COSMOVIN
ActiveCOSMOVIN has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €19k. Equity is shrinking by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 11195 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+32
Solvency100=
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 22.88 against 38.8 in 2024), and 4.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.8%
Return on assets
24.2%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €75k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
28 d late
2023
54 d early
2022
23 d late
2021
31 d late
2020
30 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▲ 33.7%
2024 · €56k
2018: €118k
2019: €128k
2020: €132k
2021: €145k
2022: €108k
2023: €49k
2024: €56k
2018 → 2025
Total assets
€79k▲ 36.7%
2024 · €58k
2018: €156k
2019: €147k
2020: €147k
2021: €166k
2022: €150k
2023: €111k
2024: €58k
2018 → 2025
Net result
€19k▲ 148%
2024 · €8k
2018: €13k
2019: €10k
2020: €4k
2021: €14k
2022: €3k
2023: €644
2024: €8k
2018 → 2025
Working capital
€72k▲ 58.2%
2024 · €46k
2018: €100k
2019: €115k
2020: €103k
2021: €115k
2022: €85k
2023: €31k
2024: €46k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€145k-€108k▼ 25.7%€49k▼ 55.0%€56k▲ 15.8%€75k▲ 33.7%
Operating result€19k-€4k▼ 78.3%€3k▼ 36.1%€12k▲ 331%€26k▲ 124%
Net result€14k-€3k▼ 80.4%€644▼ 75.9%€8k▲ 1,092%€19k▲ 148%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 124% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79k
Fixed assets
€3k▼ 72.1%
Current assets
€76k▲ 61.2%
Equity and liabilities €79k
Equity
€75k▲ 33.7%
Debt
€3k▲ 173%
The debt ratio rises from 2.1% to 4.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€30k▲
2024 · €22k
Cash flow
€23k▲
2024 · €19k
Solvency
95.8%▼
2024 · 97.9%
Current ratio
22.88▼
2024 · 38.80
Quick ratio
22.88▼
2024 · 38.37
Debt / equity
0.04▲
2024 · 0.02
ROE
25.2%▲
2024 · 13.6%
ROA
24.2%▲
2024 · 13.3%
Interest coverage
223.03▲
2024 · 135.68
Debt
€3k▲
2024 · €1k
Debt ≤ 1 year
€3k▲
2024 · €1k
Income taxes
€7k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€58k€79k▲
Fixed assets21/28€11k€3k▼
Tangible fixed assets22/27€10k€3k▼
Plant, machinery and equipment23€6k€504▼
Furniture and vehicles24€393€44▼
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€1k-
Current assets29/58€47k€76k▲
Stocks and contracts in progress3€522-
Stocks30/36€522-
Amounts receivable within one year40/41€15k€8k▼
Trade receivables40€6k-
Other amounts receivable41€9k€8k▼
Cash at bank and in hand54/58€31k€67k▲
Equity and liabilities
Total equity and liabilities10/49€58k€79k▲
Equity10/15€56k€75k▲
Contributions10/11€19k€19k=
Reserves13€11k€11k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€9k€9k=
Profit (loss) carried forward14€27k€46k▲
Amounts payable17/49€1k€3k▲
Amounts payable within one year42/48€1k€3k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€4k▼
Other operating charges640/8€575€3k▲
Gross operating margin9900€23k€33k▲
Operating profit (loss)9901€12k€26k▲
Financial income75/76B€225€50▼
Recurring financial income75€225€50▼
Financial charges65/66B€165€134▼
Recurring financial charges65€165€134▼
Profit (loss) for the period before taxes9903€12k€26k▲
Income taxes67/77€4k€7k▲
Profit (loss) for the period9904€8k€19k▲
Profit (loss) for the period to be appropriated9905€8k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€46k▲
Profit (loss) brought forward from the previous period14P€19k€27k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €19k ▲148%
Operating result €26k, net result €19k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Liquidity times 26current ratio 38.80
Current ratio from 1.50 to 38.80; short-term debt falls from €62k to €1k.
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €644 ▼75.9%
Net result drops to €644, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Burdinne · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ruelle Curé(MAR) 134210 Burdinne1 establishment unit
Ruelle Curé(MAR) 13, 4210 Burdinne
since 20002.055.534.423
Similar companies · same sector, comparable size
GREENOVATE CONSULT
BE 0804.911.344
Hasselt · Eq €75k
SANDHU & SONS
BE 1002.791.740
Knokke-Heist · Eq €76k
BOSMA INTERNATIONAL
BE 0636.834.296
Nazareth-De Pinte · Eq €76k
IN-DIRECT
BE 0502.565.314
Peer · Eq €75k
WILLY WORLD WIDE
BE 0843.501.013
Edegem · Eq €76k
Of 4,406 companies in sector 46180 we hold annual accounts for 1,875. 1,392 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-1991
Fiscal year end31-12
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
46341Wholesale of wines and spirits
47251Retail sale of wines and spirits
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filings
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
4 entriesE-mail:cosmovin@skynet.be
Phone:085710111
Fax:085713659
E-mail:contact@ctic.be