Skip to content

RP TOIT - CONCEPT

Active
Private limited company (pre-2019)founded 1995active for 30 yearsDupréstraat 90, 1090 Jette, BelgiumKBO/BCE: BE 0456.357.383
Summary

RP TOIT - CONCEPT has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €151,385 and a net result of €12,866. Equity is growing by about 8.5% per year across the filed financial years. Its solvency ranks better than 48% of 34,718 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisFollow ReportCompare
RP TOIT - CONCEPTActiveChecked score 55/100
Risk analysis ReportCompare

Overview

Activity
Other specialised construction activities
NACE 43990Roofing work NACE 43410
1 site
Size
€337,305total assets 2025
Equity
€151,385
Profit
€12,866
Turnover not published (micro format)
Financial health
55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Structure
2026 accounts not filed, 56 days past the deadline1 of 3 deeds summarised
Why 55raises riskCapped at 59: a confirmed filing finding1 financial year not filed after the legal deadline; last filed accounts filed 149 days late; 3 of the last 3 lateFigures for financial year 2025 (filed 27-01-2026)lowers riskFounded in 1995Liquidity: current ratio 1.39, cash €63,170Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 40% of its sector peers (NACE 43, micro)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 70-6
equity 44.9% of total assets
Liquidity 45-5
short-term debt 55.1% · cash 18.7%
Profitability 74=
return on assets 3.8%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,639 companies, NACE 43, micro)
Last 24 months 11-2024: 1.3% 12-2024: 0.5%▼ -0.8 percentage points vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.4%▼ -0.1 percentage points vs 06-2025lowest value 08-2025: 0.5%▲ +0.1 percentage points vs 07-2025 09-2025: 0.6%▲ +0.1 percentage points vs 08-2025 10-2025: 0.7%▲ +0.1 percentage points vs 09-2025 11-2025: 0.9%▲ +0.2 percentage points vs 10-2025 12-2025: 1.0%▲ +0.1 percentage points vs 11-2025 01-2026: 1.5%▲ +0.5 percentage points vs 12-2025highest value 02-2026: 0.7%▼ -0.8 percentage points vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.6%▼ -0.1 percentage points vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.9%▲ +0.3 percentage points vs 08-2026 10-2026: 1.1%▲ +0.2 percentage points vs 09-2026
Credit of up to €8,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity tight (current ratio 1.39, compared with 1.39 in 2024, below the usual 1.5; short-term debt: 55.1% and cash: 18.7% of total assets), and 55.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 48% on solvency, 36% on liquidity, 45% on profitability and 32% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises risk
lowers risk · Founded in 1995
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 149 days late; 3 of the last 3 late
NBB · filings
raises risk · Figures for financial year 2025 (filed 27-01-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.39, cash €63,170
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-01-2026 was due at the National Bank by 31-08-2026. Nothing is on record, 56 days later.
NBB · 10 filings
Position against the passed deadline
31-01-2026 year end31-08-2026 deadline26-10-2026 today
raises risk · 2025 accounts filed 149 days late
The financial year that closed on 31-01-2025 was due by 31-08-2025 and was filed on 27-01-2026, 149 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2026
not filed
2025
149 days late
2024
86 days late
2023
47 days late
2022
30 days late
2021
149 days late
2020
120 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 97 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Resignation: Didier Sirre (director)Gazette deed

Key points

  • Caution: 2026 accounts not fileddeadline was 31-08-2026 56 days past the deadline View
  • Positive: 7 profitable years in a rowprofit 2025: €12,866 7 years View
  • Among the largest 12% on gross marginsector median €39,341 · 34,678 companies €180,059 View

By topic

Financials

Financial year
2025
Total assets
€337,305
Profit
€12,866
Solvency
44.9%
Turnover▼ 3.9%
Net result
20212023
Go to Financials

Timeline

Events
34
Since
1998
  1. 31-01-2024Equity above €150,000
  2. 17-10-2023Annual accounts filed
  3. 30-09-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Other specialised construction activitiesNACE 43990
Founded
06-11-1995
Year ends
31-01
Peppol
Reachable for e-invoices
Go to Company details

Key facts about RP TOIT - CONCEPT

What is the company number of RP TOIT - CONCEPT?
0456.357.383. In Belgium the VAT number is the company number with BE in front: BE 0456.357.383.
Where is RP TOIT - CONCEPT based?
The registered office is at Dupréstraat 90, 1090 Jette.Company details
What does RP TOIT - CONCEPT do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of RP TOIT - CONCEPT?
Private limited company (pre-2019) (BVBA).
When was RP TOIT - CONCEPT founded?
On 06-11-1995.
Is RP TOIT - CONCEPT still active?
Yes, RP TOIT - CONCEPT is an active enterprise in the KBO register.
How many employees does RP TOIT - CONCEPT have?
On average 1 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
What is the turnover of RP TOIT - CONCEPT?
€619,822 in financial year 2023, according to the filed annual accounts.
Is RP TOIT - CONCEPT profitable?
In financial year 2025, RP TOIT - CONCEPT made a profit of €12,866.
Where can I find the annual accounts of RP TOIT - CONCEPT?
RP TOIT - CONCEPT filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

Companies related to RP TOIT - CONCEPT

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure