ALMAFI

Active

Private limited companyfounded 1988active for 38 yearsRue des Houblonnières 16, 4020 Liège, BelgiumKBO/BCE: BE 0434.195.259

Summary

ALMAFI has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €89,621 and a net result of €27,936. Equity is growing by about 34% per year across the filed financial years. Its solvency ranks better than 71% of 1,891 sector peers (NACE 10, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

ALMAFIActiveChecked score 95/100

Risk analysis Report Compare

Activity

Manufacture of food products

NACE 10711

2 sites

Size

≈ €170,000turnover 2025, estimated

Equity: €89,621
Profit: €27,936

Turnover estimated from the gross margin

Financial health

95 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

LOMBARDO AlexandreDirector

2025 accounts 14 days early1 of 5 deeds summarised

Why 95raises riskSector: Manufacture of food products (NACE 10)lowers riskFounded in 1988Liquidity: current ratio 0.73, cash €51,575Equity €89,621 (53.8% of total assets)Show the evidence

Checked score

Score 2025

95 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 76% of its sector peers (NACE 10, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 79+16

equity 53.8% of total assets

Liquidity 66+22

short-term debt 46.2% · cash 31.0%

Profitability 90+15

return on assets 16.8%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,080 companies, NACE 10, micro)

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.2%▼ -0.2 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value

Credit of up to €8,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.73, compared with 0.49 in 2024, below 1; short-term debt: 46.2% and cash: 31% of total assets), and 46.2% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 70% on solvency, 71% on liquidity, 82% on profitability and 83% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Sector: Manufacture of food products (NACE 10)

KBO

Founded in 1988

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 0.73, cash €51,575

NBB · annual accounts

Equity €89,621 (53.8% of total assets)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

14 days early

2024

14 days early

2023

21 days early

2022

4 days early

2021

4 days early

2020

24 days late

2019

45 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days after the deadline; the sector median (NACE 10) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

17-07-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Highest result from 2018 to 2025net €27,936 ▲224%
17-07-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View
Positive: 5 profitable years in a rowprofit 2025: €27,936 5 years View
Active since 1988founded 18-04-1988 38 years View

By topic

Financials

Financial year: 2025
Total assets: €166,598
Profit: €27,936
Solvency: 53.8%

Turnover

Net result

20182022

Go to Financials

Board & ownership

Board: 1 member

LOMBARDO AlexandreDirector

Go to Board & ownership

Timeline

Events: 41
Since: 1989
Next accounts: by 31-07-2027

10-07-2024Annual accounts filed
04-01-2024Resignation: LOMBARDO Alexandre (manager)
27-07-2023Annual accounts filed

Go to Timeline

Company details

Sites: 2

Legal form: Private limited company
Activity: Manufacture of food productsNACE 10711
Founded: 18-04-1988
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 28

Annual meeting: Last Friday of June at 19:00
Purpose: “Au commerce de détail,de bonneterie,de vêtements,chaussures cuirs et lingerie; À la…” (deed in French)

Go to Articles of association

Key facts about ALMAFI

What is the company number of ALMAFI?: 0434.195.259. In Belgium the VAT number is the company number with BE in front: BE 0434.195.259.
Where is ALMAFI based?: The registered office is at Rue des Houblonnières 16, 4020 Liège.Company details
What does ALMAFI do?: According to the KBO register, the main activity is manufacture of food products (NACE 10711).
What is the legal form of ALMAFI?: Private limited company (BV).
When was ALMAFI founded?: On 18-04-1988.
Is ALMAFI still active?: Yes, ALMAFI is an active enterprise in the KBO register.
What is the turnover of ALMAFI?: €0 in financial year 2022, according to the filed annual accounts.Financials
Is ALMAFI profitable?: In financial year 2025, ALMAFI made a profit of €27,936.
Where can I find the annual accounts of ALMAFI?: ALMAFI filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ALMAFI due?: By 31-07-2027, for financial year 2026.Timeline