-4.31M
2024 · €544k
2018: €17k
2019: €225k
2020: €290k
2021: €321k
2022: €341k
2023: €469k
2024: €544k
2018 → 2025
Working capital
€-305k▲ 68.4%
2024 · €-965k
2018: €-1.88M
2019: €-1.93M
2020: €-2.03M
2021: €-2.46M
2022: €-2.85M
2023: €-2.93M
2024: €-965k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7.53M-€7.68M▲ 2.0%€6.32M▼ 17.8%€10.99M▲ 74.0%€24.85M▲ 126%
Operating result€593k-€612k▲ 3.1%€771k▲ 26.0%€857k▲ 11.2%€890k▲ 3.8%
Net result€321k-€341k▲ 6.2%€469k▲ 37.6%€544k▲ 15.9%€-4.31M
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 4% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €28.13M
Fixed assets
€27.53M▲ 82.8%
Current assets
€594k▲ 128%
Equity and liabilities €28.13M
Equity
€24.85M▲ 126%
Provisions
€20k▼ 23.3%
Debt
€3.26M▼ 24.2%
The debt ratio falls from 28.1% to 11.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€1.76M▲
2024 · €1.72M
Cash flow
€-3.44M▼
2024 · €1.40M
Solvency
88.3%▲
2024 · 71.8%
Current ratio
0.66▲
2024 · 0.21
Quick ratio
0.66▲
2024 · 0.21
Debt / equity
0.13▼
2024 · 0.39
ROE
-17.3%▼
2024 · 4.9%
ROA
-15.3%▼
2024 · 3.6%
Interest coverage
24.09▲
2024 · 8.44
Debt
€3.26M▼
2024 · €4.30M
Debt ≤ 1 year
€899k▼
2024 · €1.23M
Debt > 1 year
€2.36M▼
2024 · €3.08M
Income taxes
€227k▲
2024 · €119k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€15.32M€28.13M▲
Fixed assets21/28€15.06M€27.53M▲
Tangible fixed assets22/27€6.46M€23.84M▲
Land and buildings22€6.46M€23.84M▲
Assets under construction and advance payments27€0-
Financial fixed assets28€8.60M€3.69M▼
Current assets29/58€261k€594k▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€252k€580k▲
Trade receivables40€40k€26k▼
Other amounts receivable41€212k€553k▲
Cash at bank and in hand54/58€9k€14k▲
Equity and liabilities
Total equity and liabilities10/49€15.32M€28.13M▲
Equity10/15€10.99M€24.85M▲
Contributions10/11€6.56M€6.56M=
Revaluation surpluses12-€18.16M
Reserves13€4.07M€101k▼
Distributable reserves133€4.07M€101k▼
Profit (loss) carried forward14€338k€0▼
Investment grants15€21k€21k▼
Provisions and deferred taxes16€26k€20k▼
Provisions for liabilities and charges160/5€25k€19k▼
Other liabilities and charges164/5€25k€19k▼
Deferred taxes168€912€822▼
Amounts payable17/49€4.30M€3.26M▼
Amounts payable after more than one year17€3.08M€2.36M▼
Financial debts170/4€3.08M€2.36M▼
Other amounts payable178/9€0-
Amounts payable within one year42/48€1.23M€899k▼
Current portion of amounts payable after more than one year42€706k€720k▲
Trade debts44€150k€2k▼
Suppliers440/4€150k€2k▼
Taxes, remuneration and social security45€119k€177k▲
Taxes450/3€119k€177k▲
Other amounts payable47/48€250k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€859k€872k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€0€-6k▼
Other operating charges640/8€170k€175k▲
Gross operating margin9900€1.89M€1.93M▲
Operating profit (loss)9901€857k€890k▲
Financial income75/76B€9k€14k▲
Recurring financial income75€9k€14k▲
Financial charges65/66B€203k€4.99M▲
Recurring financial charges65€203k€73k▼
Non-recurring financial charges66B-€4.91M
Profit (loss) for the period before taxes9903€663k€-4.08M▼
Transfer from deferred taxes780€100€90▼
Income taxes67/77€119k€227k▲
Profit (loss) for the period9904€544k€-4.31M▼
Profit (loss) for the period to be appropriated9905€544k€-4.31M▼
Appropriation of the result
Profit (loss) to be appropriated9906€588k€-3.97M▼
Profit (loss) brought forward from the previous period14P€44k€338k▲
Transfer from equity791/2-€3.97M
Profit to be distributed694/7€250k€0▼
Return on contributions (dividend)694€0-
Directors or managers695€250k€0▼
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (26 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-4.31M ▼892%
Net result drops to €-4.31M, the lowest in the series.
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €544k ▲15.9%
Net result €544k, the highest in the series.
31-12
Financial
Equity above €10MEq €10.99M ▲74%
7 profitable years in a row build equity to €10.99M.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2022
Maver Holding BV
CurrentDirector · since 01-01-2022 · Legal entity · perm. rep.: Alain Vereenooghe
01-01-2022
Maver Holding BV: Appointed as Director
01-01-2022
Vereno NV: Resigned as Director
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kwadestraat 1558800 RoeselareGround area
7,646 m²
Building footprint
828 m²
Volume, LiDAR
6 m³
Parcel 36017A1278/00X003, Flanders · tallest building 0.6 m. Linked by address, not a title deed.
1 establishment unit
ALMIVER
since 20162.252.994.749
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36017A1278/00X003 | Flanders | 7,646 m² | 1 · 828 m² | 0.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,974 companies in sector 68203 we hold annual accounts for 5,946. 1,025 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-05-2016
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
35150Electricity, gas, steam and air conditioning supply
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.