Fibco

Active

Private limited companyfounded 2019active for 7 yearsAntwerpse Steenweg 41, 9160 Lokeren, BelgiumKBO/BCE: BE 0734.827.260

Summary

The computed 12-month bankruptcy probability of Fibco is 5.9% (elevated). The 2025 annual accounts show equity of €71,665 and a net result of €41,329, of which €43,084 non-recurring income. Equity is shrinking by about 12% per year across the filed financial years. Its solvency ranks better than 36% of 34,718 sector peers (NACE 43, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).

Risk analysisFollow Report Compare

FibcoActiveChecked score 38/100

Risk analysis Report Compare

Activity

Other construction installation

NACE 43240General electrical installation work NACE 43211

1 site

Size

€210,244total assets 2025

Staff: 1.1 FTE
Equity: €71,665
Profit: €41,329

Turnover not published (micro format)

Financial health

38 Weak Checked score 2025

Bankruptcy probabilitywithin 12 months: 5.9%

Structure

Holdings: 1

2025 accounts filed 27 days late2 of 5 deeds summarised

Why 38raises riskLast filed accounts filed 27 days late; 2 of the last 3 lateEx-officio strike-off in the KBOLiquidity: current ratio 1.35, cash €1,817, halved1 change of registered office in 24 monthsShow the evidence

Checked score

Score 2025

38 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 55% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 59+28

equity 34.1% of total assets

Liquidity 16-16

short-term debt 65.4% · cash 0.9%

Profitability 93+46

return on assets 19.7%

Bankruptcy probability, 12 months

5.9% Elevated

0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,639 companies, NACE 43, micro)

Last 24 months 11-2024: 6.6% 12-2024: 7.7%▲ +1.1 percentage points vs 11-2024 01-2025: 11.2%▲ +3.5 percentage points vs 12-2024 02-2025: 11.2%● unchanged vs 01-2025 03-2025: 11.7%▲ +0.5 percentage points vs 02-2025 04-2025: 17.9%▲ +6.2 percentage points vs 03-2025 05-2025: 17.7%▼ -0.2 percentage points vs 04-2025 06-2025: 17.5%▼ -0.2 percentage points vs 05-2025 07-2025: 17.5%● unchanged vs 06-2025 08-2025: 20.5%▲ +3.0 percentage points vs 07-2025 09-2025: 22.2%▲ +1.7 percentage points vs 08-2025highest value 10-2025: 22.1%▼ -0.1 percentage points vs 09-2025 11-2025: 22.1%● unchanged vs 10-2025 12-2025: 22.1%● unchanged vs 11-2025 01-2026: 22.1%● unchanged vs 12-2025 02-2026: 22.1%● unchanged vs 01-2026 03-2026: 22.1%● unchanged vs 02-2026 04-2026: 22.1%● unchanged vs 03-2026 05-2026: 22.1%● unchanged vs 04-2026 06-2026: 14.9%▼ -7.2 percentage points vs 05-2026 07-2026: 14.9%● unchanged vs 06-2026 08-2026: 16.4%▲ +1.5 percentage points vs 07-2026 09-2026: 5.9%▼ -10.5 percentage points vs 08-2026lowest value 10-2026: 5.9%● unchanged vs 09-2026lowest value

Credit of up to €2,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms

Liquidity tight (current ratio 1.35, compared with 0.52 in 2024, below the usual 1.5; short-term debt: 65.4% and cash: 0.9% of total assets), and 65.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 36% on solvency, 9% on liquidity, 79% on profitability and 94% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.

lowers riskraises risk

Last filed accounts filed 27 days late; 2 of the last 3 late

NBB · filings

Ex-officio strike-off in the KBO

KBO publications

Liquidity: current ratio 1.35, cash €1,817, halved

NBB · annual accounts

1 change of registered office in 24 months

Belgian Official Gazette

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

202122232425

2020 to 2025 · latest year €71,665

2025 accounts filed 27 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 6 filings

Deviation from the deadline

2025

27 days late

2024

295 days late

2023

660 days late

2022

on the day

2021

150 days late

2020

92 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 204 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Administrative warnings in the KBO publications

1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.

KBO publications

Publications

Address struck

Searched, nothing found (1)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 December (4 of the last 5 filed years within 150 days of that day).

Companies Code · seven months

Where today falls in the filing period

26-10-2026 today31-12-2026 year end31-07-2027 deadline

10-09-2026 Resignation: Jens Huyck (director)Gazette deed
27-08-2026 Annual accounts filedfinancial year 2025 · micro…
22-05-2026 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: Among the best 18% on net resultsector median €10,244 · 34,705 companies €41,329 View
A director leftlatest change 29-06-2026 · 0 in office 1 left View
Total assets 20256 financial years filed €210,244 View

By topic

Financials

Financial year: 2025
Total assets: €210,244
Profit: €41,329
Solvency: 34.1%

Total assets▼ 57.8%

Net result

20202025

Go to Financials

Network & group

Holdings: 1

1 holding

Go to Network & group

Timeline

Events: 13
Since: 2021
Next accounts: by 31-07-2027

22-05-2026Annual accounts filed
31-12-2025Liquidity more than doubled
17-03-2025Registered office

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Other construction installationNACE 43240
Founded: 24-09-2019
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about Fibco

What is the company number of Fibco?: 0734.827.260. In Belgium the VAT number is the company number with BE in front: BE 0734.827.260.
Where is Fibco based?: The registered office is at Antwerpse Steenweg 41, 9160 Lokeren.Company details
What does Fibco do?: According to the KBO register, the main activity is other construction installation (NACE 43240).
What is the legal form of Fibco?: Private limited company (BV).
When was Fibco founded?: On 24-09-2019.
Is Fibco still active?: Yes, Fibco is an active enterprise in the KBO register.
How many employees does Fibco have?: On average 1.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Fibco?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Fibco profitable?: In financial year 2025, Fibco made a profit of €41,329.
Where can I find the annual accounts of Fibco?: Fibco filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Fibco due?: By 31-07-2027, for financial year 2026.Timeline