ALL CONCEPT
Open bankruptcyA bankruptcy procedure is open for ALL CONCEPT according to publications in the Belgian State Gazette; curator: JEAN-CHRISTOPHE ANDRE.
Summary
The 2020 annual accounts show equity of €148,802 and a net result of -€60,617.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Hainaut, Charleroi division
- Declared bankrupt
- 19 September 2022
- Supervising judge
- Jean-Pol Scieur
- Official Gazette
- 03-10-2022 (pdf) ↗search the document for 2022/134603
Deadlines
- Provisional date payments stopped
- 19 September 2022A later judgment can change the date.art. XX.105 CEL
- Appeal or third-party opposition until
- passed on 18 October 2022Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 19 October 2022art. XX.104 and XX.155 CEL
- First verification report
- passed on 16 November 2022Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 19 September 2023Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Jean-Christophe AndreRue Du Parc 29, 6000 Charleroi- . Date provisoire de cessation de paiement : 19/09/2022jeanchristophe.andre@skynet.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2020 was due by 31-07-2021 and was filed on 25-10-2021, 86 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
86 d late
2019
17 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 52 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?List enrichment How is the General construction of residential buildings sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2020, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€60,617
2019 · €175,391
Working capital
€163,204▼ 19.9%
2019 · €203,669
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line201820192020
Operating result-€39,229-€175,276-€41,179
Net result€2,751-€175,391▲ 6,275%-€60,617below the sector's middle half
Equity€34,028-€209,419▲ 515%€148,802within the sector's middle half▼ 28.9%
Total assets€38,037-€317,146▲ 734%€312,176within the sector's middle half▼ 1.6%
Debt€4,009-€107,727▲ 2,587%€163,374▲ 51.7%
Working capital€28,278-€203,669▲ 620%€163,204▼ 19.9%
Solvency89.5%-66.0%▼ 23.4pp47.7%within the sector's middle half▼ 18.4pp
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2020: a loss of €41,179 after €175,276 in 2019, the lowest result in the available series.
Balance-sheet composition
2020 in colour, 2019 as the grey bar beneath
Assets €312,176
Fixed assets
€5,750 =
Current assets
€306,426 ▼ 1.6%
Equity and liabilities €312,176
Equity
€148,802 ▼ 28.9%
Debt
€163,374 ▲ 51.7%
Debt's share of the balance-sheet total rises from 34.0% to 52.3%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
2.14▼
2019 · 2.89
ROE
-40.7%▼
2019 · 83.8%
ROA
-19.4%▼
2019 · 55.3%
Debt ≤ 1 year
€143,222▲
2019 · €107,727
Income taxes
€52,723▲
2019 · €1,075
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,500 | - | - | - |
| Gross operating margin9900 | -€35,297 | €180,632 | €72,326 | ▼ 60.0% |
| Operating profit (loss)9901 | -€39,229 | €175,276 | -€41,179 | ▼ 123% |
| Recurring financial charges65 | €40 | €1,601 | - | - |
| Profit (loss) for the period before taxes9903 | €3,781 | €176,466 | -€7,894 | ▼ 104% |
| Income taxes67/77 | €1,029 | €1,075 | €52,723 | ▲ 4,804% |
| Profit (loss) for the period9904 | €2,751 | €175,391 | -€60,617 | ▼ 135% |
| Profit (loss) for the period to be appropriated9905 | €2,751 | €175,391 | -€60,617 | ▼ 135% |
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €38,037 | €317,146 | €312,176 | ▼ 1.6% |
| Fixed assets21/28 | €5,750 | €5,750 | €5,750 | = |
| Financial fixed assets28 | €5,750 | €5,750 | €5,750 | = |
| Current assets29/58 | €32,287 | €311,396 | €306,426 | ▼ 1.6% |
| Amounts receivable within one year40/41 | €22,204 | €245,280 | €274,581 | ▲ 11.9% |
| Current investments50/53 | - | €21,757 | €2,057 | ▼ 90.5% |
| Cash at bank and in hand54/58 | €10,083 | €44,359 | €29,789 | ▼ 32.8% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €38,037 | €317,146 | €312,176 | ▼ 1.6% |
| Equity10/15 | €34,028 | €209,419 | €148,802 | ▼ 28.9% |
| Contributions10/11 | €13,600 | €13,600 | €13,600 | = |
| Profit (loss) carried forward14 | €20,428 | €195,819 | €135,202 | ▼ 31.0% |
| Amounts payable17/49 | €4,009 | €107,727 | €163,374 | ▲ 51.7% |
| Amounts payable within one year42/48 | €4,009 | €107,727 | €143,222 | ▲ 32.9% |
| Trade debts44 | €4,009 | €82,727 | €78,913 | ▼ 4.6% |
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,751 | €175,391 | -€60,617 | ▼ 135% |
| + Depreciation and write-downs630 | €2,500 | - | - | - |
| Operating cash flow (approximation) | €5,251 | €175,391 | -€60,617 | ▼ 135% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - |
| Change in cash | - | €34,276 | -€14,571 | ▼ 143% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2022
03-10
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Charleroi · event 19-09-2022
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 86 days late
2020
31-12
Financial
Weakest financial yearnet -€60,617
Net result drops to -€60,617, the lowest in the series.
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 17 days late
2019
31-12
Financial
Highest result since 2018net €175,391 ▲6,275%
Operating result €175,276, net result €175,391, both a record.
31-12
Financial
Equity above €200,000Eq €209,419 ▲515%
2 profitable years in a row build equity to €209,419.
19-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 141 days late
2018
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 60 days late
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 92 days late
2016
27-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 88 days late
17-05
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 291 days late
17-05
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 656 days late
2013
28-12
NBB filing
Annual accounts filed
fiscal year 2012 · full schema · 150 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2011
Ground area
1.1 ha
Building footprint
3,399 m²
Volume, LiDAR
32,016 m³
2 parcels, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ALL CONCEPT
since 20112.306.714.240
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52034B1039/00Z004 | Wallonia | 9,994 m² | 1 · 3,265 m² | 11.1 m · 3 fl. |
| 52048D0080/00K005 | Wallonia | 840 m² | 1 · 134 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | JEAN-CHRISTOPHE ANDRE RUE DU PARC 29,
6000 CHARLEROI- .
Date provisoire de cessation de paiement : 19/09/2022 |
19-09-2022 → present |
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,042. 12,648 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded03-08-2011
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.