FABOR GROUP
ActiveThe computed 12-month bankruptcy probability of FABOR GROUP is 1.5% (moderate). The 2025 annual accounts show equity of €61k and a net result of €4k. Its solvency ranks better than 22% of 403 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability63
Solvency35
Growth-
Track record85
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.51; short-term debt: 24.4% and cash: 4.3% of total assets), but 90.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Sector 31
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.9%
Return on assets
0.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 403 sector peers (2025).
NBB · sector comparisonPosition among 403 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
3 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€61k
Total assets
€617k
Net result
€4k
Working capital
€76k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €617k
Fixed assets
€390k
Current assets
€227k
Equity and liabilities €617k
Equity
€61k
Debt
€556k
Debt finances 90.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€31k
Cash flow
€18k
Solvency
9.9%
Current ratio
1.51
Quick ratio
1.09
Debt / equity
9.10
ROE
6.8%
ROA
0.7%
Interest coverage
5.25
Debt
€556k
Debt ≤ 1 year
€150k
Debt > 1 year
€404k
Income taxes
€2k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€617k
Fixed assets21/28€390k
Tangible fixed assets22/27€390k
Land and buildings22€329k
Plant, machinery and equipment23€7k
Furniture and vehicles24€55k
Current assets29/58€227k
Stocks and contracts in progress3€62k
Stocks30/36€15k
Contracts in progress37€47k
Amounts receivable within one year40/41€138k
Trade receivables40€66k
Other amounts receivable41€72k
Cash at bank and in hand54/58€26k
Equity and liabilities
Total equity and liabilities10/49€617k
Equity10/15€61k
Contributions10/11€500
Reserves13€61k
Non-distributable reserves130/1€50
Reserves not available under the articles1311€50
Distributable reserves133€61k
Amounts payable17/49€556k
Amounts payable after more than one year17€404k
Financial debts170/4€404k
Amounts payable within one year42/48€150k
Current portion of amounts payable after more than one year42€33k
Trade debts44€80k
Suppliers440/4€80k
Taxes, remuneration and social security45€3k
Taxes450/3€3k
Other amounts payable47/48€34k
Accrued charges and deferred income492/3€1k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k
Other operating charges640/8€731
Gross operating margin9900€32k
Operating profit (loss)9901€17k
Financial income75/76B€90
Recurring financial income75€90
Financial charges65/66B€11k
Recurring financial charges65€6k
Non-recurring financial charges66B€6k
Profit (loss) for the period before taxes9903€6k
Income taxes67/77€2k
Profit (loss) for the period9904€4k
Profit (loss) for the period to be appropriated9905€4k
Appropriation of the result
Profit (loss) to be appropriated9906€4k
Transfer to equity691/2€4k
To other reserves6921€4k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ondernemerspark 693650 Dilsen-StokkemGround area
2,018 m²
Building footprint
719 m²
Volume, LiDAR
795 m³
2 parcels, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FABOR GROUP
since 20202.306.160.746
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72005B1401/00K000indicative | Flanders | 1,415 m² | 1 · 558 m² | 0.2 m |
| 72005B1706/00M000 | Flanders | 603 m² | 1 · 161 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0644.958.146
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KEUKENELEKTRO SBD CUISINELECTRO
BE 0719.296.471
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DEMA DESIGN
BE 0434.842.783
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VANVAERENBERGH HANS
BE 0465.097.974
Ternat · Eq €58k
Of 619 companies in sector 31002 we hold annual accounts for 349. 247 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-08-2020
Fiscal year end31-12
Activities, NACEBEL
31002Manufacture of furniture
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.