All risk

Active

Private limited companyfounded 1992active for 34 yearsGeeneindestraat 118, 3560 Lummen, BelgiumKBO/BCE: BE 0447.302.137

Summary

All risk has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42,236 and a net result of €6,035, of which €9,631 non-recurring income. Equity is growing by about 15% per year across the filed financial years. Its solvency ranks better than 47% of 17,042 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow Report Compare

All riskActiveChecked score 88/100

Risk analysis Report Compare

Activity

Renting and operating of own or leased residential real estate, excluding social housing

NACE 68201

7th oldest company in Lummen, Real estate sector1 site

Size

€29,649turnover 2025

Equity: €42,236
Profit: €6,035

Financial health

88 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Structure

2025 accounts filed 14 days late2 of 5 deeds summarised

Why 88raises riskLiquidity: current ratio 0.03, cash €409, halvedlowers riskFounded in 1992Size: turnover €29,649, total assets €168,799Figures for financial year 2025 (filed 18-08-2026)Show the evidence

Checked score

Score 2025

88 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 45% of its sector peers (NACE 68, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 50+5

equity 25.0% of total assets

Liquidity 37=

short-term debt 32.1% · cash 0.2%

Profitability 72+6

return on assets 3.6%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,614 companies, NACE 68, micro)

Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%● unchanged vs 11-2024lowest value 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 0.2%▼ -0.3 percentage points vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026

Credit of up to €2,500 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.03, compared with 0.08 in 2024, below 1; short-term debt: 32.1% and cash: 0.2% of total assets), and 75% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 45% on solvency, 29% on liquidity, 64% on profitability and 42% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Founded in 1992

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Size: turnover €29,649, total assets €168,799

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 0.03, cash €409, halved

NBB · annual accounts

Figures for financial year 2025 (filed 18-08-2026)

NBB · annual accounts

A punctual record breaks

This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.

NBB · 10 filings

Deviation from the deadline

2025

14 days late

2024

37 days early

2023

44 days early

2022

41 days early

2021

39 days early

2020

30 days early

2019

37 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 31 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 June (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

27-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

14-08-2026 Annual accounts filedfinancial year 2025 · micro…
20-07-2026 Resignation: Raoul De Ridder (director)Appointments: Sven De Ridder (director)…
24-06-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: 7th oldest company in Lummen, Real estate sectorin the Checked rankings No. 7 View
Board changedlatest change 19-05-2026 · 3 in office 2 joined · 1 left View
Active since 1992founded 29-04-1992 34 years View

By topic

Financials

Financial year: 2025
Turnover: €29,649
Profit: €6,035
Solvency: 25.0%

Turnover▼ 44.6%

Net result

20222025

Go to Financials

Board & ownership

Board: 3 members

DE RIDDER Raoul Maria Leo ElisaDirector
Bjorn de RidderDirector
Sven De RidderDirector

Go to Board & ownership

Timeline

Events: 39
Since: 1993
Next accounts: by 31-07-2027

31-12-2024Back to profit
17-06-2024Annual accounts filed
11-08-2023Reappointment: DE RIDDER Raoul Maria Leo Elisa…

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Renting and operating of own or leased residential…NACE 68201
Founded: 29-04-1992
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 21

Who signs: Each director alone
Annual meeting: Fourth Wednesday of May at 17:00
Purpose: “Elke bedrijvigheid met betrekking tot verzekeringen,leningen,beleggingen,beheer van…” (deed in Dutch)

Go to Articles of association

Key facts about All risk

What is the company number of All risk?: 0447.302.137. In Belgium the VAT number is the company number with BE in front: BE 0447.302.137.
Where is All risk based?: The registered office is at Geeneindestraat 118, 3560 Lummen.Company details
What does All risk do?: According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of All risk?: Private limited company (BV).
When was All risk founded?: On 29-04-1992.
Is All risk still active?: Yes, All risk is an active enterprise in the KBO register.
What is the turnover of All risk?: €29,649 in financial year 2025, according to the filed annual accounts.Financials
Is All risk profitable?: In financial year 2025, All risk made a profit of €6,035.
Where can I find the annual accounts of All risk?: All risk filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of All risk due?: By 31-07-2027, for financial year 2026.Timeline