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All risk

Active
Private limited companyfounded 1992active for 34 yearsGeeneindestraat 118, 3560 Lummen, BelgiumKBO/BCE: BE 0447.302.137
Summary

All risk has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42,236 and a net result of €6,035, of which €9,631 non-recurring income. Equity is growing by about 15% per year across the filed financial years. Its solvency ranks better than 47% of 17,042 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Elke bedrijvigheid met betrekking tot verzekeringen,leningen,beleggingen,beheer van roerende vermogens in portefeuille; Elke bedrijvigheid…” (deed in Dutch)
3 activities (deed in Dutch)
  1. Elke bedrijvigheid met betrekking tot verzekeringen,leningen,beleggingen,beheer van roerende vermogens in portefeuille
  2. Elke bedrijvigheid in verband met onroerende goederen,zowel beheer,aankoop en verkoop en tussenpersoon bij transacties
  3. Elke bedrijvigheid inzake secretariaatswerkzaamheden

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
ALL RISK
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaamse Gewest” (deed in Dutch)

deed of 11-08-2023

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Natuurlijke personen of rechtspersonen,al dan niet aandeelhouder, 1” (deed in Dutch)
“Algemene kosten,los van representatie-,reis- en verplaatsingskosten, algemene vergadering met absolute meerderheid of enige aandeelhouder…” (deed in Dutch)
1 more provision on this in the deed

deed of 11-08-2023

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Gelijk recht in winstverdeling en vereffeningsaldo, 750” (deed in Dutch)

deed of 11-08-2023

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Fourth Wednesday of May at 17:00

deed of 11-08-2023

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Beslissing algemene vergadering beslissende in vormen vereist voor statutenwijziging” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
One provision in the deed

deed of 11-08-2023

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Alleen dan wel gezamenlijk zoals bestuursorgaan bepaalt, dagelijks bestuur” (deed in Dutch)
Other provision: “Oproepingen algemene vergadering, e-mail aan aandeelhouders/bestuurders/houders converteerbare…” (deed in Dutch)
Other provision: “Toegang algemene vergadering, houder effecten op naam ingeschreven in register per categorie” (deed in Dutch)
Other provision: “Beraadslagingen-stemrecht, wettelijke en statutaire bepalingen aandelen zonder stemrecht” (deed in Dutch)
Other provision: “Bestemming winst-reserves, algemene vergadering op voorstel bestuursorgaan” (deed in Dutch)
Liquidation distribution: “Netto actief onder alle aandeelhouders naar verhouding aantal aandelen;goederen in natura opzelfde wijze, na aanzuivering…” (deed in Dutch)
3 more provisions in the deed, see the deed of 11-08-2023

deed of 11-08-2023