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All Construct

Active
Private limited company (pre-2019)founded 2018active for 7 yearsZoomstraat 6, 9160 Lokeren, BelgiumKBO/BCE: BE 0712.900.213
Summary

The computed 12-month bankruptcy probability of All Construct is 17.9% (high). The 2024 annual accounts show negative equity (-€36,883) and a net result of €120,871. Equity is shrinking by about 15% per year across the filed financial years. Its solvency ranks better than 5% of 35,975 sector peers (NACE 43, financial year 2024). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).

Overview

Activity
Other construction installation
NACE 43240
1 site
Size
€133,132total assets 2024
Equity
-€36,883
Profit
€120,871
Turnover not published (micro format)
Financial health
17 Critical Checked score 2024
Bankruptcy probabilitywithin 12 months
17.9%
Structure
Accounts 83 days overdue1 of 4 deeds read
Why 17raises risk1 change of registered office in 24 monthsFigures for financial year 2024 (filed 06-10-2025)1 financial year not filed after the legal deadline; latest accounts 62 days late; 3 of the last 3 lateEx-officio strike-off in the KBOShow the evidence

Checked score

Score 2024
17 / 100
Critical
Probability in this band: over 15.0%
Financially better than 48% of its sector peers (NACE 43, micro)
Financial strength · tick = 2023
Weak
Solvency 0=
equity -27.7% of total assets
Liquidity 12-19
short-term debt 127.7% · cash 9.6%
Profitability 100=
return on assets 90.8%
Bankruptcy probability, 12 months
17.9% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 6 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,587 companies, NACE 43, micro)
Last 24 months 11-2024: 7.3% 12-2024: 8.5%▲ +1.2 percentage points vs 11-2024 01-2025: 11.3%▲ +2.8 percentage points vs 12-2024 02-2025: 5.0%▼ -6.3 percentage points vs 01-2025lowest value 03-2025: 8.8%▲ +3.8 percentage points vs 02-2025 04-2025: 8.8%● unchanged vs 03-2025 05-2025: 8.6%▼ -0.2 percentage points vs 04-2025 06-2025: 13.3%▲ +4.7 percentage points vs 05-2025 07-2025: 13.3%● unchanged vs 06-2025 08-2025: 14.8%▲ +1.5 percentage points vs 07-2025 09-2025: 16.2%▲ +1.4 percentage points vs 08-2025 10-2025: 21.3%▲ +5.1 percentage points vs 09-2025highest value 11-2025: 9.7%▼ -11.6 percentage points vs 10-2025 12-2025: 9.7%● unchanged vs 11-2025 01-2026: 9.7%● unchanged vs 12-2025 02-2026: 9.7%● unchanged vs 01-2026 03-2026: 9.4%▼ -0.3 percentage points vs 02-2026 04-2026: 10.1%▲ +0.7 percentage points vs 03-2026 05-2026: 10.9%▲ +0.8 percentage points vs 04-2026 06-2026: 10.6%▼ -0.3 percentage points vs 05-2026 07-2026: 10.3%▼ -0.3 percentage points vs 06-2026 08-2026: 11.9%▲ +1.6 percentage points vs 07-2026 09-2026: 13.1%▲ +1.2 percentage points vs 08-2026 10-2026: 17.9%▲ +4.8 percentage points vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.75, compared with 0.42 in 2023, below 1; short-term debt: 127.7% and cash: 9.6% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 3% on solvency, 7% on liquidity, 92% on profitability and 88% on growth.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Eight signals.
raises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Figures for financial year 2024 (filed 06-10-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 62 days late; 3 of the last 3 late
NBB · filings
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 35975 sector peers (2024).
NBB · sector comparison
Position among 35975 sector peers
Solvency
better than 5%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 83 days later.
NBB · 6 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline22-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-10-2025, 62 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
not filed
2024
62 days late
2023
169 days late
2022
92 days late
2021
116 days late
2020
255 days late
2019
126 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 137 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Registered officeRegistered-office move
  3. Address struckKBO administration

Financials · financial year 2024, micro format

2025 annual accounts not yet filed, deadline passed on 31 July 2026 Financial year closed on 31 December 2025; filing due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 22 October 2026.

Equity
-€36,883▲ 76.6%
2023 · -€157,754
Total assets
€133,132▲ 3.9%
2023 · €128,182
Net result
€120,871▼ 2.4%
2023 · €123,810
Working capital
-€43,080▲ 74.1%
2023 · -€166,178
Trend over the years

2020 to 2024, 5 financial years 2019 to 2024, 6 financial years

The operating result falls in 2024; 2024 is 3% below 2023.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€121,240 2024 Net result€120,871 2024

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line201920202021202220232024
Operating result-€27,239--€4,952▲ 81.8%€3,472-€233,632€125,328€121,240▼ 3.3%
Net result-€27,239--€5,252below the sector's middle half▲ 80.7%€3,472within the sector's middle half-€258,745below the sector's middle half€123,810above the sector's middle half€120,871above the sector's middle half▼ 2.4%
Equity-€21,039--€26,292below the sector's middle half▼ 25.0%-€22,820below the sector's middle half▲ 13.2%-€281,565below the sector's middle half▼ 1,134%-€157,754below the sector's middle half▲ 44.0%-€36,883below the sector's middle half▲ 76.6%
Total assets€15,432-€19,966below the sector's middle half▲ 29.4%€110,639within the sector's middle half▲ 454%€66,244below the sector's middle half▼ 40.1%€128,182within the sector's middle half▲ 93.5%€133,132within the sector's middle half▲ 3.9%
Debt€36,471-€46,258▲ 26.8%€133,459▲ 189%€347,809▲ 161%€285,936▼ 17.8%€170,015▼ 40.5%
Working capital-€539--€26,292below the sector's middle half▼ 4,774%-€32,229below the sector's middle half▼ 22.6%-€293,949below the sector's middle half▼ 812%-€166,178below the sector's middle half▲ 43.5%-€43,080below the sector's middle half▲ 74.1%
Solvency-136.3%--131.7%below the sector's middle half▲ 4.7pp-20.6%below the sector's middle half▲ 111.1pp-425.0%below the sector's middle half▼ 404.4pp-123.1%below the sector's middle half▲ 302.0pp-27.7%below the sector's middle half▲ 95.4pp
Current ratio0.97-0.43below the sector's middle half▼ 0.530.64below the sector's middle half▲ 0.210.15below the sector's middle half▼ 0.490.42below the sector's middle half▲ 0.260.75below the sector's middle half▲ 0.33
Return on assets (ROA)-176.5%--26.3%below the sector's middle half▲ 150.2pp3.1%within the sector's middle half▲ 29.4pp-390.6%below the sector's middle half▼ 393.7pp96.6%above the sector's middle half▲ 487.2pp90.8%above the sector's middle half▼ 5.8pp
above within below the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €133,132
Fixed assets €6,198 ▼ 26.4%
Current assets €126,934 ▲ 6.0%
Equity and liabilities
Equity-€36,883
Debt€170,015
Equity is negative: debt (€170,015) exceeds the balance-sheet total (€133,132).
Key figures and ratios
2024 value · change against 2023
EBITDA
€123,467▼
2023 · €129,289
Cash flow
€123,098▼
2023 · €127,771
Quick ratio
0.53▲
2023 · 0.29
Interest coverage
over 100
Debt ≤ 1 year
€170,015▼
2023 · €285,936
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,180 companies that looked in July 2024 the way this one looks now, 4.8% went bankrupt within 24 months and 88.7% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a profit of 5% of the balance sheet or more
4.8% went bankrupt
5.8% stopped otherwise
88.7% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 17.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,180 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 36 lines
Balance sheet Code20232024
Assets
Total assets20/58€128,182€133,132▲
Fixed assets21/28€8,424€6,198▼
Tangible fixed assets22/27€5,924€3,698▼
Plant, machinery and equipment23€2,344€1,430▼
Furniture and vehicles24€3,580€2,267▼
Financial fixed assets28€2,500€2,500=
Current assets29/58€119,758€126,934▲
Stocks and contracts in progress3€37,471€37,471=
Stocks30/36€37,471€37,471=
Amounts receivable within one year40/41€49,993€76,712▲
Trade receivables40€49,993€76,712▲
Cash at bank and in hand54/58€32,294€12,751▼
Equity and liabilities
Total equity and liabilities10/49€128,182€133,132▲
Equity10/15-€157,754-€36,883▲
Contributions10/11€6,200€6,200=
Profit (loss) carried forward14-€163,954-€43,083▲
Amounts payable17/49€285,936€170,015▼
Amounts payable within one year42/48€285,936€170,015▼
Current portion of amounts payable after more than one year42€208,000€89,250▼
Trade debts44€13,454€17,429▲
Suppliers440/4€13,454€17,429▲
Taxes, remuneration and social security45€2,347€3,998▲
Taxes450/3€2,347€3,998▲
Other amounts payable47/48€62,135€59,337▼
Income statement Code20232024
Non-recurring operating income76A€2,066€5,500▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,961€2,227▼
Gross operating margin9900€129,289€123,467▼
Operating profit (loss)9901€125,328€121,240▼
Financial charges65/66B-€369
Recurring financial charges65-€369
Profit (loss) for the period before taxes9903€125,328€120,871▼
Income taxes67/77€1,518-
Profit (loss) for the period9904€123,810€120,871▼
Profit (loss) for the period to be appropriated9905€123,810€120,871▼
Appropriation of the result
Profit (loss) to be appropriated9906-€163,954-€43,083▲
Profit (loss) brought forward from the previous period14P-€287,765-€163,954▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line201920202021202220232024Change
Non-recurring operating income76A-€9,600€3,125€24,797€2,066€5,500▲ 166%
Remuneration, social security and pensions62--€3,532€39,640---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630--€5,765€4,174€3,961€2,227▼ 43.8%
Non-recurring operating charges66A---€171---
Gross operating margin9900-€27,239-€4,952€12,769-€189,647€129,289€123,467▼ 4.5%
Operating profit (loss)9901-€27,239-€4,952€3,472-€233,632€125,328€121,240▼ 3.3%
Financial charges65/66B-€300-€25,113-€369-
Recurring financial charges65-€300-€50-€369-
Non-recurring financial charges66B---€25,063---
Profit (loss) for the period before taxes9903-€27,239-€5,252€3,472-€258,745€125,328€120,871▼ 3.6%
Income taxes67/77----€1,518--
Profit (loss) for the period9904-€27,239-€5,252€3,472-€258,745€123,810€120,871▼ 2.4%
Profit (loss) for the period to be appropriated9905-€27,239-€5,252€3,472-€258,745€123,810€120,871▼ 2.4%
Line201920202021202220232024Change
Assets
Total assets20/58€15,432€19,966€110,639€66,244€128,182€133,132▲ 3.9%
Fixed assets21/28--€53,159€12,385€8,424€6,198▼ 26.4%
Tangible fixed assets22/27--€50,659€9,885€5,924€3,698▼ 37.6%
Plant, machinery and equipment23--€4,171€3,257€2,344€1,430▼ 39.0%
Furniture and vehicles24--€46,488€6,628€3,580€2,267▼ 36.7%
Financial fixed assets28--€2,500€2,500€2,500€2,500=
Current assets29/58€15,432€19,966€57,480€53,859€119,758€126,934▲ 6.0%
Amounts receivable after more than one year29-€2,500-----
Other amounts receivable291-€2,500-----
Stocks and contracts in progress3----€37,471€37,471=
Stocks30/36----€37,471€37,471=
Amounts receivable within one year40/41€15,405€11,874€55,228€48,198€49,993€76,712▲ 53.4%
Trade receivables40-€10,500€20,000€32,018€49,993€76,712▲ 53.4%
Other amounts receivable41-€1,374€35,228€16,180---
Cash at bank and in hand54/58€27€1,753€1,002€5,662€32,294€12,751▼ 60.5%
Deferred charges and accrued income490/1-€3,840€1,250----
Equity and liabilities
Total equity and liabilities10/49€15,432€19,966€110,639€66,244€128,182€133,132▲ 3.9%
Equity10/15-€21,039-€26,292-€22,820-€281,565-€157,754-€36,883▲ 76.6%
Contributions10/11€6,200€6,200€6,200€6,200€6,200€6,200=
Profit (loss) carried forward14-€27,239-€32,492-€29,020-€287,765-€163,954-€43,083▲ 73.7%
Amounts payable17/49€36,471€46,258€133,459€347,809€285,936€170,015▼ 40.5%
Amounts payable after more than one year17€20,500------
Amounts payable within one year42/48€15,971€46,258€89,709€347,809€285,936€170,015▼ 40.5%
Current portion of amounts payable after more than one year42--€13,500€272,750€208,000€89,250▼ 57.1%
Trade debts44€15,971€2,446€21,433€13,323€13,454€17,429▲ 29.5%
Suppliers440/4-€2,446€21,433€13,323€13,454€17,429▲ 29.5%
Taxes, remuneration and social security45--€250€12,890€2,347€3,998▲ 70.3%
Taxes450/3----€2,347€3,998▲ 70.3%
Remuneration and social security454/9--€250€12,890---
Other amounts payable47/48-€43,812€54,527€48,845€62,135€59,337▼ 4.5%
Accrued charges and deferred income492/3--€43,750----
Line201920202021202220232024Change
Profit (loss) for the period9904-€27,239-€5,252€3,472-€258,745€123,810€120,871▼ 2.4%
+ Depreciation and write-downs630--€5,765€4,174€3,961€2,227▼ 43.8%
Operating cash flow (approximation)-€27,239-€5,252€9,237-€254,570€127,771€123,098▼ 3.7%
Investment in fixed assets (approximation)---€36,600€0€0-
Change in cash-€1,726-€751€4,660€26,633-€19,544-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (6)
Financial year Type Filed Reference
31-12-2024 micro format 01-10-2025 2025-00530842
31-12-2023 micro format 16-01-2025 2025-00006705
31-12-2022 micro format 31-10-2023 2023-00501927
31-12-2021 micro format 24-11-2022 2022-20524509
31-12-2020 micro format 12-04-2022 2022-20002668
31-12-2019 micro format 04-12-2020 2020-74700173

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 4,005 active companies whose main activity is other construction installation (NACE 43240), figures are known for 1,612. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 4 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

All Construct was incorporated on 7 November 2018.1 The registered office was moved to Lokeren in 2025.2 Total assets rose from €15,432 in 2019 to €133,132 in 2024.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 21-05-2025
  3. 3National Bank, annual accounts 2019 and 2024

Acts, filings and financial milestones

2025
01-10
NBB filing Annual accounts filed
financial year 2024 · micro format · 62 days late
21-05
Gazette deed Registered office
Registered-office move2 facts ▸
  • General meeting, 31-12-2024
  • Registered-office move, Zoomstraat 6 te 9160 Lokeren
21-02
KBO administration Address struck
16-01
NBB filing Annual accounts filed
financial year 2023 · micro format · 169 days late
2023
31-12
Financial Back to profitnet €123,810
Net result €123,810 after one loss-making year.
31-10
NBB filing Annual accounts filed
financial year 2022 · micro format · 92 days late
2022
31-12
Financial Weakest financial yearnet -€258,745
Net result drops to -€258,745, the lowest in the series; recovery starts the following year.
24-11
NBB filing Annual accounts filed
financial year 2021 · micro format · 116 days late
12-04
NBB filing Annual accounts filed
financial year 2020 · micro format · 255 days late
2021
31-12
Financial Back to profitnet €3,472
Net result €3,472 after 2 loss-making years.
2020
04-12
NBB filing Annual accounts filed
financial year 2019 · micro format · 126 days late
SignalFinancial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 4 deeds read
About the unread acts

Of the 4 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company (pre-2019)
Founded07-11-2018
Financial year end31-12
Activities, NACEBEL 2025
43240Other construction installation
42110Construction of roads and motorways
43350Other building finishing work
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Contact
E-mail bartvab@hotmail.com
Phone +32486216944
E-invoicing
Not found in the Peppol Directory

No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.

What can you do?

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 21 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0712.900.213

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2018
registered office establishment The establishment unit on the map
Ground area
2,379 m²
Building footprint
538 m²
Building volume
2,810 m³
2 parcels, Flanders · tallest building 9.4 m. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 establishment unit
All Construct
Other construction installation
since 2018unit no. 2.282.397.231
2 parcels
Flanders 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
46382B0903/00D000 Flanders 1,667 m² 1 · 301 m² 6.2 m · 2
42017D0896/00K000 Flanders 712 m² 1 · 237 m² 9.4 m · 1
How the parcels are linked
Good to know
Both parcels match the address exactly.