Almaco
ActiveAlmaco has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.77M and a net result of €23k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 95% of 8092 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability70▼-1
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity ample (current ratio 21.41 against 15.23 in 2023; short-term debt: 1.3% and cash: 21.8% of total assets), and 1.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
98.7%
Return on assets
1.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
34 d early
2022
3 d early
2021
31 d early
2020
15 d early
2019
39 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€1.77M▲ 1.3%
2023 · €1.75M
2018: €2.16M
2019: €1.97M
2020: €1.72M
2021: €1.70M
2022: €1.71M
2023: €1.75M
2018 → 2024
Total assets
€1.79M▲ 1.0%
2023 · €1.77M
2018: €2.24M
2019: €2.29M
2020: €2.23M
2021: €2.00M
2022: €2.00M
2023: €1.77M
2018 → 2024
Net result
€23k▼ 39.5%
2023 · €38k
2018: €51k
2019: €95k
2020: €-33k
2021: €-18k
2022: €10k
2023: €38k
2018 → 2024
Working capital
€462k▲ 15.6%
2023 · €400k
2018: €648k
2019: €464k
2020: €515k
2021: €542k
2022: €582k
2023: €400k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.72M-€1.70M▼ 1.0%€1.71M▲ 0.6%€1.75M▲ 2.2%€1.77M▲ 1.3%
Operating result€-37k-€-21k▲ 42.1%€7k€38k▲ 415%€35k▼ 7.5%
Net result€-33k-€-18k▲ 46.9%€10k€38k▲ 266%€23k▼ 39.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 7% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.79M
Fixed assets
€1.31M▼ 2.9%
Current assets
€485k▲ 13.3%
Equity and liabilities €1.79M
Equity
€1.77M▲ 1.3%
Debt
€23k▼ 19.4%
The debt ratio falls from 1.6% to 1.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€84k▼
2023 · €85k
Cash flow
€71k▼
2023 · €84k
Solvency
98.7%▲
2023 · 98.4%
Current ratio
21.41▲
2023 · 15.23
Quick ratio
21.41▲
2023 · 15.23
Debt / equity
0.01▼
2023 · 0.02
ROE
1.3%▼
2023 · 2.2%
ROA
1.3%▼
2023 · 2.1%
Interest coverage
19.92▼
2023 · 92.47
Debt
€23k▼
2023 · €28k
Debt ≤ 1 year
€23k▼
2023 · €28k
Income taxes
€11k▲
2023 · €2k
Staff costs
€2k▼
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.77M€1.79M▲
Fixed assets21/28€1.35M€1.31M▼
Tangible fixed assets22/27€546k€507k▼
Land and buildings22€436k€497k▲
Plant, machinery and equipment23€10k€10k▼
Furniture and vehicles24€101k€645▼
Financial fixed assets28€800k€800k=
Current assets29/58€428k€485k▲
Amounts receivable within one year40/41€86k€80k▼
Trade receivables40€19k€19k▲
Other amounts receivable41€67k€60k▼
Cash at bank and in hand54/58€312k€390k▲
Deferred charges and accrued income490/1€30k€15k▼
Equity and liabilities
Total equity and liabilities10/49€1.77M€1.79M▲
Equity10/15€1.75M€1.77M▲
Contributions10/11€6k€6k=
Reserves13€1.74M€1.76M▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€1.74M€1.76M▲
Profit (loss) carried forward14€-2k€0▲
Amounts payable17/49€28k€23k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€28k€23k▼
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€15k€9k▼
Taxes450/3€4k€4k▼
Remuneration and social security454/9€11k€5k▼
Other amounts payable47/48€9k€11k▲
Income statement
Code20232024
Non-recurring operating income76A€27k€0▼
Remuneration, social security and pensions62€7k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€48k▲
Other operating charges640/8€18k€24k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€109k€109k▼
Operating profit (loss)9901€38k€35k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Non-recurring financial income76B€0-
Financial charges65/66B€916€4k▲
Recurring financial charges65€916€4k▲
Profit (loss) for the period before taxes9903€40k€34k▼
Income taxes67/77€2k€11k▲
Profit (loss) for the period9904€38k€23k▼
Profit (loss) for the period to be appropriated9905€38k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€21k▲
Profit (loss) brought forward from the previous period14P€-40k€-2k▲
Transfer to equity691/2-€21k
To other reserves6921-€21k
Social balance
Average headcount (FTE)90871.00.0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity times 5current ratio 14.64
Current ratio from 3.06 to 14.64; short-term debt falls from €250k to €40k.
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-33k ▼135%
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
08-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 39 days late
2019
31-12
Financial
Highest result since 2018net €95k ▲87.5%
Operating result €139k, net result €95k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Metsersaard 152550 KontichGround area
522 m²
Building footprint
93 m²
Volume, LiDAR
806 m³
Parcel 11024F0142/00A003, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Almaco
since 20112.197.497.287
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024F0142/00A003 | Flanders | 522 m² | 1 · 93 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 21,583 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-03-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.