ALLARY
ActiveSummary
ALLARY has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €77,594 and a net result of €37,581. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 15% of 107 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2026
Axes · tick = 2025
Profitability77▼-5
Solvency39▼-39
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity tight (current ratio 1.01 against 1.95 in 2025; short-term debt: 84.7% and cash: 82.3% of total assets), and 86% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
14%
Return on assets
6.8%
Age of the figures
6 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 107 sector peers (2026).
NBB · sector comparisonPosition among 107 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 23-09-2026, 38 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2026
38 d early
2025
53 d early
2024
141 d early
2023
11 d early
2022
4 d early
2021
32 d early
2020
2 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 40 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 23 September (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-03-2027 close31-10-2027 deadline
History
Go further with this company
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Financials · fiscal year 2026, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€186,419
EBIT margin
66.1%
Net result
€37,581▼ 35.6%
2025 · €58,381
Working capital
€6,779▼ 96.8%
2025 · €209,580
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Turnover
Operating result€116,527▲ 164%€108,950▼ 6.5%€98,935▼ 9.2%€83,423▼ 15.7%€68,742▼ 17.6%
Net result€93,113above the sector's middle half▲ 116%€85,651above the sector's middle half▼ 8.0%€70,286above the sector's middle half▼ 17.9%€58,381above the sector's middle half▼ 16.9%€37,581▼ 35.6%
EBIT margin
Equity€250,695above the sector's middle half▲ 59.1%€261,346above the sector's middle half▲ 4.2%€231,632above the sector's middle half▼ 11.4%€290,013above the sector's middle half▲ 25.2%€77,594▼ 73.2%
Total assets€426,715above the sector's middle half▲ 36.6%€544,977above the sector's middle half▲ 27.7%€436,095above the sector's middle half▼ 20.0%€542,156above the sector's middle half▲ 24.3%€553,823▲ 2.2%
Debt€176,021▲ 13.6%€283,631▲ 61.1%€204,464▼ 27.9%€252,143▲ 23.3%€476,229▲ 88.9%
Working capital€180,682above the sector's middle half▲ 61.2%€179,069above the sector's middle half▼ 0.9%€144,682above the sector's middle half▼ 19.2%€209,580above the sector's middle half▲ 44.9%€6,779▼ 96.8%
Solvency58.7%within the sector's middle half▲ 8.3pp48.0%within the sector's middle half▼ 10.8pp53.1%within the sector's middle half▲ 5.2pp53.5%within the sector's middle half▲ 0.4pp14.0%▼ 39.5pp
Current ratio2.76within the sector's middle half▲ 0.491.87within the sector's middle half▼ 0.881.97within the sector's middle half▲ 0.101.95within the sector's middle half▼ 0.021.01▼ 0.93
Return on assets (ROA)21.8%above the sector's middle half▲ 8.0pp15.7%within the sector's middle half▼ 6.1pp16.1%within the sector's middle half▲ 0.4pp10.8%within the sector's middle half▼ 5.3pp6.8%▼ 4.0pp
Staff (FTE)1=1=1=1=1=
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2026 is 18% below 2025 and is the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €553,823
Fixed assets
€78,164 ▼ 30.1%
Current assets
€475,660 ▲ 10.5%
Equity and liabilities €553,823
Equity
€77,594 ▼ 73.2%
Debt
€476,229 ▲ 88.9%
Debt's share of the balance-sheet total rises from 46.5% to 86.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€104,913▼
2025 · €118,831
Cash flow
€73,752▼
2025 · €93,789
Quick ratio
0.99▼
2025 · 1.91
Debt to equity
6.14▲
2025 · 0.87
ROE
48.4%▲
2025 · 20.1%
Interest coverage
5.93▼
2025 · 7.85
Debt ≤ 1 year
€468,880▲
2025 · €220,803
Debt > 1 year
€7,348▼
2025 · €31,339
Income taxes
€13,741▼
2025 · €15,120
Staff costs
€11,782▲
2025 · €10,814
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,713 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.8%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,713 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €17,000 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €38,433 | €19,461 | €15,272 | €10,814 | €11,782 | ▲ 9.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €27,951 | €31,576 | €31,819 | €35,407 | €36,171 | ▲ 2.2% |
| Other operating charges640/8 | €8,813 | €2,954 | €12,528 | €3,245 | €3,158 | ▼ 2.7% |
| Gross operating margin9900 | €191,724 | €162,942 | €158,554 | €132,890 | €119,854 | ▼ 9.8% |
| Operating profit (loss)9901 | €116,527 | €108,950 | €98,935 | €83,423 | €68,742 | ▼ 17.6% |
| Financial income75/76B | €5,499 | €213 | €11 | €5,221 | €269 | ▼ 94.8% |
| Recurring financial income75 | €5,499 | €213 | €11 | €5,221 | €269 | ▼ 94.8% |
| Financial charges65/66B | €6,128 | €6,996 | €10,414 | €15,143 | €17,690 | ▲ 16.8% |
| Recurring financial charges65 | €6,128 | €6,996 | €10,414 | €15,143 | €17,690 | ▲ 16.8% |
| Profit (loss) for the period before taxes9903 | €115,897 | €102,168 | €88,532 | €73,501 | €51,322 | ▼ 30.2% |
| Income taxes67/77 | €22,784 | €16,516 | €18,246 | €15,120 | €13,741 | ▼ 9.1% |
| Profit (loss) for the period9904 | €93,113 | €85,651 | €70,286 | €58,381 | €37,581 | ▼ 35.6% |
| Profit (loss) for the period to be appropriated9905 | €93,113 | €85,651 | €70,286 | €58,381 | €37,581 | ▼ 35.6% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €426,715 | €544,977 | €436,095 | €542,156 | €553,823 | ▲ 2.2% |
| Fixed assets21/28 | €143,198 | €160,914 | €142,248 | €111,772 | €78,164 | ▼ 30.1% |
| Tangible fixed assets22/27 | €143,198 | €160,914 | €142,248 | €111,772 | €78,164 | ▼ 30.1% |
| Plant, machinery and equipment23 | €90,448 | €108,059 | €94,615 | €78,354 | €58,476 | ▼ 25.4% |
| Furniture and vehicles24 | €52,749 | €52,855 | €47,632 | €33,419 | €19,687 | ▼ 41.1% |
| Current assets29/58 | €283,518 | €384,063 | €293,848 | €430,384 | €475,660 | ▲ 10.5% |
| Stocks and contracts in progress3 | €1,000 | €2,850 | €715 | €7,670 | €10,619 | ▲ 38.4% |
| Stocks30/36 | €1,000 | €2,850 | €715 | €7,670 | €10,619 | ▲ 38.4% |
| Amounts receivable within one year40/41 | €81,206 | €88,494 | €71,095 | €130,702 | €7,048 | ▼ 94.6% |
| Trade receivables40 | €70,965 | €80,118 | €46,662 | €98,712 | - | - |
| Other amounts receivable41 | €10,241 | €8,376 | €24,433 | €31,990 | €7,048 | ▼ 78.0% |
| Cash at bank and in hand54/58 | €198,748 | €287,530 | €217,538 | €288,598 | €456,044 | ▲ 58.0% |
| Deferred charges and accrued income490/1 | €2,564 | €5,188 | €4,499 | €3,413 | €1,949 | ▼ 42.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €426,715 | €544,977 | €436,095 | €542,156 | €553,823 | ▲ 2.2% |
| Equity10/15 | €250,695 | €261,346 | €231,632 | €290,013 | €77,594 | ▼ 73.2% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Outside capital11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Other1109/19 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | €232,095 | €242,746 | €213,032 | €271,413 | €58,994 | ▼ 78.3% |
| Amounts payable17/49 | €176,021 | €283,631 | €204,464 | €252,143 | €476,229 | ▲ 88.9% |
| Amounts payable after more than one year17 | €72,526 | €78,637 | €55,298 | €31,339 | €7,348 | ▼ 76.6% |
| Financial debts170/4 | €72,526 | €78,637 | €55,298 | €31,339 | €7,348 | ▼ 76.6% |
| Amounts payable within one year42/48 | €102,835 | €204,994 | €149,165 | €220,803 | €468,880 | ▲ 112% |
| Current portion of amounts payable after more than one year42 | €28,199 | €29,270 | €23,329 | €30,679 | €23,991 | ▼ 21.8% |
| Trade debts44 | €23,008 | €32,046 | €9,054 | €26,903 | €33,752 | ▲ 25.5% |
| Suppliers440/4 | €23,008 | €32,046 | €9,054 | €26,903 | €33,752 | ▲ 25.5% |
| Taxes, remuneration and social security45 | €14,743 | €12,955 | €3,525 | €11,919 | €3,596 | ▼ 69.8% |
| Taxes450/3 | €10,529 | €8,458 | €2,223 | €3,978 | €3,399 | ▼ 14.6% |
| Remuneration and social security454/9 | €4,214 | €4,498 | €1,302 | €7,941 | €197 | ▼ 97.5% |
| Other amounts payable47/48 | €36,885 | €130,723 | €113,257 | €151,303 | €407,542 | ▲ 169% |
| Accrued charges and deferred income492/3 | €659 | - | - | - | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €93,113 | €85,651 | €70,286 | €58,381 | €37,581 | ▼ 35.6% |
| + Depreciation and write-downs630 | €27,951 | €31,576 | €31,819 | €35,407 | €36,171 | ▲ 2.2% |
| Operating cash flow (approximation) | €121,064 | €117,227 | €102,105 | €93,789 | €73,752 | ▼ 21.4% |
| Investment in fixed assets (approximation) | - | -€49,292 | -€13,153 | -€4,932 | -€2,562 | ▲ 48.1% |
| Change in cash | - | €88,783 | -€69,992 | €71,060 | €167,446 | ▲ 136% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
23-09
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
31-03
Financial
Weakest financial yearnet €37,581 ▼35.6%
Net result drops to €37,581, the lowest in the series.
2025
08-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
20-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Equity above €200,000Eq €250,695 ▲59.1%
3 profitable years in a row build equity to €250,695.
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Equity above €150,000Eq €157,581 ▲37.6%
2 profitable years in a row build equity to €157,581.
2020
02-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beernem · 1 establishment unit since 2018
Ground area
1,101 m²
Building footprint
191 m²
Volume, LiDAR
1,021 m³
Parcel 31021G0099/00N000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Allary
since 20182.277.290.576
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31021G0099/00N000 | Flanders | 1,101 m² | 1 · 191 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Subsidies and aid
Flemish government
2024 to 2025 · 3 entries · 2,500 EUR awarded · 2,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2024 | 2 | 1,500 EUR | 1,500 EUR |
Recognitions · licences · registrations
Dual-learning approval
4 live approvals · 5 endedMedewerker ruwbouw (vwo)
Medewerker ruwbouw duaal (so)
Metselaar (vwo)
Ruwbouw duaal (so)
Show 5 ended approvals
Medewerker ruwbouw (vwo)
Medewerker ruwbouw duaal (so)
Metselaar (so)
Metselaar (vwo)
Ruwbouw duaal (so)
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Of 8,459 companies in sector 43120 we hold annual accounts for 3,234. 2,607 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-06-2018
Fiscal year end31-03
Activities, NACEBEL 2025
41001General construction of residential buildings
43120Site preparation
43230Insulation installation
43331Floor and wall tiling
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0698880941
Registered
03-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.