CATGRO
ActiveCATGRO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €159k and a net result of €11k. Equity is growing by ~19.4% per year across the filed fiscal years. Its solvency ranks better than 33% of 27407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
79
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▼-1
Solvency56▲+1
Growth52=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.22 in 2024), and 68.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.6%
Return on assets
2.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
15 d early
2024
12 d early
2023
30 d early
2022
46 d early
2021
47 d early
2020
39 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€159k▲ 7.5%
2024 · €148k
2018: €30k
2019: €40k
2020: €65k
2021: €84k
2022: €119k
2023: €137k
2024: €148k
2018 → 2025
Total assets
€504k▲ 9.6%
2024 · €460k
2018: €108k
2019: €118k
2020: €158k
2021: €207k
2022: €346k
2023: €318k
2024: €460k
2018 → 2025
Net result
€11k▲ 2.8%
2024 · €11k
2018: €22k
2019: €10k
2020: €25k
2021: €18k
2022: €36k
2023: €18k
2024: €11k
2018 → 2025
Working capital
€49k▲ 54.1%
2024 · €32k
2018: €-12k
2019: €19k
2020: €35k
2021: €38k
2022: €30k
2023: €23k
2024: €32k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€84k-€119k▲ 42.7%€137k▲ 15.0%€148k▲ 7.9%€159k▲ 7.5%
Operating result€21k-€48k▲ 130%€26k▼ 45.9%€22k▼ 14.9%€22k▲ 0.9%
Net result€18k-€36k▲ 94.0%€18k▼ 50.0%€11k▼ 39.6%€11k▲ 2.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €504k
Fixed assets
€299k▲ 5.3%
Current assets
€205k▲ 16.4%
Equity and liabilities €504k
Equity
€159k▲ 7.5%
Debt
€345k▲ 10.5%
The debt ratio rises from 67.8% to 68.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€121k▲
2024 · €104k
Cash flow
€110k▲
2024 · €93k
Solvency
31.6%▼
2024 · 32.2%
Current ratio
1.32▲
2024 · 1.22
Quick ratio
1.32▲
2024 · 1.22
Debt / equity
2.17▲
2024 · 2.11
ROE
7.0%▼
2024 · 7.3%
ROA
2.2%▼
2024 · 2.3%
Interest coverage
12.80▲
2024 · 12.21
Debt
€345k▲
2024 · €312k
Debt ≤ 1 year
€156k▲
2024 · €144k
Debt > 1 year
€189k▲
2024 · €168k
Income taxes
€3k▲
2024 · €3k
Staff costs
€6k▼
2024 · €60k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€460k€504k▲
Fixed assets21/28€284k€299k▲
Tangible fixed assets22/27€283k€299k▲
Plant, machinery and equipment23€123k€180k▲
Furniture and vehicles24€152k€119k▼
Leasing and similar rights25€8k-
Financial fixed assets28€196€196=
Current assets29/58€176k€205k▲
Amounts receivable within one year40/41€44k€38k▼
Trade receivables40€27k€18k▼
Other amounts receivable41€17k€20k▲
Cash at bank and in hand54/58€131k€167k▲
Deferred charges and accrued income490/1€1k€939▼
Equity and liabilities
Total equity and liabilities10/49€460k€504k▲
Equity10/15€148k€159k▲
Contributions10/11€8k€8k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€138k€149k▲
Amounts payable17/49€312k€345k▲
Amounts payable after more than one year17€168k€189k▲
Financial debts170/4€168k€189k▲
Amounts payable within one year42/48€144k€156k▲
Current portion of amounts payable after more than one year42€58k€68k▲
Trade debts44€24k€30k▲
Suppliers440/4€24k€30k▲
Taxes, remuneration and social security45€5k€7k▲
Taxes450/3€37€2k▲
Remuneration and social security454/9€5k€5k=
Other amounts payable47/48€58k€52k▼
Income statement
Code20242025
Remuneration, social security and pensions62€60k€6k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€82k€99k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€165k€128k▼
Operating profit (loss)9901€22k€22k▲
Financial income75/76B€389€1k▲
Recurring financial income75€389€1k▲
Financial charges65/66B€9k€9k▲
Recurring financial charges65€9k€9k▲
Profit (loss) for the period before taxes9903€14k€14k▲
Income taxes67/77€3k€3k▲
Profit (loss) for the period9904€11k€11k▲
Profit (loss) for the period to be appropriated9905€11k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€138k€149k▲
Profit (loss) brought forward from the previous period14P€127k€138k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €159k ▲7.5%
8 profitable years in a row build equity to €159k.
19-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €36k ▲94%
Operating result €48k, net result €36k, both a record.
31-12
Financial
Equity above €100kEq €119k ▲42.7%
5 profitable years in a row build equity to €119k.
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €10k ▼53%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hooglede · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stevenistenstraat 58830 HoogledeGround area
570 m²
Building footprint
112 m²
Volume, LiDAR
520 m³
Parcel 36005E0684/00A002, Flanders · tallest building 7.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CATGRO
since 20172.269.185.336
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36005E0684/00A002 | Flanders | 570 m² | 1 · 112 m² | 7.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 561 EUR awarded · 561 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 561 EUR | 561 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
10 categoriesCATGRO BV39357
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NLM NAESSENS
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S-RENOVATION
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Of 8,398 companies in sector 43120 we hold annual accounts for 3,206. 2,613 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2017
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.