AllCover
AllCover is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
| Active | 11 yrs |
| Board | 5 |
| Locations | 3 |
| Publications | 12 |
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | verkort | 29-08-2025 | 2025-00435527 |
| 31-12-2023 | verkort | 19-08-2024 | 2024-00353714 |
| 31-12-2022 | verkort | 30-08-2023 | 2023-00380201 |
| 31-12-2021 | verkort | 27-07-2022 | 2022-20229849 |
| 31-12-2020 | verkort | 01-06-2021 | 2021-16400413 |
| 31-12-2019 | micro | 21-08-2020 | 2020-43900393 |
| 31-12-2018 | micro | 31-07-2019 | 2019-41400057 |
| 31-12-2017 | micro | 09-08-2018 | 2018-45000064 |
| 31-12-2016 | verkort | 31-08-2017 | 2017-56300388 |
-
Current01-02-2025 → present
2 events
- 01-02-2025 Appointed· Daily management
- 01-02-2025 Resigned· Daily management
-
Current01-02-2025 → present
2 events
- 01-02-2025 Appointed· Director
- 01-02-2025 Appointed· Managing director
-
Current01-02-2025 → present
-
Current21-08-2020 → present
2 events
- 21-08-2020 Resigned· Director
- 21-08-2020 Appointed· Director
-
Current21-08-2020 → present
2 events
- 21-08-2020 Resigned· Director
- 21-08-2020 Appointed· Director
| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| GRANT THORNTON BEDRIJFSREVISOREN - REVISEURS D'ENTREPRISESCurrent Statutory auditor · represented by Elie Janssens |
- | 03-02-2026 → present |
| NACE primary | Activiteiten van verzekeringsagenten en -makelaars(66220) |
| Legal form | Private limited company(610) |
| Incorporation | 23-07-2015 |
| Status | Active |
| Postal code | 8490 |
Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31035C0261/00E004 | Flanders | 551 m² | 1 · 222 m² | 7.2 m · 2 fl. |
| 37007E0121/00H000 | Flanders | 247 m² | 1 · 206 m² | 9.6 m · 2 fl. |
| 34026A0306/00B006 | Flanders | 226 m² | 1 · 125 m² | 11.4 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
09-06-2026 Board meeting · Merger · Accounting effect · Officer appointment
- Filing: 2026-06-05 · AllCover
- Board meeting: 2026-06-02 · AllCover
- Merger: date: 2026-06-02, type: fusion_by_absorption · AllCover
- Accounting effect: 2026-01-01 · AllCover
- Officer appointment: bestuurder · Group induver
- Permanent representative · PARKOUR BV
- Officer appointment: bestuurder · Group induver
- Permanent representative · OCLA BV
- Officer appointment: bestuurder · Group induver
- Permanent representative · CLABBE BV
- Officer appointment: bestuurder · Group induver
- Permanent representative · Formica BV
- Officer appointment: bestuurder · Group induver
- Permanent representative · Sudor BV
- Officer appointment: bestuurder · Group induver
- Permanent representative · Serema II BV
- Officer appointment: bestuurder · Group induver
- Permanent representative · Serema BV
- Officer appointment: bestuurder · Group induver
- Permanent representative · INDUSTIP BV
- Officer appointment: bestuurder · Group induver
- Publication: 2026-06-09
- Act object: HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN)
Technical details
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}09-06-2026 Board meeting · Merger · Accounting effect · Officer appointment
- Filing: 2026-06-05 · Group induver NV
- Board meeting: 2026-06-02 · Group induver NV
- Merger: date: 2026-06-02, type: fusion_by_absorption · Group induver NV
- Accounting effect: 2026-01-01 · AllCover BV
- Officer appointment: date: 2026-06-02, role: bestuurder · PARKOUR BV
- Permanent representative: role: vast vertegenwoordiger · Viktor Roelandt
- Officer appointment: date: 2026-06-02, role: bestuurder · OCLA BV
- Permanent representative: role: vast vertegenwoordiger · Olivier Claes
- Officer appointment: date: 2026-06-02, role: bestuurder · CLABBE BV
- Permanent representative: role: vast vertegenwoordiger · Laurent Claes
- Officer appointment: date: 2026-06-02, role: bestuurder · Formica BV
- Permanent representative: role: vast vertegenwoordiger · Mieke Verstraeten
- Officer appointment: date: 2026-06-02, role: bestuurder · Sudor BV
- Permanent representative: role: vast vertegenwoordiger · Karel De Bondt
- Publication: 2026-06-09
- Act object: HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN)
Technical details
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"role": "Vast vertegenwoordiger CLABBE BV"
}
},
{
"id": "e9",
"kbo": "1007.158.918",
"kind": "company",
"name": "Formica BV",
"attrs": {
"role": "Bestuurder Group induver NV",
"seat": "Kemzekestraat 1, 9190 Stekene, Belgi\u00EB",
"legal_form": "Besloten vennootschap"
}
},
{
"id": "e10",
"kbo": null,
"kind": "person",
"name": "Mieke Verstraeten",
"attrs": {
"role": "Vast vertegenwoordiger Formica BV"
}
},
{
"id": "e11",
"kbo": "1007.159.116",
"kind": "company",
"name": "Sudor BV",
"attrs": {
"role": "Bestuurder Group induver NV",
"seat": "Kemzekestraat 1, 9190 Stekene, Belgi\u00EB",
"legal_form": "Besloten vennootschap"
}
},
{
"id": "e12",
"kbo": null,
"kind": "person",
"name": "Karel De Bondt",
"attrs": {
"role": "Vast vertegenwoordiger Sudor BV"
}
},
{
"id": "e13",
"kbo": "1008.924.120",
"kind": "company",
"name": "Serema II BV",
"attrs": {
"role": "Bestuurder Group induver NV",
"seat": "Oude Straat 37, 9190 Stekene, Belgi\u00EB",
"legal_form": "Besloten vennootschap"
}
},
{
"id": "e14",
"kbo": null,
"kind": "person",
"name": "Reinhilde Van Driessen",
"attrs": {
"role": "Vast vertegenwoordiger Serema II BV"
}
},
{
"id": "e15",
"kbo": "1007.602.940",
"kind": "company",
"name": "Serema BV",
"attrs": {
"role": "Bestuurder Group induver NV en AllCover BV",
"seat": "Oude Straat 37, 9190 Stekene, Belgi\u00EB",
"legal_form": "Besloten vennootschap"
}
},
{
"id": "e16",
"kbo": null,
"kind": "person",
"name": "Seppe Sijmons",
"attrs": {
"role": "Vast vertegenwoordiger Serema BV"
}
},
{
"id": "e17",
"kbo": "1007.450.908",
"kind": "company",
"name": "INDUSTIP BV",
"attrs": {
"role": "Bestuurder Group induver NV",
"seat": "Mommestraat 89, 3550 Heusden-Zolder, Belgi\u00EB",
"legal_form": "Besloten vennootschap"
}
},
{
"id": "e18",
"kbo": null,
"kind": "person",
"name": "Philip Vanstiphout",
"attrs": {
"role": "Vast vertegenwoordiger INDUSTIP BV"
}
},
{
"id": "e19",
"kbo": null,
"kind": "person",
"name": "Jean-Luc Verbaet",
"attrs": {
"role": "Bestuurder Group induver NV"
}
},
{
"id": "e20",
"kbo": "0769.313.928",
"kind": "company",
"name": "UNA BV",
"attrs": {
"role": "Bestuurder AllCover BV",
"seat": "Beukenstraat 10, 8830 Hooglede, Belgi\u00EB",
"legal_form": "Besloten vennootschap"
}
},
{
"id": "e21",
"kbo": null,
"kind": "person",
"name": "Pieter-Jan Lefevere",
"attrs": {
"role": "Vast vertegenwoordiger UNA BV"
}
},
{
"id": "e22",
"kbo": null,
"kind": "person",
"name": "Tim Carnewal",
"attrs": {
"role": "Notaris"
}
},
{
"id": "e23",
"kbo": "0474.073.840",
"kind": "company",
"name": "Berquin Notarissen BV",
"attrs": {
"seat": "Lloyd Georgelaan 11, 1000 Brussel, Belgi\u00EB",
"legal_form": "Besloten vennootschap"
}
},
{
"id": "e24",
"kbo": null,
"kind": "person",
"name": "Davy Gorsel\u00E9",
"attrs": {
"role": "Advocaat / Lasthebber"
}
},
{
"id": "e25",
"kbo": null,
"kind": "person",
"name": "Sepp Brant",
"attrs": {
"role": "Advocaat / Lasthebber"
}
},
{
"id": "e26",
"kbo": null,
"kind": "person",
"name": "Sarah Dilles",
"attrs": {
"role": "Advocaat / Lasthebber"
}
},
{
"id": "e27",
"kbo": null,
"kind": "person",
"name": "Senne Herman",
"attrs": {
"role": "Advocaat / Lasthebber"
}
},
{
"id": "e28",
"kbo": "0737.483.971",
"kind": "company",
"name": "Quorum Advocatenkantoor BV",
"attrs": {
"seat": "Plantin en Moretuslei 224, 2018 Antwerpen",
"legal_form": "Besloten vennootschap"
}
},
{
"id": "e29",
"kbo": "0474.966.438",
"kind": "company",
"name": "Ad-Ministerie BV",
"attrs": {
"seat": "Brusselsesteenweg 66, 1860 Meise, Belgi\u00EB",
"legal_form": "Besloten vennootschap"
}
},
{
"id": "e30",
"kbo": null,
"kind": "person",
"name": "Adriaan De Leeuw",
"attrs": {
"role": "Vertegenwoordiger Ad-Ministerie BV / Lasthebber"
}
}
]
}03-02-2026 Elie Janssens appointed as statutory auditor
- Elie Janssens, Commissaris
Technical details
{
"events": [
{
"kind": "commissaris_in",
"role": "commissaris",
"person": {
"rrn": null,
"name": "Elie Janssens",
"address": null,
"birth_date": null
},
"via_org": {
"kbo": "0439814826",
"name": "Grant Thornton Bedrijfsrevisoren BV",
"address": null,
"country": null,
"legal_form": null
},
"evidence_quote": "De enige aandeelhouder besluit om Grant Thornton Bedrijfsrevisoren BV, met zetel te Uitbreidingstraat 72, 2600 Antwerpen, ingeschreven in het rechtspersonenregister van Antwerpen, afdeling Antwerpen, met ondernemingsnummer 0439.814.826 (IBR-registratienummer: B00127), te benoemen als commissaris van"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0634.579.047",
"name_full": "ALLCOVER",
"legal_form": "BV"
}
}09-07-2025 Registered office moved from GITS to VARSENARE
- BEUKENSTRAAT 10, 8830 GITS → GISTELSTEENWEG 38, 8490 VARSENARE
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "VARSENARE",
"region": null,
"street": "GISTELSTEENWEG",
"country": "BE",
"postcode": "8490",
"box_number": null,
"street_number": "38"
},
"old_address": {
"city": "GITS",
"region": null,
"street": "BEUKENSTRAAT",
"country": "BE",
"postcode": "8830",
"box_number": null,
"street_number": "10"
},
"effective_date": "2025-02-01",
"evidence_quote": "Het bestuur beslist dat de zetel van de vennootschap zal worden verplaatst van BEUKENSTRAAT 10, 8830 GITS naar GISTELSTEENWEG 38, 8490 VARSENARE, en dit vanaf 01/02/2025."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0634.579.047",
"name_full": "ALLCOVER",
"legal_form": "BV"
}
}26-06-2025 Patrick Bonnaerens appointed as daily management
- Patrick Bonnaerens, Dagelijks bestuur
Technical details
{
"events": [
{
"kind": "director_in",
"role": "dagelijks_bestuur",
"person": {
"rrn": null,
"name": "Patrick Bonnaerens",
"address": null,
"birth_date": null
},
"effective_date": "2025-02-01",
"evidence_quote": "De bestuurders bevestigen dat de heer Patrick Bonnaerens, wonende te Kortrijksestraat 51 /A3-1, 8200 Oostkamp, met ingang van 1 februari 2025 en voor onbepaalde duur werd benoemd als dagelijks bestuurder van de Vennootschap (i.e. persoon belast met dagelijks bestuur)."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0634.579.047",
"name_full": "ALLCOVER",
"legal_form": "BV"
}
}27-02-2025 3 directors appointed, 1 resigning
- Pieter-Jan Lefevere, Bestuurder
- Seppe Sijmons, Bestuurder
- Seppe Sijmons, Gedelegeerd bestuurder
- Patrick Bonnaerens, Dagelijks bestuur
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Pieter-Jan Lefevere",
"address": null,
"birth_date": null
},
"via_org": {
"kbo": "0769313928",
"name": "Una BV",
"address": null,
"country": null,
"legal_form": null
},
"effective_date": "2025-02-01",
"evidence_quote": "De enige aandeelhouder benoemt, met onmiddellijke ingang op de datum van deze schriftelijke besluiten, de volgende rechtspersonen als (nieuwe) bestuurders van de Vennootschap voor een onbepaalde duur: (i) Una BV, een besloten vennootschap naar Belgisch recht, met zetel te Beukenstraat 10, 8830 Hoogl"
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Seppe Sijmons",
"address": null,
"birth_date": null
},
"via_org": {
"kbo": "1007602940",
"name": "Serema BV",
"address": null,
"country": null,
"legal_form": null
},
"effective_date": "2025-02-01",
"evidence_quote": "De enige aandeelhouder benoemt, met onmiddellijke ingang op de datum van deze schriftelijke besluiten, de volgende rechtspersonen als (nieuwe) bestuurders van de Vennootschap voor een onbepaalde duur: ... (ii) Serema BV, een besloten vennootschap naar Belgisch recht, met zetel te Oude Straat 37, 919"
},
{
"kind": "director_out",
"role": "dagelijks_bestuur",
"person": {
"rrn": null,
"name": "Patrick Bonnaerens",
"address": null,
"birth_date": null
},
"effective_date": "2025-02-01",
"evidence_quote": "De bestuurders besluiten om het mandaat van de heer Patrick Bonnaerens als dagelijks bestuurder van de Vennootschap (i.e. persoon belast met dagelijks bestuur) te be\u00EBindigen met ingang van 1 februari 2025."
},
{
"kind": "director_in",
"role": "gedelegeerd_bestuurder",
"person": {
"rrn": null,
"name": "Seppe Sijmons",
"address": null,
"birth_date": null
},
"via_org": {
"kbo": "1007602940",
"name": "Serema BV",
"address": null,
"country": null,
"legal_form": null
},
"effective_date": "2025-02-01",
"evidence_quote": "De bestuurders benoemen met ingang van 1 februari 2025 Serema BV, een besloten vennootschap naar Belgisch recht, met zetel te Oude Straat 37, 9190 Stekene, Belgi\u00EB en ingeschreven bij de Kruispuntbank voor Ondernemingen onder nummer 1007.602.940 (RPR Gent, afdeling Dendermonde), vast vertegenwoordigd"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0634.579.047",
"name_full": "ALLCOVER",
"legal_form": "BV"
}
}28-01-2025 Capital decrease of €144,126.50 to €29,134.06
- €173.260,56 → €29.134,06
Technical details
{
"events": [
{
"kind": "capital_decrease",
"amount": 144126.5,
"currency": "EUR",
"after_eur": 29134.06,
"delta_eur": -144126.5,
"before_eur": 173260.56,
"amount_type": "kapitaal_effectief",
"effective_date": "2024-12-27",
"evidence_quote": "wordt de inbreng (\u0022beschikbare inbreng buiten kapitaal\u0022) van de besloten vennootschap \u0022ALLCOVER\u0022 verminderd met een bedrag van honderdvierenveertigduizend honderdzesentwintig euro vijftig cent (\u20AC 144.126,50) om de inbreng te brengen van honderddrie\u00EBnzeventigduizend tweehonderdzestig euro zesenvijftig cent (\u20AC 173.260,56) op negenentwintigduizend honderdvierendertig euro zes cent (\u20AC 29.134,06) zonder vernietiging van aandelen.",
"contribution_type": "in_kind"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0634.579.047",
"name_full": "ALLCOVER",
"legal_form": "BV"
}
}25-11-2024 Transaction in capital or shares
Technical details
{
"events": [],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0634.579.047",
"name_full": "ALLCOVER",
"legal_form": "BV"
}
}09-03-2023 Transaction in capital or shares
Technical details
{
"events": [],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0634.579.047",
"name_full": "ALLCOVER",
"legal_form": "BV"
}
}21-08-2020 Transaction in capital or shares
Technical details
{
"events": [],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0634.579.047",
"name_full": "ALLCOVER",
"legal_form": "BVBA"
}
}14-02-2017 Registered office moved from Varsenare to Gits
- Bakeroothoek 11, 8490 Varsenare → Beukenstraat 10, 8830 Gits
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Gits",
"region": null,
"street": "Beukenstraat",
"country": "BE",
"postcode": "8830",
"box_number": null,
"street_number": "10"
},
"old_address": {
"city": "Varsenare",
"region": null,
"street": "Bakeroothoek",
"country": "BE",
"postcode": "8490",
"box_number": null,
"street_number": "11"
},
"effective_date": "2017-01-30",
"evidence_quote": "De maatschappelijke zetel van de vennootschap wordt verplaatst van het adres te 8490 Varsenare, Bakeroothoek 11 naar het adres te 8830 Gits, Beukenstraat 10. Dit met onmiddellijke ingang."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0634.579.047",
"name_full": "ALLCOVER",
"legal_form": "BVBA"
}
}27-07-2015 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "8490 Varsenare, Bakeroothoek 11",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1964-07-10",
"name": "Bonnaerens Patrick Georges Maria",
"niss": null,
"address": "8490 Jabbeke, Bakeroothoek 11"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 3100.0,
"holder_person_name": "Bonnaerens Patrick Georges Maria",
"is_subscriber_only": false,
"n_shares_subscribed": 500,
"amount_subscribed_eur": 9300.0,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1986-12-23",
"name": "Lefevere Pieter-Jan Alfons",
"niss": null,
"address": "8830 Hooglede, Beukenstraat 10"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 3100.0,
"holder_person_name": "Lefevere Pieter-Jan Alfons",
"is_subscriber_only": false,
"n_shares_subscribed": 500,
"amount_subscribed_eur": 9300.0,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 18600.0,
"subject_company": {
"kbo": "0634.579.047",
"name_full": "AllCover",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2015-07-17",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | AllCover |