ALGEMENE CONSTRUCTIE LOMMEL
ActiveFinancials · financial year 2025, micro format
Annual accounts 2025 filed on 27-05-2026 PDF all 35 filings
Turnover
≈ €11,000
Estimated: probably between €6,300 and €22,000
Total assets
€70,157▼ 7.5%
2024 · €75,873
Net result
-€4,056▼ 1,366%
2024 · -€277
Working capital
€3,283▼ 86.1%
2024 · €23,661
In the rankings
#3 oldest company in Lommel, Arts, sports and recreation sector
Multi-year overview
2018 to 2025, 8 financial yearsOperating result
-€3,935
▼ 5,507%
2025
20182025
Net result
-€4,056
▼ 1,366%
2025
middle half of the sector
20182025
Equity
€57,544
▼ 6.6%
2025
middle half of the sector
20182025
Total assets
€70,157
▼ 7.5%
2025
middle half of the sector
20182025
Debt
€12,613
▼ 11.6%
2025
20182025
Working capital
€3,283
▼ 86.1%
2025
middle half of the sector
20182025
Solvency
82.0%
▲ 0.8pp
2025
highest quarter of the sector
20182025
Current ratio
1.35
▼ 3.07
2025
middle half of the sector
20182025
Return on assets (ROA)
-5.8%
▼ 5.4pp
2025
middle half of the sector
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result-€2,897-€5,674€12,461▲ 120%-€14,897-€5,022▲ 66.3%-€4,798▲ 4.5%-€70▲ 98.5%-€3,935▼ 5,507%
Net result-€2,148-€6,656€13,515above the sector's middle half▲ 103%-€13,797below the sector's middle half-€4,812within the sector's middle half▲ 65.1%-€5,164within the sector's middle half▼ 7.3%-€277within the sector's middle half▲ 94.6%-€4,056within the sector's middle half▼ 1,366%
Equity€65,477-€72,134▲ 10.2%€85,649within the sector's middle half▲ 18.7%€71,852within the sector's middle half▼ 16.1%€67,040within the sector's middle half▼ 6.7%€61,876within the sector's middle half▼ 7.7%€61,600within the sector's middle half▼ 0.4%€57,544within the sector's middle half▼ 6.6%
Total assets€68,122-€73,897▲ 8.5%€87,022within the sector's middle half▲ 17.8%€72,866within the sector's middle half▼ 16.3%€86,461within the sector's middle half▲ 18.7%€77,721within the sector's middle half▼ 10.1%€75,873within the sector's middle half▼ 2.4%€70,157within the sector's middle half▼ 7.5%
Debt€2,645-€1,764▼ 33.3%€1,373▼ 22.2%€1,013▼ 26.2%€19,421▲ 19×€15,845▼ 18.4%€14,273▼ 9.9%€12,613▼ 11.6%
Working capital€15,590-€23,765▲ 52.4%€37,921above the sector's middle half▲ 59.6%€24,812within the sector's middle half▼ 34.6%€36,482within the sector's middle half▲ 47.0%€26,911within the sector's middle half▼ 26.2%€23,661within the sector's middle half▼ 12.1%€3,283within the sector's middle half▼ 86.1%
Solvency96.1%-97.6%▲ 1.5pp98.4%above the sector's middle half▲ 0.8pp98.6%above the sector's middle half▲ 0.2pp77.5%above the sector's middle half▼ 21.1pp79.6%above the sector's middle half▲ 2.1pp81.2%above the sector's middle half▲ 1.6pp82.0%above the sector's middle half▲ 0.8pp
Current ratio6.89-14.48▲ 7.5828.62above the sector's middle half▲ 14.1525.49above the sector's middle half▼ 3.139.81above the sector's middle half▼ 15.687.02above the sector's middle half▼ 2.794.42above the sector's middle half▼ 2.601.35within the sector's middle half▼ 3.07
Return on assets (ROA)-3.2%-9.0%▲ 12.2pp15.5%above the sector's middle half▲ 6.5pp-18.9%below the sector's middle half▼ 34.5pp-5.6%below the sector's middle half▲ 13.4pp-6.6%below the sector's middle half▼ 1.1pp-0.4%within the sector's middle half▲ 6.3pp-5.8%within the sector's middle half▼ 5.4pp
above
within
below
The sector band is the middle half of the companies in Sports, amusement and recreation activities (NACE 93). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is a loss of €3,935, larger than the loss of €70 in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €70,157
Fixed assets
€57,458 ▲ 26.9%
Current assets
€12,699 ▼ 58.5%
Equity and liabilities €70,157
Equity
€57,544 ▼ 6.6%
Debt
€12,613 ▼ 11.6%
Debt's share of the balance-sheet total falls from 18.8% to 18.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€424▼
2024 · €983
Cash flow
€303▼
2024 · €776
Quick ratio
1.33▼
2024 · 4.39
Debt to equity
0.22▼
2024 · 0.23
ROE
-7.0%▼
2024 · -0.4%
Interest coverage
1.22▼
2024 · 2.02
Debt ≤ 1 year
€9,416▲
2024 · €6,924
Debt > 1 year
€3,198▼
2024 · €7,349
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €1,064 | - | €1,824 | - | €16,529 |
| Depreciation and write-downs of the year | €1,752 | €1,201 | €1,323 | €1,053 | €4,359 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2022 · 1 entry · €273 awarded · €273 paidAnnual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | - | €2,909 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,080 | €3,170 | €3,531 | €1,752 | €1,201 | €1,323 | €1,053 | €4,359 | ▲ 314% |
| Other operating charges640/8 | - | - | - | €1,603 | €1,639 | €1,903 | €1,651 | €1,645 | ▼ 0.4% |
| Gross operating margin9900 | €1,429 | €10,346 | €17,585 | -€11,542 | -€2,182 | -€1,572 | €2,634 | €2,069 | ▼ 21.5% |
| Operating profit (loss)9901 | -€2,897 | €5,674 | €12,461 | -€14,897 | -€5,022 | -€4,798 | -€70 | -€3,935 | ▼ 5,507% |
| Financial income75/76B | - | - | - | €1,257 | €697 | €356 | €283 | €225 | ▼ 20.4% |
| Recurring financial income75 | €961 | €1,165 | €1,235 | €1,257 | €697 | €356 | €283 | €225 | ▼ 20.4% |
| Financial charges65/66B | - | - | - | €40 | €368 | €590 | €487 | €346 | ▼ 28.9% |
| Recurring financial charges65 | €46 | €14 | €35 | €40 | €368 | €590 | €487 | €346 | ▼ 28.9% |
| Profit (loss) for the period before taxes9903 | -€1,982 | €6,826 | €13,661 | -€13,680 | -€4,693 | -€5,032 | -€274 | -€4,056 | ▼ 1,380% |
| Income taxes67/77 | €165 | €169 | €145 | €117 | €120 | €132 | €3 | - | - |
| Profit (loss) for the period9904 | -€2,148 | €6,656 | €13,515 | -€13,797 | -€4,812 | -€5,164 | -€277 | -€4,056 | ▼ 1,366% |
| Profit (loss) for the period to be appropriated9905 | -€2,148 | €6,656 | €13,515 | -€13,797 | -€4,812 | -€5,164 | -€277 | -€4,056 | ▼ 1,366% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €68,122 | €73,897 | €87,022 | €72,866 | €86,461 | €77,721 | €75,873 | €70,157 | ▼ 7.5% |
| Fixed assets21/28 | €49,888 | €48,368 | €47,728 | €47,040 | €45,840 | €46,341 | €45,288 | €57,458 | ▲ 26.9% |
| Tangible fixed assets22/27 | €49,888 | €48,368 | €47,728 | €47,040 | €45,840 | €46,341 | €45,288 | €57,458 | ▲ 26.9% |
| Land and buildings22 | - | - | - | €44,212 | €43,703 | €44,896 | €44,204 | €43,512 | ▼ 1.6% |
| Plant, machinery and equipment23 | - | - | - | €2,828 | €2,137 | €1,445 | €1,084 | €13,946 | ▲ 13× |
| Current assets29/58 | €18,234 | €25,529 | €39,294 | €25,825 | €40,622 | €31,380 | €30,585 | €12,699 | ▼ 58.5% |
| Stocks and contracts in progress3 | €803 | €704 | €551 | €957 | €630 | €715 | €201 | €148 | ▼ 26.2% |
| Stocks30/36 | - | - | - | €957 | €630 | €715 | €201 | €148 | ▼ 26.2% |
| Amounts receivable within one year40/41 | €14,012 | €14,785 | €20,555 | €12,024 | €31,302 | €27,146 | €27,199 | €6,116 | ▼ 77.5% |
| Other amounts receivable41 | - | - | - | €12,024 | €31,302 | €27,146 | €27,199 | €6,116 | ▼ 77.5% |
| Cash at bank and in hand54/58 | €2,958 | €9,729 | €17,861 | €12,631 | €7,847 | €2,973 | €2,850 | €6,399 | ▲ 125% |
| Deferred charges and accrued income490/1 | - | - | - | €214 | €844 | €546 | €335 | €35 | ▼ 89.5% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €68,122 | €73,897 | €87,022 | €72,866 | €86,461 | €77,721 | €75,873 | €70,157 | ▼ 7.5% |
| Equity10/15 | €65,477 | €72,134 | €85,649 | €71,852 | €67,040 | €61,876 | €61,600 | €57,544 | ▼ 6.6% |
| Contributions10/11 | €30,987 | €30,987 | - | €30,987 | €30,987 | €30,987 | €30,987 | €30,987 | = |
| Reserves13 | €93,694 | €93,694 | €93,694 | €93,694 | €93,694 | €93,694 | €93,694 | €93,694 | = |
| Non-distributable reserves130/1 | - | - | - | €3,099 | €3,099 | €3,099 | - | - | - |
| Other1319 | - | - | - | €3,099 | €3,099 | €3,099 | - | - | - |
| Distributable reserves133 | - | - | - | €90,595 | €90,595 | €90,595 | €93,694 | €93,694 | = |
| Profit (loss) carried forward14 | -€59,204 | -€52,547 | -€39,032 | -€52,828 | -€57,641 | -€62,804 | -€63,081 | -€67,137 | ▼ 6.4% |
| Amounts payable17/49 | €2,645 | €1,764 | €1,373 | €1,013 | €19,421 | €15,845 | €14,273 | €12,613 | ▼ 11.6% |
| Amounts payable after more than one year17 | - | - | - | - | €15,282 | €11,376 | €7,349 | €3,198 | ▼ 56.5% |
| Financial debts170/4 | - | - | - | - | €15,282 | €11,376 | €7,349 | €3,198 | ▼ 56.5% |
| Amounts payable within one year42/48 | €2,645 | €1,764 | €1,373 | €1,013 | €4,140 | €4,469 | €6,924 | €9,416 | ▲ 36.0% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €3,789 | €3,906 | €4,027 | €4,151 | ▲ 3.1% |
| Trade debts44 | €2,479 | €978 | €121 | €751 | - | €13 | €502 | €519 | ▲ 3.3% |
| Suppliers440/4 | - | - | - | €751 | - | €13 | €502 | €519 | ▲ 3.3% |
| Taxes, remuneration and social security45 | - | - | - | €262 | €351 | €550 | €218 | €62 | ▼ 71.6% |
| Taxes450/3 | - | - | - | €262 | €351 | €550 | €218 | €62 | ▼ 71.6% |
| Other amounts payable47/48 | - | - | - | - | - | - | €2,177 | €4,684 | ▲ 115% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,148 | €6,656 | €13,515 | -€13,797 | -€4,812 | -€5,164 | -€277 | -€4,056 | ▼ 1,366% |
| + Depreciation and write-downs630 | €3,080 | €3,170 | €3,531 | €1,752 | €1,201 | €1,323 | €1,053 | €4,359 | ▲ 314% |
| Operating cash flow (approximation) | €933 | €9,826 | €17,046 | -€12,045 | -€3,612 | -€3,841 | €776 | €303 | ▼ 61.0% |
| Investment in fixed assets (approximation) | - | -€1,650 | -€2,891 | -€1,064 | €0 | -€1,824 | €0 | -€16,529 | - |
| Change in cash | - | €6,772 | €8,131 | -€5,230 | -€4,784 | -€4,874 | -€123 | €3,549 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 12,322 companies had the same profile as ALGEMENE CONSTRUCTIE LOMMEL has now. Two years later, 90.3% were still going and 0.7% had gone bankrupt.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
90.3%
was still going
8.6%
stopped otherwise
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ALGEMENE CONSTRUCTIE LOMMEL itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for ALGEMENE CONSTRUCTIE LOMMEL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 35 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 27-05-2026 | 2026-00121838 | |
| 31-12-2024 | micro format | 10-06-2025 | 2025-00131518 | |
| 31-12-2023 | micro format | 27-06-2024 | 2024-00180887 | |
| 31-12-2022 | micro format | 05-06-2023 | 2023-00112532 | |
| 31-12-2021 | micro format | 16-06-2022 | 2022-20066970 | |
| 31-12-2020 | micro format | 04-06-2021 | 2021-17300519 | |
| 31-12-2019 | micro format | 05-06-2020 | 2020-14900392 | |
| 31-12-2018 | micro format | 07-06-2019 | 2019-16700461 | |
| 31-12-2017 | micro format | 31-08-2018 | 2018-57000228 | |
| 31-12-2016 | micro format | 31-08-2017 | 2017-56700315 |