FABOR GROUP
ActiveSummary
The computed 12-month bankruptcy probability of FABOR GROUP is 1.5% (moderate). The 2025 annual accounts show equity of €61k and a net result of €4k. Its solvency ranks better than 22% of 405 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability63
Solvency35
Growth-
Track record85
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.51; short-term debt: 24.4% and cash: 4.3% of total assets), but 90.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Manufacture of furniture (NACE 31)
about 43% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.9%
Return on assets
0.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 405 sector peers (2025).
NBB · sector comparisonPosition among 405 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
3 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€61k
Total assets
€617k
Net result
€4k
Working capital
€76k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €617k
Fixed assets
€390k
Current assets
€227k
Equity and liabilities €617k
Equity
€61k
Debt
€556k
Debt finances 90.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€31k
Cash flow
€18k
Current ratio
1.51
Quick ratio
1.09
Debt to equity
9.10
ROE
6.8%
ROA
0.7%
Interest coverage
5.25
Debt ≤ 1 year
€150k
Debt > 1 year
€404k
Income taxes
€2k
Filed annual accounts As filed with the NBB · 2025 · 48 lines
Balance sheet
Code2025
Assets
Total assets20/58€617k
Fixed assets21/28€390k
Tangible fixed assets22/27€390k
Land and buildings22€329k
Plant, machinery and equipment23€7k
Furniture and vehicles24€55k
Current assets29/58€227k
Stocks and contracts in progress3€62k
Stocks30/36€15k
Contracts in progress37€47k
Amounts receivable within one year40/41€138k
Trade receivables40€66k
Other amounts receivable41€72k
Cash at bank and in hand54/58€26k
Equity and liabilities
Total equity and liabilities10/49€617k
Equity10/15€61k
Contributions10/11€500
Reserves13€61k
Non-distributable reserves130/1€50
Reserves not available under the articles1311€50
Distributable reserves133€61k
Amounts payable17/49€556k
Amounts payable after more than one year17€404k
Financial debts170/4€404k
Amounts payable within one year42/48€150k
Current portion of amounts payable after more than one year42€33k
Trade debts44€80k
Suppliers440/4€80k
Taxes, remuneration and social security45€3k
Taxes450/3€3k
Other amounts payable47/48€34k
Accrued charges and deferred income492/3€1k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k
Other operating charges640/8€731
Gross operating margin9900€32k
Operating profit (loss)9901€17k
Financial income75/76B€90
Recurring financial income75€90
Financial charges65/66B€11k
Recurring financial charges65€6k
Non-recurring financial charges66B€6k
Profit (loss) for the period before taxes9903€6k
Income taxes67/77€2k
Profit (loss) for the period9904€4k
Profit (loss) for the period to be appropriated9905€4k
Appropriation of the result
Profit (loss) to be appropriated9906€4k
Transfer to equity691/2€4k
To other reserves6921€4k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14k |
| Other operating charges640/8 | €731 |
| Gross operating margin9900 | €32k |
| Operating profit (loss)9901 | €17k |
| Financial income75/76B | €90 |
| Recurring financial income75 | €90 |
| Financial charges65/66B | €11k |
| Recurring financial charges65 | €6k |
| Non-recurring financial charges66B | €6k |
| Profit (loss) for the period before taxes9903 | €6k |
| Income taxes67/77 | €2k |
| Profit (loss) for the period9904 | €4k |
| Profit (loss) for the period to be appropriated9905 | €4k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €617k | |
| Fixed assets21/28 | €390k | |
| Tangible fixed assets22/27 | €390k | |
| Land and buildings22 | €329k | |
| Plant, machinery and equipment23 | €7k | |
| Furniture and vehicles24 | €55k | |
| Current assets29/58 | €227k | |
| Stocks and contracts in progress3 | €62k | |
| Stocks30/36 | €15k | |
| Contracts in progress37 | €47k | |
| Amounts receivable within one year40/41 | €138k | |
| Trade receivables40 | €66k | |
| Other amounts receivable41 | €72k | |
| Cash at bank and in hand54/58 | €26k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €617k | |
| Equity10/15 | €61k | |
| Contributions10/11 | €500 | |
| Reserves13 | €61k | |
| Non-distributable reserves130/1 | €50 | |
| Reserves not available under the articles1311 | €50 | |
| Distributable reserves133 | €61k | |
| Amounts payable17/49 | €556k | |
| Amounts payable after more than one year17 | €404k | |
| Financial debts170/4 | €404k | |
| Amounts payable within one year42/48 | €150k | |
| Current portion of amounts payable after more than one year42 | €33k | |
| Trade debts44 | €80k | |
| Suppliers440/4 | €80k | |
| Taxes, remuneration and social security45 | €3k | |
| Taxes450/3 | €3k | |
| Other amounts payable47/48 | €34k | |
| Accrued charges and deferred income492/3 | €1k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €4k |
| + Depreciation and write-downs630 | €14k |
| Operating cash flow (approximation) | €18k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2020
Ground area
2,018 m²
Building footprint
719 m²
Volume, LiDAR
795 m³
2 parcels, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FABOR GROUP
since 20202.306.160.746
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72005B1401/00K000indicative | Flanders | 1,415 m² | 1 · 558 m² | 0.2 m |
| 72005B1706/00M000 | Flanders | 603 m² | 1 · 161 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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KEUKENELEKTRO SBD CUISINELECTRO
BE 0719.296.471
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DEMA DESIGN
BE 0434.842.783
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VANVAERENBERGH HANS
BE 0465.097.974
Ternat · Eq €57,907
Of 620 companies in sector 31002 we hold annual accounts for 350. 248 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-08-2020
Fiscal year end31-12
Activities, NACEBEL 2025
31002Manufacture of furniture
Scores and ratios are computed by Checked and are not a credit decision.