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ALMATRAIC

Active
Private limited company (pre-2019)founded 2003active for 23 yearsOpenveldstraat 8, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0860.728.015
Summary

ALMATRAIC has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41,326 and a net result of -€3,008. Equity is shrinking by about 8.9% per year across the filed financial years. Its solvency ranks better than 95% of 9,760 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Activity
Non-specialised wholesale
NACE 46392
1 site
Size
€42,661total assets 2025
Equity
€41,326
Loss
-€3,008
Financial health
82 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
2025 accounts 42 days early1 of 6 deeds summarised
Why 82raises riskLiquidity: current ratio 31.86, cash €71, halvedLoss of €3,008, the second in a row (financial year 2025)Size: total assets €42,661lowers riskFounded in 2003Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 48% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Average
Solvency 100=
equity 96.9% of total assets
Liquidity 50+42
short-term debt 3.1% · cash 0.2%
Profitability 20+20
return on assets -7.1%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,871 companies, NACE 46, micro)
Last 24 months 11-2024: 1.3% 12-2024: 1.3%● unchanged vs 11-2024 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025 03-2025: 1.3%● unchanged vs 02-2025 04-2025: 1.5%▲ +0.2 percentage points vs 03-2025 05-2025: 1.5%● unchanged vs 04-2025highest value 06-2025: 1.4%▼ -0.1 percentage points vs 05-2025 07-2025: 1.2%▼ -0.2 percentage points vs 06-2025 08-2025: 1.2%● unchanged vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 0.5%▼ -0.7 percentage points vs 10-2025lowest value 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity ample (current ratio 31.86, above the usual 1.5; short-term debt: 3.1% and cash: 0.2% of total assets), and 3.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 90% on solvency, 53% on liquidity, 22% on profitability and 29% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Founded in 2003
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 31.86, cash €71, halved
NBB · annual accounts
raises risk · Loss of €3,008, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Size: total assets €42,661
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€3,008
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
42 days early
2024
41 days early
2023
11 days early
2022
62 days early
2021
111 days early
2020
15 days early
2019
39 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 35 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 June (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Risk: 5 loss-making years in a rowloss financial year 2025 -€3,008 View
  • Positive: Among the best 5% on solvencysector median 43.1% · 9,760 companies 96.9% View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

By topic

Financials

Financial year
2025
Total assets
€42,661
Loss
-€3,008
Solvency
96.9%
Turnover▼ 23.0%
Net result
20182023
Go to Financials

Timeline

Events
25
Since
2005
Next accounts
by 31-07-2027
  1. 27-10-2023Registered office
  2. 30-05-2023Annual accounts filed
  3. 31-12-2022Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Non-specialised wholesaleNACE 46392
Founded
26-09-2003
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Key facts about ALMATRAIC

What is the company number of ALMATRAIC?
0860.728.015. In Belgium the VAT number is the company number with BE in front: BE 0860.728.015.
Where is ALMATRAIC based?
The registered office is at Openveldstraat 8, 1082 Sint-Agatha-Berchem.Company details
What does ALMATRAIC do?
According to the KBO register, the main activity is non-specialised wholesale (NACE 46392).
What is the legal form of ALMATRAIC?
Private limited company (pre-2019) (BVBA).
When was ALMATRAIC founded?
On 26-09-2003.
Is ALMATRAIC still active?
Yes, ALMATRAIC is an active enterprise in the KBO register.
What is the turnover of ALMATRAIC?
€17,976 in financial year 2023, according to the filed annual accounts.Financials
Is ALMATRAIC profitable?
In financial year 2025, ALMATRAIC made a loss of €3,008.
Where can I find the annual accounts of ALMATRAIC?
ALMATRAIC filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ALMATRAIC due?
By 31-07-2027, for financial year 2026.Timeline

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