LOI 42

Active

Public limited companyfounded 2021active for 5 yearsRue Léon-Frédéricq 14, 4020 Liège, Belgium32 active companies are registered at this addressKBO/BCE: BE 0773.994.177

Summary

LOI 42 has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €900,838 and a net result of -€175,786. Equity is shrinking by about 9.8% per year across the filed financial years. Its solvency ranks better than 29% of 5,766 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisFollow Report Compare

LOI 42ActiveChecked score 67/100

Risk analysis Report Compare

Activity

Renting and operating of own or leased residential real estate, excluding social housing

NACE 68201Other business support services NACE 82990

1 site

Size

€1.1mturnover 2025

Staff: 4.3 FTE
Equity: €900,838
Loss: -€175,786

Financial health

67 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.8%

Structure

Parent: FINANCIERE SAINT PAUL · 100%

Auditor: BDO Réviseurs d'Entreprises SRL2025 accounts 39 days early1 of 4 deeds summarised

Why 67raises riskLiquidity: current ratio 0.23, cash €20,431Equity €900,838 (15.7% of total assets)Loss of €175,786, the second in a row (financial year 2025)lowers riskSector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025

67 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 38% of its sector peers (NACE 68, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 41-3

equity 15.7% of total assets

Liquidity 50=

short-term debt 11.3% · cash 0.4%

Profitability 43-6

return on assets -3.1%

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,614 companies, NACE 68, micro)

Last 24 months 11-2024: 0.9% 12-2024: 0.9%● unchanged vs 11-2024 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.8%▼ -0.1 percentage points vs 01-2025 03-2025: 0.9%▲ +0.1 percentage points vs 02-2025 04-2025: 0.8%▼ -0.1 percentage points vs 03-2025 05-2025: 0.7%▼ -0.1 percentage points vs 04-2025lowest value 06-2025: 0.8%▲ +0.1 percentage points vs 05-2025 07-2025: 0.8%● unchanged vs 06-2025 08-2025: 0.8%● unchanged vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.7%▼ -0.1 percentage points vs 01-2026 03-2026: 0.8%▲ +0.1 percentage points vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.9%▲ +0.1 percentage points vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 1.0%▲ +0.1 percentage points vs 06-2026 08-2026: 1.2%▲ +0.2 percentage points vs 07-2026 09-2026: 1.5%▲ +0.3 percentage points vs 08-2026highest value 10-2026: 0.8%▼ -0.7 percentage points vs 09-2026

Credit of up to €60,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.23, compared with 0.12 in 2024, below 1; short-term debt: 11.3% and cash: 0.4% of total assets), and 84.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 36% on solvency, 47% on liquidity, 38% on profitability and 30% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Liquidity: current ratio 0.23, cash €20,431

NBB · annual accounts

Sector: Real estate activities (NACE 68)

KBO

Equity €900,838 (15.7% of total assets)

NBB · annual accounts

Loss of €175,786, the second in a row (financial year 2025)

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

22232425

2022 to 2025 · latest year -€175,786

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

39 days early

2024

1 day early

2023

35 days early

2022

18 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 23 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 July (4 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

27-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

22-06-2026 Annual accounts filedfinancial year 2025 · full…
31-12-2025 Weakest financial yearnet -€175,786
16-09-2025 Appointment: SRL BDO Réviseurs d'Entreprises (statutory…Permanent representative: Catherine Grégoire

Key points

Caution: Among the weakest 13% on net resultsector median €20,550 · 5,772 companies -€175,786 View
Controlled by FINANCIERE SAINT PAUL 100% View
Caution: 2 loss-making years in a rowloss financial year 2025 -€175,786 View
Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Financial year: 2025
Turnover: €1.1m
Loss: -€175,786
Solvency: 15.7%

Turnover▼ 3.2%

Net result

20232025

Go to Financials

Board & ownership

Parent: FINANCIERE SAINT PAUL · 100%
Auditor: BDO Réviseurs d'Entreprises SRL

Go to Board & ownership

Timeline

Events: 7
Since: 2023
Next accounts: by 31-07-2027

30-07-2025Annual accounts filed
26-06-2024Annual accounts filed
31-12-2023Back to profit

Go to Timeline

Company details

Sites: 1

Legal form: Public limited company
Activity: Renting and operating of own or leased residential…NACE 68201
Founded: 17-09-2021
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about LOI 42

What is the company number of LOI 42?: 0773.994.177. In Belgium the VAT number is the company number with BE in front: BE 0773.994.177.
Where is LOI 42 based?: The registered office is at Rue Léon-Frédéricq 14, 4020 Liège.Company details
What does LOI 42 do?: According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of LOI 42?: Public limited company (NV).
When was LOI 42 founded?: On 17-09-2021.
Is LOI 42 still active?: Yes, LOI 42 is an active enterprise in the KBO register.
How many employees does LOI 42 have?: On average 4.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of LOI 42?: €1.1m in financial year 2025, according to the filed annual accounts.
Is LOI 42 profitable?: In financial year 2025, LOI 42 made a loss of €175,786.
Where can I find the annual accounts of LOI 42?: LOI 42 filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LOI 42 due?: By 31-07-2027, for financial year 2026.Timeline