ALLOR
ActiveSummary
ALLOR has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113,246 and a net result of -€1,840. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 69% of 4209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability30=
Solvency80▼-4
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 1.9 against 2.23 in 2024; short-term debt: 43.9% and cash: 47.5% of total assets), and 45% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55%
Return on assets
-0.9%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-02-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
4 d late
2023
on the day
2022
41 d early
2021
on the day
2020
11 d early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€1,840
2024 · €248
Working capital
€81,291▼ 5.8%
2024 · €86,303
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€46,456▲ 94.8%€11,765▼ 74.7%€30,566▲ 160%€14,110▼ 53.8%€9,382▼ 33.5%
Net result€20,163within the sector's middle half▲ 66.1%€12,415within the sector's middle half▼ 38.4%€15,152within the sector's middle half▲ 22.0%€248within the sector's middle half▼ 98.4%-€1,840within the sector's middle half
Equity€87,271within the sector's middle half▲ 6.3%€99,686within the sector's middle half▲ 14.2%€114,838within the sector's middle half▲ 15.2%€115,086within the sector's middle half▲ 0.2%€113,246below the sector's middle half▼ 1.6%
Total assets€182,785below the sector's middle half▼ 8.3%€153,989below the sector's middle half▼ 15.8%€154,575below the sector's middle half▲ 0.4%€196,626below the sector's middle half▲ 27.2%€206,089below the sector's middle half▲ 4.8%
Debt€95,514▼ 18.5%€54,303▼ 43.1%€39,737▼ 26.8%€81,540▲ 105%€92,843▲ 13.9%
Working capital€66,549▲ 27.1%€77,183▲ 16.0%€95,781▲ 24.1%€86,303▼ 9.9%€81,291▼ 5.8%
Solvency47.7%within the sector's middle half▲ 6.5pp64.7%above the sector's middle half▲ 17.0pp74.3%above the sector's middle half▲ 9.6pp58.5%above the sector's middle half▼ 15.8pp55.0%within the sector's middle half▼ 3.6pp
Staff (FTE)5.7within the sector's middle half▼ 23.0%5.6within the sector's middle half▼ 1.8%5.3within the sector's middle half▼ 5.4%5within the sector's middle half▼ 5.7%5.4within the sector's middle half▲ 8.0%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 34% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €206,089
Fixed assets
€34,263 ▼ 14.5%
Current assets
€171,826 ▲ 9.7%
Equity and liabilities €206,089
Equity
€113,246 ▼ 1.6%
Debt
€92,843 ▲ 13.9%
Debt's share of the balance-sheet total rises from 41.5% to 45.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€18,070▼
2024 · €24,692
Cash flow
€6,848▼
2024 · €10,830
Current ratio
1.90▼
2024 · 2.23
Quick ratio
1.35▼
2024 · 1.74
Debt to equity
0.82▲
2024 · 0.71
ROE
-1.6%▼
2024 · 0.2%
ROA
-0.9%▼
2024 · 0.1%
Interest coverage
1.46▲
2024 · 1.31
Debt ≤ 1 year
€90,535▲
2024 · €70,265
Debt > 1 year
€2,308▼
2024 · €11,275
Income taxes
€2,479▼
2024 · €3,560
Staff costs
€220,338▲
2024 · €194,256
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,304 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.6%
went bankrupt
8.6%
stopped otherwise
90%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,304 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €179,943 | €171,122 | €194,256 | €220,338 | ▲ 13.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,138 | €12,219 | €10,210 | €10,582 | €8,688 | ▼ 17.9% |
| Other operating charges640/8 | - | €6,636 | €5,476 | €5,942 | €6,751 | ▲ 13.6% |
| Gross operating margin9900 | €244,029 | €210,563 | €217,374 | €224,890 | €245,159 | ▲ 9.0% |
| Operating profit (loss)9901 | €46,456 | €11,765 | €30,566 | €14,110 | €9,382 | ▼ 33.5% |
| Financial income75/76B | - | €5,320 | €10,579 | €8,554 | €3,617 | ▼ 57.7% |
| Recurring financial income75 | €115 | €1,269 | €10,579 | €8,554 | €3,617 | ▼ 57.7% |
| Non-recurring financial income76B | - | €4,051 | - | - | - | - |
| Financial charges65/66B | - | €7,237 | €17,647 | €18,856 | €12,360 | ▼ 34.5% |
| Recurring financial charges65 | €8,071 | €7,237 | €17,647 | €18,856 | €12,360 | ▼ 34.5% |
| Profit (loss) for the period before taxes9903 | €38,500 | €9,848 | €23,498 | €3,808 | €639 | ▼ 83.2% |
| Income taxes67/77 | €18,337 | -€2,567 | €8,346 | €3,560 | €2,479 | ▼ 30.4% |
| Profit (loss) for the period9904 | €20,163 | €12,415 | €15,152 | €248 | -€1,840 | ▼ 842% |
| Profit (loss) for the period to be appropriated9905 | €20,163 | €12,415 | €15,152 | €248 | -€1,840 | ▼ 842% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €182,785 | €153,989 | €154,575 | €196,626 | €206,089 | ▲ 4.8% |
| Fixed assets21/28 | €36,454 | €28,467 | €21,222 | €40,058 | €34,263 | ▼ 14.5% |
| Tangible fixed assets22/27 | €27,101 | €19,114 | €11,694 | €30,430 | €24,635 | ▼ 19.0% |
| Plant, machinery and equipment23 | - | €3,441 | €2,713 | €2,035 | €1,357 | ▼ 33.3% |
| Furniture and vehicles24 | - | €15,673 | €8,980 | €28,395 | €23,278 | ▼ 18.0% |
| Financial fixed assets28 | €9,353 | €9,353 | €9,528 | €9,628 | €9,628 | = |
| Current assets29/58 | €146,331 | €125,522 | €133,353 | €156,568 | €171,826 | ▲ 9.7% |
| Stocks and contracts in progress3 | €11,492 | €13,868 | €15,174 | €34,501 | €49,866 | ▲ 44.5% |
| Stocks30/36 | - | €13,868 | €15,174 | €34,501 | €49,866 | ▲ 44.5% |
| Amounts receivable within one year40/41 | €14,777 | €26,401 | €15,099 | €21,413 | €18,629 | ▼ 13.0% |
| Trade receivables40 | - | €24,157 | €15,099 | €16,276 | €12,070 | ▼ 25.8% |
| Other amounts receivable41 | - | €2,244 | - | €5,137 | €6,559 | ▲ 27.7% |
| Cash at bank and in hand54/58 | €115,231 | €81,604 | €99,330 | €95,742 | €97,916 | ▲ 2.3% |
| Deferred charges and accrued income490/1 | - | €3,649 | €3,750 | €4,912 | €5,415 | ▲ 10.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €182,785 | €153,989 | €154,575 | €196,626 | €206,089 | ▲ 4.8% |
| Equity10/15 | €87,271 | €99,686 | €114,838 | €115,086 | €113,246 | ▼ 1.6% |
| Contributions10/11 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €45,559 | €57,974 | €73,126 | €73,126 | €73,126 | = |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Tax-exempt reserves132 | - | €13,700 | €13,700 | €13,700 | €13,700 | = |
| Distributable reserves133 | - | €42,415 | €57,567 | €57,567 | €57,567 | = |
| Profit (loss) carried forward14 | €23,120 | €23,120 | €23,120 | €23,368 | €21,528 | ▼ 7.9% |
| Amounts payable17/49 | €95,514 | €54,303 | €39,737 | €81,540 | €92,843 | ▲ 13.9% |
| Amounts payable after more than one year17 | €15,732 | €5,964 | €2,165 | €11,275 | €2,308 | ▼ 79.5% |
| Financial debts170/4 | - | €5,964 | €2,165 | €11,275 | €2,308 | ▼ 79.5% |
| Amounts payable within one year42/48 | €79,782 | €48,339 | €37,572 | €70,265 | €90,535 | ▲ 28.8% |
| Current portion of amounts payable after more than one year42 | - | €9,768 | €4,181 | €15,786 | €23,019 | ▲ 45.8% |
| Trade debts44 | €19,903 | €16,091 | €12,377 | €27,840 | €18,387 | ▼ 34.0% |
| Suppliers440/4 | - | €16,091 | €12,377 | €27,840 | €18,387 | ▼ 34.0% |
| Taxes, remuneration and social security45 | - | €22,455 | €20,939 | €26,639 | €47,823 | ▲ 79.5% |
| Taxes450/3 | - | €2,147 | €4,463 | €13,203 | €11,232 | ▼ 14.9% |
| Remuneration and social security454/9 | - | €20,308 | €16,476 | €13,436 | €36,591 | ▲ 172% |
| Other amounts payable47/48 | - | €25 | €75 | - | €1,306 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20,163 | €12,415 | €15,152 | €248 | -€1,840 | ▼ 842% |
| + Depreciation and write-downs630 | €9,138 | €12,219 | €10,210 | €10,582 | €8,688 | ▼ 17.9% |
| Operating cash flow (approximation) | €29,301 | €24,634 | €25,362 | €10,830 | €6,848 | ▼ 36.8% |
| Investment in fixed assets (approximation) | - | -€4,232 | -€2,964 | -€29,418 | -€2,893 | ▲ 90.2% |
| Change in cash | - | -€33,627 | €17,726 | -€3,588 | €2,174 | ▲ 161% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 25 days late
2025
30-06
Financial
Weakest financial yearnet -€1,840
Net result drops to -€1,840, the lowest in the series.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 4 days late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Equity above €100,000Eq €114,838 ▲15.2%
5 profitable years in a row build equity to €114,838.
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-06
Financial
Highest result since 2019net €20,163 ▲66.1%
Operating result €46,456, net result €20,163, both a record.
20-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
14-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 42 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1992
Ground area
1,766 m²
Building footprint
860 m²
Volume, LiDAR
11,685 m³
Parcel 21016B0050/00G000, Brussels · tallest building 19.1 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Soie ma Fleur - Mayflower
since 19922.056.409.106
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21016B0050/00G000 | Brussels | 1,766 m² | 1 · 860 m² | 19.1 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Recognitions · licences · registrations
Legal Entity Identifier
984500476F3KB77TFI37
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CARETAKER PARCS ET JARDINS
BE 0767.879.120
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FAMIFLORA MOUSCRON GREEN
BE 0676.541.544
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MARIFLOR
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Of 3,390 companies in sector 47761 we hold annual accounts for 1,156. 927 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-10-1991
Fiscal year end30-06
Activities, NACEBEL 2025
47761Retail sale of flowers, plants, seeds and fertilisers
Contact
Website
www.mayflower.store
E-invoicing
Reachable via Peppol
Peppol ID
0208:0445666401
Also
9925:BE0445666401
Registered
24-11-2023
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.