ALL
ActiveSummary
ALL has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53,554 and a net result of €10,926. Equity is growing by ~45.6% per year across the filed fiscal years. Its solvency ranks better than 73% of 11472 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability87▼-9
Solvency95▲+3
Growth77=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 2.73 against 2.28 in 2024; short-term debt: 30% and cash: 58.3% of total assets), and 30% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70%
Return on assets
14.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
56 d early
2023
31 d early
2022
23 d early
2021
69 d early
2020
31 d late
2019
70 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€109,800▼ 0.8%
2023 · €110,638
EBIT margin
17.7%▲ 0.9pp
2023 · 16.8%
Net result
€10,926▼ 18.0%
2024 · €13,317
Working capital
€39,751▲ 46.4%
2024 · €27,155
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€90,830▲ 32.8%€92,120▲ 1.4%€110,638▲ 20.1%€109,800▼ 0.8%
Operating result€4,042▼ 42.6%€6,696▲ 65.7%€18,614▲ 178%€19,440▲ 4.4%€15,930▼ 18.1%
Net result€2,990within the sector's middle half▼ 56.9%€4,710within the sector's middle half▲ 57.5%€12,714within the sector's middle half▲ 170%€13,317within the sector's middle half▲ 4.7%€10,926within the sector's middle half▼ 18.0%
EBIT margin4.4%▼ 5.8pp7.3%▲ 2.8pp16.8%▲ 9.6pp17.7%▲ 0.9pp
Equity€11,887within the sector's middle half▲ 25.6%€16,597within the sector's middle half▲ 39.6%€29,311within the sector's middle half▲ 76.6%€42,628within the sector's middle half▲ 45.4%€53,554within the sector's middle half▲ 25.6%
Total assets€36,422below the sector's middle half▲ 27.1%€37,961below the sector's middle half▲ 4.2%€51,716below the sector's middle half▲ 36.2%€63,828below the sector's middle half▲ 23.4%€76,468within the sector's middle half▲ 19.8%
Debt€24,535▲ 27.9%€21,363▼ 12.9%€22,405▲ 4.9%€21,200▼ 5.4%€22,914▲ 8.1%
Working capital€11,463▲ 30.4%€11,148▼ 2.7%€17,879▲ 60.4%€27,155▲ 51.9%€39,751▲ 46.4%
Solvency32.6%within the sector's middle half▼ 0.4pp43.7%within the sector's middle half▲ 11.1pp56.7%within the sector's middle half▲ 13.0pp66.8%within the sector's middle half▲ 10.1pp70.0%within the sector's middle half▲ 3.2pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €76,468
Fixed assets
€13,803 ▼ 10.8%
Current assets
€62,664 ▲ 29.6%
Equity and liabilities €76,468
Equity
€53,554 ▲ 25.6%
Debt
€22,914 ▲ 8.1%
Debt's share of the balance-sheet total falls from 33.2% to 30.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€19,017▼
2024 · €21,509
Cash flow
€14,013▼
2024 · €15,386
Current ratio
2.73▲
2024 · 2.28
Debt to equity
0.43▼
2024 · 0.50
ROE
20.4%▼
2024 · 31.2%
ROA
14.3%▼
2024 · 20.9%
Interest coverage
132.39▲
2024 · 132.02
Debt ≤ 1 year
€22,914▲
2024 · €21,200
Income taxes
€4,861▼
2024 · €5,960
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €90,830 | €92,120 | €110,638 | €109,800 | - | - |
| Goods, raw materials, services and sundry goods60/61 | €86,110 | €84,776 | €91,113 | €88,144 | - | - |
| Remuneration, social security and pensions62 | €418 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €261 | €615 | €911 | €2,069 | €3,087 | ▲ 49.2% |
| Other operating charges640/8 | - | €32 | - | €147 | €490 | ▲ 233% |
| Gross operating margin9900 | €4,720 | €7,344 | €19,525 | €21,656 | €19,507 | ▼ 9.9% |
| Operating profit (loss)9901 | €4,042 | €6,696 | €18,614 | €19,440 | €15,930 | ▼ 18.1% |
| Financial charges65/66B | €141 | €274 | €190 | €163 | €144 | ▼ 11.8% |
| Recurring financial charges65 | €141 | €274 | €190 | €163 | €144 | ▼ 11.8% |
| Profit (loss) for the period before taxes9903 | €3,901 | €6,423 | €18,423 | €19,277 | €15,786 | ▼ 18.1% |
| Income taxes67/77 | €911 | €1,712 | €5,709 | €5,960 | €4,861 | ▼ 18.4% |
| Profit (loss) for the period9904 | €2,990 | €4,710 | €12,714 | €13,317 | €10,926 | ▼ 18.0% |
| Profit (loss) for the period to be appropriated9905 | €2,990 | €4,710 | €12,714 | €13,317 | €10,926 | ▼ 18.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €36,422 | €37,961 | €51,716 | €63,828 | €76,468 | ▲ 19.8% |
| Fixed assets21/28 | €423 | €5,449 | €11,433 | €15,473 | €13,803 | ▼ 10.8% |
| Intangible fixed assets21 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €333 | €5,449 | €11,433 | €15,473 | €13,803 | ▼ 10.8% |
| Land and buildings22 | - | €5,449 | €11,433 | €14,462 | €13,045 | ▼ 9.8% |
| Furniture and vehicles24 | €333 | - | - | €1,011 | €758 | ▼ 25.0% |
| Financial fixed assets28 | €90 | - | - | - | - | - |
| Current assets29/58 | €35,998 | €32,512 | €40,284 | €48,355 | €62,664 | ▲ 29.6% |
| Amounts receivable within one year40/41 | €8,361 | €9,032 | €4,869 | €10,958 | €18,092 | ▲ 65.1% |
| Trade receivables40 | €8,361 | €8,942 | €4,779 | €10,467 | €16,770 | ▲ 60.2% |
| Other amounts receivable41 | €0 | €90 | €90 | €492 | €1,322 | ▲ 169% |
| Cash at bank and in hand54/58 | €27,275 | €23,480 | €35,415 | €37,397 | €44,572 | ▲ 19.2% |
| Deferred charges and accrued income490/1 | €362 | - | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €36,422 | €37,961 | €51,716 | €63,828 | €76,468 | ▲ 19.8% |
| Equity10/15 | €11,887 | €16,597 | €29,311 | €42,628 | €53,554 | ▲ 25.6% |
| Contributions10/11 | €11,155 | €11,155 | €11,155 | €11,155 | €11,155 | = |
| Reserves13 | €1,859 | €5,359 | €18,059 | €31,329 | €42,254 | ▲ 34.9% |
| Non-distributable reserves130/1 | €1,859 | - | - | - | - | - |
| Reserves not available under the articles1311 | €1,859 | - | - | - | - | - |
| Distributable reserves133 | - | €5,359 | €18,059 | €31,329 | €42,254 | ▲ 34.9% |
| Profit (loss) carried forward14 | -€1,128 | €83 | €97 | €144 | €144 | ▲ 0.4% |
| Amounts payable17/49 | €24,535 | €21,363 | €22,405 | €21,200 | €22,914 | ▲ 8.1% |
| Amounts payable within one year42/48 | €24,535 | €21,363 | €22,405 | €21,200 | €22,914 | ▲ 8.1% |
| Trade debts44 | €6,566 | €2,994 | €793 | €4,404 | €4,958 | ▲ 12.6% |
| Suppliers440/4 | €6,566 | €2,994 | €793 | €4,404 | €4,958 | ▲ 12.6% |
| Taxes, remuneration and social security45 | €6,422 | €6,269 | €9,862 | €6,546 | €7,706 | ▲ 17.7% |
| Taxes450/3 | €6,422 | €6,269 | €9,862 | €6,546 | €7,706 | ▲ 17.7% |
| Remuneration and social security454/9 | €0 | - | - | - | - | - |
| Other amounts payable47/48 | €11,547 | €12,100 | €11,750 | €10,250 | €10,250 | = |
| Accrued charges and deferred income492/3 | €0 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,990 | €4,710 | €12,714 | €13,317 | €10,926 | ▼ 18.0% |
| + Depreciation and write-downs630 | €261 | €615 | €911 | €2,069 | €3,087 | ▲ 49.2% |
| Operating cash flow (approximation) | €3,251 | €5,326 | €13,625 | €15,386 | €14,013 | ▼ 8.9% |
| Investment in fixed assets (approximation) | - | -€5,641 | -€6,895 | -€6,110 | -€1,417 | ▲ 76.8% |
| Change in cash | - | -€3,796 | €11,935 | €1,982 | €7,175 | ▲ 262% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €13,317 ▲4.7%
Operating result €19,440, net result €13,317, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €6,943
Net result €6,943 after one loss-making year.
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 70 days late
2019
31-12
Financial
Weakest financial yearnet -€10,895
Net result drops to -€10,895, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
15-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 15 days late
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Profondeville · 1 establishment unit since 1993
Ground area
1,981 m²
Building footprint
251 m²
Volume, LiDAR
2,387 m³
2 parcels, Brussels, Wallonia · tallest building 18.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Koningsstraat 278, 1210 Sint-Joost-ten-Node
since 19932.054.882.246
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92101C0376/00H004 | Wallonia | 1,879 m² | 1 · 148 m² | 6.9 m · 2 fl. |
| 21014A0262/00H000 | Brussels | 102 m² | 1 · 102 m² | 18.9 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,414 companies in sector 46180 we hold annual accounts for 1,892. 1,369 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-06-1991
Fiscal year end31-12
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
E-invoicing
Reachable via Peppol
Peppol ID
0208:0445029466
Registered
20-11-2020
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.