ALL - DAK
ActiveSummary
ALL - DAK has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €334k and a net result of €22k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 94% of 36375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability76▲+4
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 4.18 against 4.45 in 2023; short-term debt: 9.7% and cash: 27.3% of total assets), and 9.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-05-2025, 70 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
70 d early
2023
2 d late
2022
3 d late
2021
30 d late
2020
24 d late
2019
24 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€334k▼ 4.8%
2023 · €351k
2018: €239k
2019: €255k
2020: €271k
2021: €299k
2022: €341k
2023: €351k
2018 → 2024
Total assets
€371k▼ 6.2%
2023 · €395k
2018: €467k
2019: €431k
2020: €422k
2021: €476k
2022: €419k
2023: €395k
2018 → 2024
Net result
€22k▲ 113%
2023 · €10k
2018: €32k
2019: €16k
2020: €19k
2021: €29k
2022: €42k
2023: €10k
2018 → 2024
Working capital
€114k▼ 4.5%
2023 · €119k
2018: €71k
2019: €59k
2020: €52k
2021: €49k
2022: €100k
2023: €119k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€271k-€299k▲ 10.3%€341k▲ 14.0%€351k▲ 3.0%€334k▼ 4.8%
Operating result€30k-€43k▲ 43.2%€59k▲ 37.5%€16k▼ 72.9%€31k▲ 92.6%
Net result€19k-€29k▲ 52.7%€42k▲ 42.0%€10k▼ 75.4%€22k▲ 113%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 93% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €371k
Fixed assets
€221k ▼ 8.4%
Current assets
€150k ▼ 2.6%
Equity and liabilities €371k
Equity
€334k ▼ 4.8%
Debt
€36k ▼ 17.5%
Debt's share of the balance-sheet total falls from 11.1% to 9.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€57k▲
2023 · €42k
Cash flow
€48k▲
2023 · €36k
Current ratio
4.18▼
2023 · 4.45
Quick ratio
4.17▼
2023 · 4.45
Debt to equity
0.11▼
2023 · 0.13
ROE
6.5%▲
2023 · 2.9%
ROA
5.9%▲
2023 · 2.6%
Interest coverage
89.81▲
2023 · 34.23
Debt ≤ 1 year
€36k▲
2023 · €35k
Income taxes
€10k▲
2023 · €5k
Staff costs
€81k▲
2023 · €81k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 54 lines
Balance sheet
Code20232024
Assets
Total assets20/58€395k€371k▼
Fixed assets21/28€241k€221k▼
Tangible fixed assets22/27€241k€220k▼
Land and buildings22€198k€183k▼
Plant, machinery and equipment23€12k€12k▲
Furniture and vehicles24€32k€25k▼
Financial fixed assets28€526€526=
Current assets29/58€154k€150k▼
Amounts receivable after more than one year29€41k€33k▼
Other amounts receivable291€41k€33k▼
Stocks and contracts in progress3€256€256=
Stocks30/36€256€256=
Amounts receivable within one year40/41€43k€12k▼
Trade receivables40€12k€11k▼
Other amounts receivable41€31k€404▼
Cash at bank and in hand54/58€65k€101k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€395k€371k▼
Equity10/15€351k€334k▼
Contributions10/11€19k€19k=
Reserves13€168k€152k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€166k€150k▼
Profit (loss) carried forward14€164k€164k=
Amounts payable17/49€44k€36k▼
Amounts payable after more than one year17€9k-
Financial debts170/4€9k-
Amounts payable within one year42/48€35k€36k▲
Current portion of amounts payable after more than one year42€14k€9k▼
Trade debts44€9k€11k▲
Suppliers440/4€9k€11k▲
Taxes, remuneration and social security45€12k€5k▼
Taxes450/3€6k€1k▼
Remuneration and social security454/9€5k€4k▼
Other amounts payable47/48-€11k
Accrued charges and deferred income492/3€500€500=
Income statement
Code20232024
Remuneration, social security and pensions62€81k€81k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€26k▲
Other operating charges640/8€4k€19k▲
Gross operating margin9900€127k€158k▲
Operating profit (loss)9901€16k€31k▲
Financial income75/76B€672€1k▲
Recurring financial income75€672€1k▲
Financial charges65/66B€1k€639▼
Recurring financial charges65€1k€639▼
Profit (loss) for the period before taxes9903€16k€32k▲
Income taxes67/77€5k€10k▲
Profit (loss) for the period9904€10k€22k▲
Profit (loss) for the period to be appropriated9905€10k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€174k€186k▲
Profit (loss) brought forward from the previous period14P€164k€164k=
Transfer to equity691/2€10k€22k▲
To other reserves6921€10k€22k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
31-12
Financial
Weakest financial yearnet €10k ▼75.4%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
31-12
Financial
Highest result since 2018net €42k ▲42%
Operating result €59k, net result €42k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.82
Current ratio from 1.40 to 2.82; short-term debt falls from €123k to €55k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rozendal 708000 BruggeGround area
145 m²
Building footprint
92 m²
Volume, LiDAR
644 m³
Parcel 31804D0066/00A008, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rozendal 70, 8000 Brugge
since 19982.085.857.811
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31804D0066/00A008 | Flanders | 145 m² | 1 · 92 m² | 11.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 62 EUR awarded · 62 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 62 EUR | 62 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,243 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-03-1998
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.