Allaert Totaalinrichting
ActiveAllaert Totaalinrichting has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €10k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 42% of 403 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+17
Solvency61▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.87 against 1.0 in 2024; short-term debt: 15.8% and cash: 3.2% of total assets), but 64.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Sector 31
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.6%
Return on assets
5.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
1 d early
2024
22 d early
2023
71 d late
2022
9 d early
2021
20 d late
2020
81 d late
2018
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€60k▲ 19.4%
2024 · €50k
2018: €28k
2020: €35k
2021: €46k
2022: €50k
2023: €46k
2024: €50k
2018 → 2025
Total assets
€169k▼ 11.0%
2024 · €189k
2018: €218k
2020: €202k
2021: €350k
2022: €254k
2023: €211k
2024: €189k
2018 → 2025
Net result
€10k▲ 138%
2024 · €4k
2018: €102
2020: €7k
2021: €11k
2022: €4k
2023: €-4k
2024: €4k
2018 → 2025
Working capital
€23k▲ 215,425%
2024 · €11
2018: €-47k
2020: €-2k
2021: €-1k
2022: €-8k
2023: €7k
2024: €11
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€50k▲ 8.8%€46k▼ 8.1%€50k▲ 8.9%€60k▲ 19.4%
Operating result€15k-€9k▼ 41.6%€-1k€9k€18k▲ 95.1%
Net result€11k-€4k▼ 64.2%€-4k€4k€10k▲ 138%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 95% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €169k
Fixed assets
€119k▼ 29.9%
Current assets
€50k▲ 151%
Equity and liabilities €169k
Equity
€60k▲ 19.4%
Debt
€109k▼ 21.9%
The debt ratio falls from 73.4% to 64.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23k▲
2024 · €18k
Cash flow
€15k▲
2024 · €13k
Solvency
35.6%▲
2024 · 26.6%
Current ratio
1.87▲
2024 · 1.00
Quick ratio
1.87▲
2024 · 1.00
Debt / equity
1.81▼
2024 · 2.77
ROE
16.2%▲
2024 · 8.1%
ROA
5.8%▲
2024 · 2.2%
Interest coverage
5.99▲
2024 · 4.49
Debt
€109k▼
2024 · €139k
Debt ≤ 1 year
€27k▲
2024 · €20k
Debt > 1 year
€82k▼
2024 · €119k
Income taxes
€4k▲
2024 · €925
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€189k€169k▼
Fixed assets21/28€170k€119k▼
Tangible fixed assets22/27€170k€119k▼
Land and buildings22€53k€14k▼
Plant, machinery and equipment23€7k-
Other tangible fixed assets26€110k€105k▼
Current assets29/58€20k€50k▲
Amounts receivable within one year40/41€12k€44k▲
Trade receivables40€12k€44k▲
Other amounts receivable41-€60
Cash at bank and in hand54/58€7k€5k▼
Deferred charges and accrued income490/1€230€236▲
Equity and liabilities
Total equity and liabilities10/49€189k€169k▼
Equity10/15€50k€60k▲
Contributions10/11€19k€19k=
Reserves13€29k€39k▲
Distributable reserves133€29k€39k▲
Profit (loss) carried forward14€3k€3k▲
Amounts payable17/49€139k€109k▼
Amounts payable after more than one year17€119k€82k▼
Financial debts170/4€94k€82k▼
Other amounts payable178/9€25k-
Amounts payable within one year42/48€20k€27k▲
Current portion of amounts payable after more than one year42€12k€12k=
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3€2k€5k▲
Other amounts payable47/48€4k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€6k▼
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A-€12k
Gross operating margin9900€20k€38k▲
Operating profit (loss)9901€9k€18k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€5k€14k▲
Income taxes67/77€925€4k▲
Profit (loss) for the period9904€4k€10k▲
Profit (loss) for the period to be appropriated9905€4k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€12k▲
Profit (loss) brought forward from the previous period14P€704€3k▲
Transfer from equity791/2€2k-
Transfer to equity691/2€4k€10k▲
To other reserves6921€4k€10k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 71 days late
2023
30-09
Financial
Weakest financial yearnet €-4k ▼201%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
21-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 20 days late
2021
30-09
Financial
Highest result since 2018net €11k ▲61.8%
Net result €11k, the highest in the series.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 81 days late
2019
19-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Torhout · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Slingerstraat 448820 TorhoutGround area
1,177 m²
Building footprint
197 m²
Volume, LiDAR
834 m³
Parcel 31523F0561/00P000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Allaert Totaalinrichting
since 20182.345.394.474
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31523F0561/00P000 | Flanders | 1,177 m² | 1 · 197 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FABOR GROUP
BE 0751.942.713
Dilsen-Stokkem · Eq €61k
CUISMO EURO
BE 0476.813.693
Charleroi · Eq €61k
DEMA DESIGN
BE 0434.842.783
Kortrijk · Eq €58k
VANVAERENBERGH HANS
BE 0465.097.974
Ternat · Eq €58k
KEUKENELEKTRO SBD CUISINELECTRO
BE 0719.296.471
Spiere-Helkijn · Eq €63k
Of 619 companies in sector 31002 we hold annual accounts for 349. 246 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2015
Fiscal year end30-09
Activities, NACEBEL
31002Manufacture of furniture
31004Manufacture of dining room, living room, bedroom and bathroom furniture
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.