ALGEMENE SCHRIJNWERKERIJ RIEMST
ActiveALGEMENE SCHRIJNWERKERIJ RIEMST has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €633k and a net result of €146k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 51% of 7757 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▼-44
Solvency70▲+31
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 1.6 against 1.36 in 2024; short-term debt: 41% and cash: 8% of total assets), but 55.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.9%
Return on assets
10.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
21 d early
2023
23 d late
2022
66 d early
2021
29 d late
2020
1 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€633k▲ 18.0%
2024 · €537k
2018: €1.28M
2019: €619k
2020: €211k
2021: €246k
2022: €516k
2023: €619k
2024: €537k
2018 → 2025
Total assets
€1.41M▼ 64.4%
2024 · €3.96M
2018: €4.59M
2019: €4.20M
2020: €3.52M
2021: €3.46M
2022: €3.38M
2023: €3.18M
2024: €3.96M
2018 → 2025
Net result
€146k▼ 83.2%
2024 · €870k
2018: €-496k
2019: €-165k
2020: €-805k
2021: €36k
2022: €270k
2023: €103k
2024: €870k
2018 → 2025
Working capital
€349k▼ 31.0%
2024 · €507k
2018: €-121k
2019: €392k
2020: €-593k
2021: €-113k
2022: €-4k
2023: €-570k
2024: €507k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€246k-€516k▲ 110%€619k▲ 19.9%€537k▼ 13.4%€633k▲ 18.0%
Operating result€152k-€355k▲ 134%€180k▼ 49.3%€996k▲ 453%€270k▼ 72.9%
Net result€36k-€270k▲ 652%€103k▼ 61.9%€870k▲ 746%€146k▼ 83.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 73% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.41M
Fixed assets
€481k▼ 76.4%
Current assets
€928k▼ 51.7%
Equity and liabilities €1.41M
Equity
€633k▲ 18.0%
Debt
€775k▼ 77.3%
The debt ratio falls from 86.4% to 55.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€277k▼
2024 · €1.07M
Cash flow
€154k▼
2024 · €943k
Solvency
44.9%▲
2024 · 13.6%
Current ratio
1.60▲
2024 · 1.36
Quick ratio
1.44▲
2024 · 0.95
Debt / equity
1.23▼
2024 · 6.38
ROE
23.1%▼
2024 · 162.2%
ROA
10.4%▼
2024 · 22.0%
Interest coverage
2.48▼
2024 · 8.55
Debt
€775k▼
2024 · €3.42M
Debt ≤ 1 year
€578k▼
2024 · €1.42M
Debt > 1 year
€197k▼
2024 · €1.95M
Income taxes
€17k▲
2024 · €582
Staff costs
€465k▼
2024 · €528k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.96M€1.41M▼
Fixed assets21/28€2.04M€481k▼
Tangible fixed assets22/27€1.64M€23k▼
Land and buildings22€0-
Plant, machinery and equipment23€28€0▼
Furniture and vehicles24€2k€23k▲
Leasing and similar rights25€1.64M€0▼
Financial fixed assets28€397k€458k▲
Current assets29/58€1.92M€928k▼
Stocks and contracts in progress3€571k€96k▼
Stocks30/36€176k€51k▼
Contracts in progress37€396k€46k▼
Amounts receivable within one year40/41€1.15M€719k▼
Trade receivables40€1.05M€473k▼
Other amounts receivable41€101k€245k▲
Cash at bank and in hand54/58€166k€113k▼
Deferred charges and accrued income490/1€36k€0▼
Equity and liabilities
Total equity and liabilities10/49€3.96M€1.41M▼
Equity10/15€537k€633k▲
Contributions10/11€6k€6k=
Revaluation surpluses12€0-
Reserves13€55k€55k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€36k€36k=
Profit (loss) carried forward14€475k€572k▲
Amounts payable17/49€3.42M€775k▼
Amounts payable after more than one year17€1.95M€197k▼
Financial debts170/4€1.95M€197k▼
Amounts payable within one year42/48€1.42M€578k▼
Current portion of amounts payable after more than one year42€278k€180k▼
Financial debts43€110k€60k▼
Credit institutions430/8€110k€60k▼
Trade debts44€579k€178k▼
Suppliers440/4€579k€178k▼
Taxes, remuneration and social security45€198k€65k▼
Taxes450/3€84k€21k▼
Remuneration and social security454/9€115k€43k▼
Other amounts payable47/48€250k€96k▼
Accrued charges and deferred income492/3€57k€0▼
Income statement
Code20242025
Non-recurring operating income76A€1.13M€121k▼
Remuneration, social security and pensions62€528k€465k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€72k€7k▼
Other operating charges640/8€43k€30k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€1.64M€772k▼
Operating profit (loss)9901€996k€270k▼
Financial income75/76B€5€5k▲
Recurring financial income75€5€5k▲
Financial charges65/66B€125k€112k▼
Recurring financial charges65€125k€112k▼
Profit (loss) for the period before taxes9903€871k€163k▼
Income taxes67/77€582€17k▲
Profit (loss) for the period9904€870k€146k▼
Profit (loss) for the period to be appropriated9905€870k€146k▼
Appropriation of the result
Profit (loss) to be appropriated9906€475k€622k▲
Profit (loss) brought forward from the previous period14P€-395k€475k▲
Profit to be distributed694/7-€50k
Directors or managers695-€50k
Social balance
Average headcount (FTE)90879.38.5▼
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €870k ▲746%
Operating result €996k, net result €870k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 23 days late
2023
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €500kEq €516k ▲110%
2 profitable years in a row build equity to €516k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
31-12
Financial
Back to profitnet €36k
Net result €36k after 3 loss-making years.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-805k
Net result drops to €-805k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 1 day late
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Riemst · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spaalderweg 1A3770 RiemstGround area
2,973 m²
Building footprint
2,310 m²
Volume, LiDAR
368 m³
Parcel 73066A0086/00F000, Flanders · tallest building 1.6 m. Linked by address, not a title deed.
1 establishment unit
ALGEMENE SCHRIJNWERKERIJ RIEMST
since 19982.085.618.477
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73066A0086/00F000 | Flanders | 2,973 m² | 1 · 2,310 m² | 1.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 4 entries · 25,197 EUR awarded · 197 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 0 EUR | 0 EUR |
| 2024 | 1 | 197 EUR | 197 EUR |
| 2023 | 1 | 25,000 EUR | 0 EUR |
Schemes
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
2 categoriesALGEMENE SCHRIJNWERKERIJ RIEMST BV31149
Dual-learning approval
1 live approvalMedewerker hout duaal (so)
Similar companies · same sector, comparable size
SANTOS DESIGN
BE 0464.929.908
Ittre · Eq €633k
CAL-O-MATIC DISTRIBUTION
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Hasselt · Eq €632k
EXPOSAS
BE 0462.557.960
Lille · Eq €632k
Paul Claes
BE 0436.760.514
Mol · Eq €631k
BAERT GEBROEDERS
BE 0449.691.208
Lochristi · Eq €631k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 5,448 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-1998
Fiscal year end31-12
Abbreviation NL
ASR
Activities, NACEBEL
43320Joinery installation
45421
35110Production of electricity from non-renewable sources
43230Insulation installation
43291Specialised construction activities
43410Roofing work
45220
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.