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GARAGE V & D

Active
Private limited companyfounded 1989active for 37 years't Walletje 88, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 0437.400.021

From the official registers: KBO 36 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

GARAGE V & D has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of €182,939. Equity has been growing by about 7.3% per year since 2018. Its solvency ranks better than 79% of 12,757 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 29-04-1989 Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 5 others
Establishment unit
2.043.820.286 8300 Knokke-Heist, since 26-06-1989
Financial year end
31 December
Peppol
Reachable since 11-03-2025

Board and ownership

Board

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€708,456
▼ 13.2%
Turnover
≈ €6.1m
estimated
Profit
€182,939
▼ 21.8%
Equity
€1.3m
▼ 24.0%
Total assets
€1.9m
▼ 11.7%
Staff
7.5 FTE
▲ 1.4%
Filed on 22-07-2026, 9 days before the deadlineat the National Bank
Score breakdownlowers riskLiquidity: current ratio 4.17, cash €598,769Founded in 1989Equity €1.3m (67.0% of total assets)Profit of €182,939 (financial year 2025)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 64% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 92-8
equity 67.0% of total assets
Liquidity 82+16
short-term debt 21.9% · cash 31.8%
Profitability 81-1
return on assets 9.7%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €120,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.17 (4.74 in 2024), above the usual 1.5. Short-term debt is 21.9% and cash 31.8% of total assets. 33% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 79% of them on solvency, 86% on liquidity, 73% on profitability and 18% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 4.17, cash €598,769
NBB · annual accounts
lowers risk · Founded in 1989
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €1.3m (67.0% of total assets)
NBB · annual accounts
lowers risk · Profit of €182,939 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
9 days early
2024
94 days early
2023
37 days early
2022
4 days early
2021
29 days late
2020
10 days late
2019
28 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 19 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 July (4 of the last 5 accounts filed within 38 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 90% of companies in retail tradesector median €236,771 · 12,767 companies €1.3m View
  • Positive: 8 profitable years in a rowprofit 2025: €182,939 8 years View
  • Branch taken over from VDMOBILITYtakeover on 18-08-2025 2025 View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Comparable companies

These companies have the same main activity as GARAGE V & D: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €1.6m and €2.1m, founded between 1987 and 1994.

CompanyTotal assetsGross margin
GARAGE V & D Knokke-Heist€1.9m€0.7m
GSL LA LOUVIERE Fontaine-l'Evêque€1.8m€0.7m
GARAGE UYTTENDAELE Oudenaarde€2.1m€0.8m
L'UNIVERS DE L'AUTOMOBILE Herstal€1.9m€0.7m
AUTOHAUS JOST Sankt Vith€1.6m€0.6m
GARAGE F. GOBLET Theux€1.7m€0.6m
GARAGE DE RO Charleroi€2.0m€0.6m
Full comparison

Documents

Key facts about GARAGE V & D

What is the company number of GARAGE V & D?
The company number of GARAGE V & D is 0437.400.021. The VAT number is the same number with BE in front: BE 0437.400.021.
Where is GARAGE V & D based?
The registered office is at 't Walletje 88, 8300 Knokke-Heist.Company details
What does GARAGE V & D do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of GARAGE V & D?
The legal form of GARAGE V & D is Private limited company (BV).
When was GARAGE V & D founded?
GARAGE V & D was founded on 29-04-1989.
Is GARAGE V & D still active?
Yes, GARAGE V & D is an active enterprise in the KBO register.
How many employees does GARAGE V & D have?
GARAGE V & D had an average of 7.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of GARAGE V & D?
The turnover in financial year 2025 is ≈ €6.1m. This figure is estimated from the gross margin of €708,456 and 35 comparable companies (NACE 47811). It probably lies between €3.2m and €9.0m.
Is GARAGE V & D profitable?
In financial year 2025, GARAGE V & D made a profit of €182,939.
Where can I find the annual accounts of GARAGE V & D?
GARAGE V & D filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of GARAGE V & D due?
GARAGE V & D must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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