ALGEMENE CONSTRUCTIE LOMMEL
ActiveSummary
ALGEMENE CONSTRUCTIE LOMMEL has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57,544 and a net result of -€4,056. Equity is shrinking by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 89% of 2344 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability22▼-13
Solvency100=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity tight (current ratio 1.35 against 4.42 in 2024; short-term debt: 13.4% and cash: 9.1% of total assets), and 18% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sports, amusement and recreation activities (NACE 93)
about 50% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82%
Return on assets
-5.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 d early
2024
51 d early
2023
34 d early
2022
56 d early
2021
45 d early
2020
57 d early
2019
56 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 52 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#3 oldest company in Lommel, Arts, sports and recreation sector
Equity
€57,544▼ 6.6%
2024 · €61,600
Total assets
€70,157▼ 7.5%
2024 · €75,873
Net result
-€4,056▼ 1,366%
2024 · -€277
Working capital
€3,283▼ 86.1%
2024 · €23,661
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€14,897-€5,022▲ 66.3%-€4,798▲ 4.5%-€70▲ 98.5%-€3,935▼ 5,507%
Net result-€13,797-€4,812▲ 65.1%-€5,164▼ 7.3%-€277▲ 94.6%-€4,056▼ 1,366%
Equity€71,852▼ 16.1%€67,040▼ 6.7%€61,876▼ 7.7%€61,600▼ 0.4%€57,544▼ 6.6%
Total assets€72,866▼ 16.3%€86,461▲ 18.7%€77,721▼ 10.1%€75,873▼ 2.4%€70,157▼ 7.5%
Debt€1,013▼ 26.2%€19,421▲ 1,817%€15,845▼ 18.4%€14,273▼ 9.9%€12,613▼ 11.6%
Working capital€24,812▼ 34.6%€36,482▲ 47.0%€26,911▼ 26.2%€23,661▼ 12.1%€3,283▼ 86.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3,935 in 2025 against €70 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €70,157
Fixed assets
€57,458 ▲ 26.9%
Current assets
€12,699 ▼ 58.5%
Equity and liabilities €70,157
Equity
€57,544 ▼ 6.6%
Debt
€12,613 ▼ 11.6%
Debt's share of the balance-sheet total falls from 18.8% to 18.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€424▼
2024 · €983
Cash flow
€303▼
2024 · €776
Current ratio
1.35▼
2024 · 4.42
Quick ratio
1.33▼
2024 · 4.39
Debt to equity
0.22▼
2024 · 0.23
ROE
-7.0%▼
2024 · -0.4%
ROA
-5.8%▼
2024 · -0.4%
Interest coverage
1.22▼
2024 · 2.02
Debt ≤ 1 year
€9,416▲
2024 · €6,924
Debt > 1 year
€3,198▼
2024 · €7,349
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,304 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.6%
went bankrupt
8.6%
stopped otherwise
90%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,304 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €2,909 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,752 | €1,201 | €1,323 | €1,053 | €4,359 | ▲ 314% |
| Other operating charges640/8 | €1,603 | €1,639 | €1,903 | €1,651 | €1,645 | ▼ 0.4% |
| Gross operating margin9900 | -€11,542 | -€2,182 | -€1,572 | €2,634 | €2,069 | ▼ 21.5% |
| Operating profit (loss)9901 | -€14,897 | -€5,022 | -€4,798 | -€70 | -€3,935 | ▼ 5,507% |
| Financial income75/76B | €1,257 | €697 | €356 | €283 | €225 | ▼ 20.4% |
| Recurring financial income75 | €1,257 | €697 | €356 | €283 | €225 | ▼ 20.4% |
| Financial charges65/66B | €40 | €368 | €590 | €487 | €346 | ▼ 28.9% |
| Recurring financial charges65 | €40 | €368 | €590 | €487 | €346 | ▼ 28.9% |
| Profit (loss) for the period before taxes9903 | -€13,680 | -€4,693 | -€5,032 | -€274 | -€4,056 | ▼ 1,380% |
| Income taxes67/77 | €117 | €120 | €132 | €3 | - | - |
| Profit (loss) for the period9904 | -€13,797 | -€4,812 | -€5,164 | -€277 | -€4,056 | ▼ 1,366% |
| Profit (loss) for the period to be appropriated9905 | -€13,797 | -€4,812 | -€5,164 | -€277 | -€4,056 | ▼ 1,366% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €72,866 | €86,461 | €77,721 | €75,873 | €70,157 | ▼ 7.5% |
| Fixed assets21/28 | €47,040 | €45,840 | €46,341 | €45,288 | €57,458 | ▲ 26.9% |
| Tangible fixed assets22/27 | €47,040 | €45,840 | €46,341 | €45,288 | €57,458 | ▲ 26.9% |
| Land and buildings22 | €44,212 | €43,703 | €44,896 | €44,204 | €43,512 | ▼ 1.6% |
| Plant, machinery and equipment23 | €2,828 | €2,137 | €1,445 | €1,084 | €13,946 | ▲ 1,187% |
| Current assets29/58 | €25,825 | €40,622 | €31,380 | €30,585 | €12,699 | ▼ 58.5% |
| Stocks and contracts in progress3 | €957 | €630 | €715 | €201 | €148 | ▼ 26.2% |
| Stocks30/36 | €957 | €630 | €715 | €201 | €148 | ▼ 26.2% |
| Amounts receivable within one year40/41 | €12,024 | €31,302 | €27,146 | €27,199 | €6,116 | ▼ 77.5% |
| Other amounts receivable41 | €12,024 | €31,302 | €27,146 | €27,199 | €6,116 | ▼ 77.5% |
| Cash at bank and in hand54/58 | €12,631 | €7,847 | €2,973 | €2,850 | €6,399 | ▲ 125% |
| Deferred charges and accrued income490/1 | €214 | €844 | €546 | €335 | €35 | ▼ 89.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €72,866 | €86,461 | €77,721 | €75,873 | €70,157 | ▼ 7.5% |
| Equity10/15 | €71,852 | €67,040 | €61,876 | €61,600 | €57,544 | ▼ 6.6% |
| Contributions10/11 | €30,987 | €30,987 | €30,987 | €30,987 | €30,987 | = |
| Reserves13 | €93,694 | €93,694 | €93,694 | €93,694 | €93,694 | = |
| Non-distributable reserves130/1 | €3,099 | €3,099 | €3,099 | - | - | - |
| Other1319 | €3,099 | €3,099 | €3,099 | - | - | - |
| Distributable reserves133 | €90,595 | €90,595 | €90,595 | €93,694 | €93,694 | = |
| Profit (loss) carried forward14 | -€52,828 | -€57,641 | -€62,804 | -€63,081 | -€67,137 | ▼ 6.4% |
| Amounts payable17/49 | €1,013 | €19,421 | €15,845 | €14,273 | €12,613 | ▼ 11.6% |
| Amounts payable after more than one year17 | - | €15,282 | €11,376 | €7,349 | €3,198 | ▼ 56.5% |
| Financial debts170/4 | - | €15,282 | €11,376 | €7,349 | €3,198 | ▼ 56.5% |
| Amounts payable within one year42/48 | €1,013 | €4,140 | €4,469 | €6,924 | €9,416 | ▲ 36.0% |
| Current portion of amounts payable after more than one year42 | - | €3,789 | €3,906 | €4,027 | €4,151 | ▲ 3.1% |
| Trade debts44 | €751 | - | €13 | €502 | €519 | ▲ 3.3% |
| Suppliers440/4 | €751 | - | €13 | €502 | €519 | ▲ 3.3% |
| Taxes, remuneration and social security45 | €262 | €351 | €550 | €218 | €62 | ▼ 71.6% |
| Taxes450/3 | €262 | €351 | €550 | €218 | €62 | ▼ 71.6% |
| Other amounts payable47/48 | - | - | - | €2,177 | €4,684 | ▲ 115% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€13,797 | -€4,812 | -€5,164 | -€277 | -€4,056 | ▼ 1,366% |
| + Depreciation and write-downs630 | €1,752 | €1,201 | €1,323 | €1,053 | €4,359 | ▲ 314% |
| Operating cash flow (approximation) | -€12,045 | -€3,612 | -€3,841 | €776 | €303 | ▼ 61.0% |
| Investment in fixed assets (approximation) | - | €0 | -€1,824 | €0 | -€16,529 | - |
| Change in cash | - | -€4,784 | -€4,874 | -€123 | €3,549 | ▲ 2,986% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet -€13,797
Net result drops to -€13,797, the lowest in the series; recovery starts the following year.
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €13,515 ▲103%
Operating result €12,461, net result €13,515, both a record.
05-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €6,656
Net result €6,656 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 14.48
Current ratio from 6.89 to 14.48; short-term debt falls from €2,645 to €1,764.
07-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 1990
Ground area
2,166 m²
Building footprint
55 m²
Volume, LiDAR
141 m³
Parcel 72020C1000/00S000, Flanders · tallest building 2.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
A.C.L.
since 19902.049.360.174
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72020C1000/00S000 | Flanders | 2,166 m² | 1 · 55 m² | 2.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 273 EUR awarded · 273 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 273 EUR | 273 EUR |
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Of 1,033 companies in sector 93291 we hold annual accounts for 161. 140 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-08-1990
Fiscal year end31-12
Abbreviation NL
A.C.L.
Activities, NACEBEL 2025
93291Operation of fairground attractions
E-invoicing
Reachable via Peppol
Peppol ID
0208:0441384444
Also
9925:BE0441384444
Registered
09-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.