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SANTOS DESIGN

Active
Private limited companyfounded 199827 yrs activeRue de Tubize 12G, 1460 Ittre, BelgiumKBO/BCE: BE 0464.929.908
Summary

SANTOS DESIGN has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €585,435 and a net result of €15,893. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 85% of 9523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
SANTOS DESIGNActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
Joinery installation
NACE 43320Manufacture of dining room, living room, bedroom and bathroom furniture NACE 31004NACE 31091
#6 company by total assets in Ittre, Construction sector1 site
Size
€761,603total assets 2025
Staff
5.3 FTE
Equity
€585,435
Profit
€15,893
Financial health
92 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts filed 55 d late0 of 1 deed read
Why 92- Latest accounts 55 days late; 1 of the last 3 late+ Liquidity: current ratio 2.47, cash €307,498+ Equity €585,435 (76.9% of total assets)+ Founded in 1998Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Better than 61% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100+1
equity 76.9% of total assets
Liquidity 92=
short-term debt 23.0% · cash 40.4%
Profitability 71-12
return on assets 2.1%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,514 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%▼ -2.4% vs 02-2025 04-2025: 0.1%▲ +7.5% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.1%▲ +8.1% vs 05-2025 07-2025: 0.1%▲ +12.9% vs 06-2025 08-2025: 0.1%▼ -47.6% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%▼ -1.8% vs 02-2026lowest value 04-2026: 0.1%▲ +7.4% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%▲ +3.4% vs 05-2026 07-2026: 0.1%▲ +13.3% vs 06-2026 08-2026: 0.1%▲ +116% vs 07-2026 09-2026: 0.2%▲ +22.4% vs 08-2026highest value 10-2026: 0.2%▼ -10.0% vs 09-2026
  • Liquidity: current ratio 2.47, cash €307,498 lowers the probability
  • Latest accounts 55 days late; 1 of the last 3 late raises the probability
  • Equity €585,435 (76.9% of total assets) lowers the probability
  • Founded in 1998 lowers the probability for this profile
Credit up to €50,000 at 30 days acceptable
Liquidity ample (current ratio 2.47 against 2.42 in 2024; short-term debt: 23% and cash: 40.4% of total assets), and 23.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 90%, liquidity 89%, profitability 41%, growth against the median 26%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 2.47, cash €307,498
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Latest accounts 55 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Equity €585,435 (76.9% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 1998
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
55 d late
2024
29 d early
2023
29 d late
2022
4 d early
2021
3 d late
2020
59 d late
2019
52 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 August (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Annual accounts filedfiscal year 2023 · full…

Key points

  • Caution: Result fell in 2025from €95,545 to €15,893 ▼ 83.4% View
  • Positive: Company by total assets in Ittre, Construction sectorin the Checked rankings #6 View
  • Positive: 8 profitable years in a rowprofit 2025: €15,893 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€761,603
Profit
€15,893
Solvency
76.9%
Total assets▼ 10.7%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 24-09-2026Annual accounts filed
  2. 02-07-2025Annual accounts filed
  3. 29-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Joinery installationNACE 43320
Founded
21-12-1998
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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