ALLIANCE 2.0
ActiveSummary
The computed 12-month bankruptcy probability of ALLIANCE 2.0 is 3.5% (moderate). The 2025 annual accounts show negative equity (€-207k) and a net result of €12k. Equity is shrinking by ~69.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 27786 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
33
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+81
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
3.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.29 against 0.22 in 2024; short-term debt: 256% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-164.2%
Return on assets
9.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
30 d late
2024
159 d late
2023
176 d late
2022
80 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-207k▲ 5.5%
2024 · €-219k
2022: €37k
2023: €-32k
2024: €-219k
2022 → 2025
Total assets
€126k▲ 10.3%
2024 · €114k
2022: €180k
2023: €216k
2024: €114k
2022 → 2025
Net result
€12k
2024 · €-162k
2022: €17k
2023: €-80k
2024: €-162k
2022 → 2025
Working capital
€-228k▲ 5.7%
2024 · €-242k
2022: €18k
2023: €-57k
2024: €-242k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€37k-€-32k€-219k▼ 589%€-207k▲ 5.5%
Operating result€19k-€-75k€-152k▼ 102%€14k
Net result€17k-€-80k€-162k▼ 102%€12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €14k after a loss of €152k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €126k
Fixed assets
€31k ▼ 30.5%
Current assets
€95k ▲ 37.0%
Key figures and ratios
EBITDA
€28k▲
2024 · €-138k
Cash flow
€26k▲
2024 · €-148k
Solvency
-164.2%▲
2024 · -191.6%
Current ratio
0.29▲
2024 · 0.22
Debt to equity
-1.61▼
2024 · -1.52
ROA
9.6%▲
2024 · -141.6%
Interest coverage
12.92▲
2024 · -13.70
Debt
€333k▼
2024 · €333k
Debt ≤ 1 year
€323k▲
2024 · €311k
Debt > 1 year
€10k▼
2024 · €22k
Staff costs
€775▼
2024 · €216k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€114k€126k▲
Fixed assets21/28€45k€31k▼
Tangible fixed assets22/27€42k€28k▼
Land and buildings22€16k€14k▼
Furniture and vehicles24€26k€14k▼
Financial fixed assets28€3k€3k=
Current assets29/58€69k€95k▲
Amounts receivable within one year40/41€69k€93k▲
Trade receivables40€13k€14k▲
Other amounts receivable41€56k€79k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€114k€126k▲
Equity10/15€-219k€-207k▲
Contributions10/11€31k€31k=
Reserves13€0-
Distributable reserves133€0-
Profit (loss) carried forward14€-250k€-238k▲
Amounts payable17/49€333k€333k▼
Amounts payable after more than one year17€22k€10k▼
Financial debts170/4€22k€10k▼
Amounts payable within one year42/48€311k€323k▲
Current portion of amounts payable after more than one year42€11k€12k▲
Financial debts43€618€3k▲
Credit institutions430/8€618€3k▲
Trade debts44€293k€293k▼
Suppliers440/4€293k€293k▼
Taxes, remuneration and social security45€6k€39▼
Taxes450/3€2k€39▼
Remuneration and social security454/9€4k-
Other amounts payable47/48-€14k
Accrued charges and deferred income492/3-€30
Income statement
Code20242025
Remuneration, social security and pensions62€216k€775▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▼
Other operating charges640/8€19k€30k▲
Gross operating margin9900€97k€59k▼
Operating profit (loss)9901€-152k€14k▲
Financial income75/76B€8-
Recurring financial income75€8-
Financial charges65/66B€10k€2k▼
Recurring financial charges65€10k€2k▼
Profit (loss) for the period before taxes9903€-162k€12k▲
Profit (loss) for the period9904€-162k€12k▲
Profit (loss) for the period to be appropriated9905€-162k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-250k€-238k▲
Profit (loss) brought forward from the previous period14P€-88k€-250k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-09
State Gazette act
Resignation: Anaïs SINNAEVE (director)1 fact ▸
State Gazette act
Resignation: Anaïs SINNAEVE (director)
1 fact ▸
- Director resignation, Anaïs SINNAEVE (director)
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
06-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 159 days late
2025
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
23-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 176 days late
2024
31-12
Financial
Weakest financial yearnet €-162k
Net result drops to €-162k, the lowest in the series; recovery starts the following year.
2023
19-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 80 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-12-2024
Resigned as Director
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Porion(RES) 157134 BincheGround area
1,557 m²
Building footprint
159 m²
Volume, LiDAR
979 m³
2 parcels, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de La Hestre 11, 7160 Chapelle-lez-Herlaimont
since 20222.328.029.197
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56063A0137/00E002 | Wallonia | 1,054 m² | 1 · 159 m² | 8.6 m · 2 fl. |
| 52010C0008/00V038indicative | Wallonia | 503 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0471.700.310
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Yomax Creations
BE 0804.477.814
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VDS Wörx
BE 0685.569.274
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Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 7,092 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
43211General electrical installation work
43332Laying of wooden floor and wall coverings
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.